Gavop shows you how to buy homeowners insurance in Nassau County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Nassau County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sherwood Rd, Mill Pond Ln, Mourning Dove Ln, Duke Rd, Garth Ln, Otter Run Dr, Lang Rd, Natures Walk Ct, Spinnaker Dr, Dowling Dr | $241,500 | $220,000 | $200,000-$250,000 | $165,000 | $150,000 | $125,000-$150,000 |
| Honeysuckle Rd, Forest Parke Dr, Braddock Rd, Pine St, N Pike Ln, Windward Pl, Palmetto St, Springhill Rd, Gene Lassere Blvd, Cartesian Pointe Dr W | $219,000 | $180,000 | $200,000-$250,000 | $134,000 | $130,000 | $150,000-$175,000 |
| Taz Rd, Turk Ln, Grove Park Cir, Parker Rd, Cornerstone Rd, Zinnia Dr, Adara Way, Kipling Dr, Rhoden Ln, Taurus Ct | $212,000 | $190,000 | $200,000-$250,000 | $240,500 | $200,000 | $250,000-$300,000 |
| Debbie Rd, Manning Ln, US Hwy 23, Marc Anthony Rd, Courtney Isles Way, Talbot Ct, Overstreet, Drury Rd, Elliott Rd, Bonnie Oaks Dr | $264,000 | $240,000 | $200,000-$250,000 | $134,000 | $120,000 | $150,000-$175,000 |
| Pamela Rd, Rustic Acres Way, Ewewing Park Rd, Atlantic Ave, Bill Johnson Rd, Alexis Ln, S 15th St, Irvin Rd, Babcock Ct, White St | $223,000 | $210,000 | $175,000-$200,000 | $128,500 | $120,000 | $150,000-$175,000 |
| Larsen Rd, Brandon Way, Isle of Palms Ln, Armstrong Rd, Bismark Rd, Long Beach Dr, E State Rd, Butter Bean Ln, Arbor Ln, Appian Way | $144,000 | $120,000 | $100,000-$125,000 | $177,000 | $160,000 | $175,000-$200,000 |
| Petree Rd, Cholerton Ln, Safe Harbor Ln, Martin Luther King Jr St, Breaker Dr, Oceanwalk Ct, Emerald Ln, Sparkleberry Ct, Greenberry Rd, Pickett Rd | $177,000 | $160,000 | $175,000-$200,000 | $73,500 | $60,000 | $50,000-$75,000 |
| David Smith Ln, S 11th St, Cottontail Trl, Glovers Ln, New St, Jasmine St, Romero Dr, Amalfi Dr, Rainy Ln, Wilder St | $120,000 | $100,000 | $100,000-$125,000 | $137,500 | $110,000 | $125,000-$150,000 |
| Wordlaw Cir, Earnhart Dr, State Hwy 105A, Cody Cir, Karnchapking Dr, S 19 Th St, Carpenter Ridge Ct, Woodbridge Pkwy, US Hwy 1, Rambling Oaks Pvt Trl | $214,500 | $190,000 | $175,000-$200,000 | $102,000 | $90,000 | $75,000-$100,000 |
| 3rd Ave, St Mary's Cir, Betts Cir, Diane Ln, Capital Dr, Blackrock Hammock Dr, Eric Ln, Shinebone Aly, Benchmark Ave, Keeling Ln | $209,500 | $180,000 | $175,000-$200,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$243 | $1,109 |
| Superior Protection Discount | -$122 | $1,231 |
| Fire & Security Discount | -$122 | $1,231 |
| Hail Resistant Roof Discount | -$27 | $1,325 |
| Newly Constructed Home Discount | -$271 | $1,082 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $1,500 | $1,336 | $2,836 | $971 | $2,471 | $365 |
| Nassau County, FL | $2,000 | $1,336 | $3,336 | $971 | $2,971 | $365 |
| Nassau Village-Ratliff, FL | $400 | $1,242 | $1,642 | $903 | $1,303 | $339 |
| Jacksonville North, FL | $700 | $1,430 | $2,130 | $1,039 | $1,739 | $391 |
| Atlantic Beach, FL | $500 | $922 | $1,422 | $670 | $1,170 | $252 |
| Jacksonville Beaches, FL | $2,500 | $1,684 | $4,184 | $1,224 | $3,724 | $460 |
| Middleburg-Clay Hill, FL | $400 | $990 | $1,390 | $719 | $1,119 | $270 |
| Jekyll Island, GA | $2,000 | $1,533 | $3,533 | $1,114 | $3,114 | $419 |
| Nocatee, FL | $100 | $2,682 | $2,782 | $1,949 | $2,049 | $733 |
| Clay County, FL | $1,500 | $1,348 | $2,848 | $980 | $2,480 | $368 |
| St. Augustine, FL | $300 | $1,433 | $1,733 | $1,041 | $1,341 | $391 |
| Everett, GA | $2,000 | $824 | $2,824 | $599 | $2,599 | $225 |
| Home Insurance Company Nassau County, FL | Homeowners Insurance Agency Nassau County, FL | Address | Popularity Score | Distance from Nassau County (miles) |
|---|---|---|---|---|
| State Farm | Michael Nickas | 10920 Baymeadows Road, Jacksonville, FL, 32256-4571 | 30.7 | |
| Allstate | John Crowell | 9700 Philips Hwy, Jacksonville, FL, 32256 | 31.2 | |
| Allstate | Phillip Ulsch | 9119 Merrill Rd Ste 8, Jacksonville, FL, 32225 | 21.7 | |
| State Farm | Gene Coleman | 10900 Lem Turner Rd, Jacksonville, FL, 32218-4568 | 12.6 | |
| State Farm | Gary Anderson | 450111 State Road 200, Callahan, FL, 32011-5065 | 4.4 | |
| State Farm | Bob Gibbs | 5495 Fort Caroline Rd, Jacksonville, FL, 32277-1777 | 19.2 | |
| Liberty Mutual Independent | Trinity Transportation Services Llc | 43 Knight Boxx Rd Ste 2, Orange Park, FL, 32065 | 33.5 | |
| Allstate | Morrow Yulee | 464073 State Road 200 Ste 8, Yulee, FL, 32097 | 14.2 | |
| State Farm | Roy Byrd | 474418 E St Rd 200, Fernandina, FL, 32034-0803 | 15.3 | |
| State Farm | Ray Moore | 109 New Berlin Rd, Jacksonville, FL, 32218-3821 | 12.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Nassau County, FL | $203,500 | $1,353 | $1,050 | $1,810 | $760 |
| Nassau County, FL | $203,500 | $1,353 | $1,050 | $1,810 | $760 |
| Nassau Village-Ratliff, FL | $126,700 | $1,257 | $980 | $1,680 | $700 |
| Jacksonville North, FL | $155,000 | $1,447 | $1,130 | $1,940 | $810 |
| Atlantic Beach, FL | $348,900 | $933 | $730 | $1,250 | $520 |
| Jacksonville Beaches, FL | $310,100 | $1,705 | $1,330 | $2,280 | $950 |
| Middleburg-Clay Hill, FL | $162,700 | $1,002 | $780 | $1,340 | $560 |
| Jekyll Island, GA | $365,200 | $1,552 | $1,120 | $2,130 | $1,010 |
| Nocatee, FL | $358,600 | $2,715 | $2,120 | $3,640 | $1,520 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |
| St. Augustine, FL | $263,000 | $1,450 | $1,130 | $1,940 | $810 |
| Everett, GA | $153,200 | $834 | $560 | $1,180 | $620 |