Gavop shows you how to buy homeowners insurance in Moab, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $123,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $171,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $306,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $224,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $534 |
| Superior Protection Discount | -$59 | $600 |
| Fire & Security Discount | -$59 | $600 |
| Hail Resistant Roof Discount | -$20 | $639 |
| Newly Constructed Home Discount | -$145 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grand County | $1,500 | $645 | $2,145 | $469 | $1,969 | $176 |
| Moab, UT | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Spanish Valley, UT | $300 | $678 | $978 | $493 | $793 | $185 |
| Grand County, UT | $200 | $645 | $845 | $469 | $669 | $176 |
| Glade Park-Gateway, CO | $1,000 | $1,569 | $2,569 | $1,140 | $2,140 | $429 |
| Monticello, UT | $500 | $550 | $1,050 | $400 | $900 | $150 |
| Nucla, CO | $2,000 | $1,154 | $3,154 | $839 | $2,839 | $315 |
| Redlands, CO | $200 | $1,012 | $1,212 | $736 | $936 | $277 |
| Loma, CO | $2,500 | $1,400 | $3,900 | $1,017 | $3,517 | $383 |
| Orchard Mesa, CO | $500 | $809 | $1,309 | $588 | $1,088 | $221 |
| Fruita, CO | $1,000 | $950 | $1,950 | $691 | $1,691 | $260 |
| Home Insurance Company Moab, UT | Homeowners Insurance Agency Moab, UT | Address | Popularity Score | Distance from Moab (miles) |
|---|---|---|---|---|
| Travelers | Central Utah Insurance | 170 E 100 S Po Box 877, Moab, UT, 84532 | 17.5 | |
| Travelers | Central Utah Insurance | 170 E 100 S, Moab, UT, 84532 | 17.5 | |
| Travelers | Central Utah Insurance | 170 E 100 S, Moab, UT, 84532 | 17.5 | |
| State Farm | Brittney Melton | 30 W Center St, Moab, UT, 84532-2335 | 17.6 | |
| Travelers | Central Utah Insurance | 170 E 100 South, Moab, UT, 84532 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $410 | $840 | $430 |
| Grand County, UT | $230,900 | $653 | $460 | $920 | $460 |
| Moab, UT | $231,700 | $659 | $470 | $900 | $430 |
| Spanish Valley, UT | $301,900 | $686 | $470 | $980 | $510 |
| Grand County, UT | $230,900 | $653 | $460 | $930 | $470 |
| Glade Park-Gateway, CO | $340,100 | $1,588 | $1,110 | $2,080 | $970 |
| Monticello, UT | $171,800 | $557 | $400 | $770 | $370 |
| Nucla, CO | $177,300 | $1,168 | $820 | $1,530 | $710 |
| Redlands, CO | $288,100 | $1,025 | $720 | $1,340 | $620 |
| Loma, CO | $278,700 | $1,417 | $990 | $1,860 | $870 |
| Orchard Mesa, CO | $171,300 | $819 | $570 | $1,070 | $500 |
| Fruita, CO | $251,800 | $962 | $670 | $1,260 | $590 |