Gavop shows you how to buy homeowners insurance in Terrace Heights, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Terrace Heights, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ingalls Ln, Justice Dr, Pear Butte Dr, E Scenic Crest Rd, Adamsview Rd, E Hillcrest Dr, N Glacier St, Country Club Dr, Coyote Creek Rd, John Paul Dr | $195,000 | $160,000 | $200,000-$250,000 | $170,500 | $150,000 | $150,000-$175,000 |
| Hillcroft Way, W Charron Rd, Mellis Rd, Overbluff Ct, Lockhart Dr, N Maple Ave, Locust Rd, S Glacier St, E C St, S 49th St | $141,000 | $120,000 | $100,000-$125,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Cayuse Ln, Goat Rocks Ct, Beauchene Rd, Boucher Ln, Powell St, Nugent St, S 41st St, View Ridge Dr, Mount Clemens Way, Sand Crest Pl | $203,500 | $170,000 | $200,000-$250,000 | $154,500 | $140,000 | $125,000-$150,000 |
| Skyline Pl, N Sky Vista Ave, Postma Rd, Pear Butte Rd, Olympic Ave, S Iler St, Chappel Ln, Chalmers Rd, Victory Ln, Bittner Rd | $165,500 | $140,000 | $175,000-$200,000 | $142,000 | $120,000 | $150,000-$175,000 |
| Columbus Ave, Thorp Rd, Darland Ave, Riverside Rd, W Birchfield Rd, Sunset Dr, S 45th St, State Rte 24, Bell Rd, Zeus St | $198,500 | $160,000 | $150,000-$175,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $557 |
| Superior Protection Discount | -$65 | $583 |
| Fire & Security Discount | -$58 | $589 |
| Hail Resistant Roof Discount | -$13 | $634 |
| Newly Constructed Home Discount | -$136 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yakima County | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| Terrace Heights, WA | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Zillah, WA | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Desert Aire, WA | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| Ellensburg, WA | $200 | $673 | $873 | $489 | $689 | $184 |
| Prosser, WA | $400 | $586 | $986 | $426 | $826 | $160 |
| South Cle Elum, WA | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Yakama Nation Reservation, WA | $400 | $745 | $1,145 | $541 | $941 | $204 |
| Home Insurance Company Terrace Heights, WA | Homeowners Insurance Agency Terrace Heights, WA | Address | Popularity Score | Distance from Terrace Heights (miles) |
|---|---|---|---|---|
| Allstate | Mandy Hamlin | 1320 S Canyon Rd, Ellensburg, WA, 98926 | 26.5 | |
| State Farm | Eric Silvers | 1 N 9th St, Yakima, WA, 98901-2522 | 2.2 | |
| State Farm | Bruce Sears | 105 S 1st St, Selah, WA, 98942-1349 | 5.2 | |
| Farmers | Abel Puerta | 1340 N 16th Ave Ste A, Yakima, WA, 98902 | 4.1 | |
| Farmers | Robert Benner | 2800 Terrace Heights Dr, Yakima, WA, 98901 | 0.7 | |
| Liberty Mutual Independent | Central Washington I | 410 S 1st St, Selah, WA, 98942 | 5.0 | |
| Farmers | Ginger Tyler | 513 S 1st St, Selah, WA, 98942 | 4.9 | |
| Farmers | James Turner | 10 N Wenas Rd Ste A, Selah, WA, 98942 | 5.2 | |
| Travelers | Conover Insurance | 125 N 50th, Yakima, WA, 98908 | 6.1 | |
| Farmers | Randy Wesselius | 3800 Fruitvale Blvd, Yakima, WA, 98902 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,160 | $580 |
| Yakima County, WA | $163,500 | $626 | $450 | $870 | $420 |
| Terrace Heights, WA | $197,400 | $647 | $470 | $890 | $420 |
| Zillah, WA | $175,400 | $664 | $440 | $910 | $470 |
| Desert Aire, WA | $192,800 | $690 | $500 | $970 | $470 |
| Ellensburg, WA | $224,600 | $681 | $490 | $930 | $440 |
| Prosser, WA | $159,100 | $593 | $410 | $820 | $410 |
| South Cle Elum, WA | $181,500 | $674 | $470 | $960 | $490 |
| Yakama Nation Reservation, WA | $242,600 | $754 | $510 | $1,060 | $550 |