Gavop shows you how to buy homeowners insurance in Chouteau, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $51,000 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $80,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $184,500 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $180,000 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $760 |
| Home and Two Car | -$142 | $693 |
| Home and Three Car | -$200 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,000 | $709 | $1,709 | $515 | $1,515 | $194 |
| Chouteau, IL | $2,000 | $825 | $2,825 | $600 | $2,600 | $226 |
| Jarvis, IL | $500 | $710 | $1,210 | $516 | $1,016 | $194 |
| Centreville, IL | $1,000 | $804 | $1,804 | $584 | $1,584 | $220 |
| Olivette, MO | $200 | $1,005 | $1,205 | $730 | $930 | $275 |
| Wilbur Park, MO | $1,000 | $1,036 | $2,036 | $753 | $1,753 | $283 |
| Fenton, MO | $400 | $1,289 | $1,689 | $937 | $1,337 | $352 |
| Sorento, IL | $2,500 | $399 | $2,899 | $290 | $2,790 | $109 |
| Lenzburg, IL | $200 | $786 | $986 | $572 | $772 | $215 |
| Moscow Mills, MO | $1,500 | $786 | $2,286 | $572 | $2,072 | $215 |
| Waggoner, IL | $400 | $449 | $849 | $326 | $726 | $123 |
| Walsh, IL | $2,500 | $609 | $3,109 | $442 | $2,942 | $166 |
| Home Insurance Company Chouteau, IL | Homeowners Insurance Agency Chouteau, IL | Address | Popularity Score | Distance from Chouteau (miles) |
|---|---|---|---|---|
| State Farm | Stacy Jackson | 871 N Illinois Route 3, Waterloo, IL, 62298-1078 | 29.9 | |
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 8.1 | |
| State Farm | Adam Wolfe | 3012 S State Route 159, Glen Carbon, IL, 62034-3109 | 7.9 | |
| State Farm | Lisa Sauer | 2670 Plaza Dr Ste A, Highland, IL, 62249-1123 | 22.5 | |
| State Farm | Ted Mitchell | 101 Southpointe Dr Ste A, Edwardsville, IL, 62025-3718 | 6.5 | |
| State Farm | Allison Bash | 1 Mascoutah Plaza Dr, Mascoutah, IL, 62258-1350 | 25.9 | |
| Travelers | Foppe Insurance Agency Inc | 215 N Main St., Breese, IL, 62230 | 33.3 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 7.9 | |
| State Farm | Tom Lane | 116 W Bethalto Blvd, Bethalto, IL, 62010-1703 | 8.5 | |
| Erie | Community Brokers Insurance Group Inc. | 6 Ginger Creek Parkway Suite B, Glen Carbon, IL, 62034 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,220 | $640 |
| Madison County, IL | $130,200 | $718 | $510 | $980 | $470 |
| Chouteau, IL | $82,900 | $835 | $610 | $1,160 | $550 |
| Jarvis, IL | $182,500 | $718 | $480 | $1,020 | $540 |
| Centreville, IL | $52,800 | $814 | $550 | $1,130 | $580 |
| Olivette, MO | $293,700 | $1,017 | $740 | $1,440 | $700 |
| Wilbur Park, MO | $132,600 | $1,049 | $760 | $1,460 | $700 |
| Fenton, MO | $241,300 | $1,305 | $870 | $1,850 | $980 |
| Sorento, IL | $41,700 | $404 | $290 | $560 | $270 |
| Lenzburg, IL | $153,200 | $796 | $540 | $1,130 | $590 |
| Moscow Mills, MO | $62,000 | $796 | $570 | $1,120 | $550 |
| Waggoner, IL | $51,700 | $454 | $330 | $630 | $300 |
| Walsh, IL | $90,300 | $616 | $410 | $840 | $430 |