Gavop shows you how to buy homeowners insurance in Dardenne, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dardenne, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Santa Fe Trail Dr, Green Valley Dr, Lions Head Ct, Bingham, Hutchings Farm Dr N, Running Waters Dr, Quarterhorse Trl, Hunters Pointe Dr, Shetland Pony Ct, Hardcastle Dr | $182,500 | $150,000 | $175,000-$200,000 | $263,000 | $240,000 | $250,000-$300,000 |
| Sheffield Chase Dr, Brinnington Dr, Santa Fe Trail Ct, Hickory Shade, Tuckahoe Cir, Calumet Meadows Ct, Arbor Ln, Concord Trail Dr, Gentle Breeze Ct, Geneway Dr | $235,000 | $200,000 | $200,000-$250,000 | $389,500 | $320,000 | $350,000-$400,000 |
| Sweetbay Dr, Highfield Dr, Valley Spring Dr, White Stable Dr, Arapahoe Basin Ct, Lower Dardenne Farms Dr, Appaloosa Trail Ct, Brittania Ct, Jacobs Cir, Summerset Ct | $247,000 | $220,000 | $250,000-$300,000 | $333,500 | $310,000 | $300,000-$350,000 |
| Round Tower Dr, Cedarshade Ct, Preston Downs, Bromley Dr, Sanborn Valley, Nalpak Dr, Lazy Hollow Ct, Antelope Dr, Blossom Bay Ct, Treeshade Ct | $226,500 | $210,000 | $175,000-$200,000 | $225,000 | $200,000 | $200,000-$250,000 |
| Willow Pointe Dr, Creek Branch Ct, Pheasant Meadow Dr, Williamstown Dr, Caribou Ct, Burlington Ct, Oxborough Ct, Lac Terre Ct, Fairgate Dr, Mapleleaf Ct | $178,000 | $150,000 | $150,000-$175,000 | $294,000 | $250,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $753 |
| Superior Protection Discount | -$79 | $796 |
| Fire & Security Discount | -$70 | $805 |
| Hail Resistant Roof Discount | -$26 | $849 |
| Newly Constructed Home Discount | -$193 | $683 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles County | $2,500 | $1,113 | $3,613 | $809 | $3,309 | $304 |
| Dardenne, MO | $1,500 | $865 | $2,365 | $628 | $2,128 | $236 |
| Weldon Spring, MO | $400 | $891 | $1,291 | $648 | $1,048 | $244 |
| Velda City, MO | $2,000 | $785 | $2,785 | $571 | $2,571 | $215 |
| Centreville, IL | $400 | $804 | $1,204 | $584 | $984 | $220 |
| South Roxana, IL | $1,500 | $538 | $2,038 | $391 | $1,891 | $147 |
| Roxana, IL | $200 | $567 | $767 | $412 | $612 | $155 |
| Bethalto, IL | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
| Stookey, IL | $100 | $664 | $764 | $483 | $583 | $182 |
| Brighton, IL | $700 | $803 | $1,503 | $584 | $1,284 | $220 |
| Madison County, IL | $200 | $709 | $909 | $515 | $715 | $194 |
| Prairie Du Long, IL | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Home Insurance Company Dardenne, MO | Homeowners Insurance Agency Dardenne, MO | Address | Popularity Score | Distance from Dardenne (miles) |
|---|---|---|---|---|
| Farmers | Julie Gillani | 700 Crown Industrial Ct Ste A, Chesterfield, MO, 63005 | 6.9 | |
| Farmers | Chris Yettke | 1425 Triad Center Dr, Saint Peters, MO, 63376 | 5.0 | |
| Allstate | Matthew Mitchell | 326 Fort Zumwalt Square, Ofallon, MO, 63366 | 2.9 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr Ste 120, St Charles, MO, 63304 | 5.3 | |
| State Farm | Dan Day | 740 Lakeside Plz, Lake St Louis, MO, 63367-1465 | 4.9 | |
| Allstate | Adam J. Smith | 635 Salt Lick Rd, Saint Peters, MO, 63376 | 2.0 | |
| Liberty Mutual Independent | Weiss Insurance Agency | 683 Trade Center Blvd Ste 100, Chesterfield, MO, 63005 | 7.3 | |
| State Farm | Mark Stellern | 1600 Heritage Lndg Ste 204, Saint Peters, MO, 63303-8488 | 7.0 | |
| State Farm | Randy Stegmann | 517 W Pearce Blvd, Wentzville, MO, 63385-1342 | 10.3 | |
| State Farm | Margaret Eidson | 15334 Manchester Rd, Ellisville, MO, 63011-3027 | 13.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,490 | $740 |
| St. Charles County, MO | $198,500 | $1,126 | $810 | $1,590 | $780 |
| Dardenne, MO | $207,700 | $875 | $600 | $1,250 | $650 |
| Weldon Spring, MO | $225,100 | $902 | $610 | $1,290 | $680 |
| Velda City, MO | $61,700 | $795 | $560 | $1,090 | $530 |
| Centreville, IL | $52,800 | $814 | $590 | $1,160 | $570 |
| South Roxana, IL | $71,900 | $545 | $400 | $760 | $360 |
| Roxana, IL | $79,100 | $574 | $390 | $790 | $400 |
| Bethalto, IL | $130,600 | $689 | $500 | $950 | $450 |
| Stookey, IL | $124,100 | $672 | $480 | $960 | $480 |
| Brighton, IL | $161,000 | $813 | $540 | $1,120 | $580 |
| Madison County, IL | $130,200 | $718 | $520 | $1,020 | $500 |
| Prairie Du Long, IL | $231,400 | $935 | $670 | $1,330 | $660 |