Gavop shows you how to buy homeowners insurance in Crocker, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $157,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $223,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $454,500 | $420,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $754 |
| Home and Two Car | -$133 | $696 |
| Home and Three Car | -$191 | $638 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Crocker, IA | $2,500 | $819 | $3,319 | $595 | $3,095 | $224 |
| Bloomfield, IA | $300 | $742 | $1,042 | $539 | $839 | $203 |
| Lambs Grove, IA | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
| Red Rock, IA | $100 | $951 | $1,051 | $691 | $791 | $260 |
| Newton, IA | $700 | $622 | $1,322 | $452 | $1,152 | $170 |
| Zearing, IA | $300 | $645 | $945 | $469 | $769 | $176 |
| Kellogg, IA | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| Mariposa, IA | $100 | $897 | $997 | $652 | $752 | $245 |
| Taylor, IA | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| Liscomb, IA | $100 | $846 | $946 | $615 | $715 | $231 |
| Casey, IA | $2,000 | $510 | $2,510 | $370 | $2,370 | $139 |
| Home Insurance Company Crocker, IA | Homeowners Insurance Agency Crocker, IA | Address | Popularity Score | Distance from Crocker (miles) |
|---|---|---|---|---|
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 8.8 | |
| Allstate | Tony Strang | 107 Ne Delaware Ave Ste 5, Ankeny, IA, 50021 | 2.6 | |
| Allstate | Janel Ketelsen | 110 N Ankeny Blvd # 700, Ankeny, IA, 50023 | 1.6 | |
| Allstate | Timothy Brehm | 2929 Merle Hay Rd, Des Moines, IA, 50310 | 8.6 | |
| Allstate | Douglas Mechaelsen | 110 N Ankeny Blvd Ste 700, Ankeny, IA, 50023 | 1.6 | |
| State Farm | Chad Kuehl | 409 N Jefferson Way, Indianola, IA, 50125-1713 | 25.9 | |
| State Farm | Jim Bagbey | 3885 121st St, Urbandale, IA, 50323-2420 | 10.6 | |
| State Farm | Mark Courter | 6773 Hickman Rd, Des Moines, IA, 50322-4908 | 9.3 | |
| State Farm | Ryan Clausen | 8541 Hickman Rd, Urbandale, IA, 50322-4321 | 9.9 | |
| State Farm | Mike Phillips | 4347 Merle Hay Rd Ste C, Des Moines, IA, 50310-2307 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,180 | $620 |
| Polk County, IA | $165,500 | $869 | $580 | $1,230 | $650 |
| Crocker, IA | $203,500 | $829 | $600 | $1,140 | $540 |
| Bloomfield, IA | $120,200 | $751 | $520 | $1,070 | $550 |
| Lambs Grove, IA | $142,900 | $845 | $610 | $1,200 | $590 |
| Red Rock, IA | $191,300 | $963 | $690 | $1,380 | $690 |
| Newton, IA | $94,500 | $630 | $450 | $870 | $420 |
| Zearing, IA | $88,900 | $653 | $440 | $930 | $490 |
| Kellogg, IA | $112,800 | $748 | $550 | $1,070 | $520 |
| Mariposa, IA | $166,700 | $908 | $650 | $1,290 | $640 |
| Taylor, IA | $76,000 | $801 | $580 | $1,130 | $550 |
| Liscomb, IA | $146,800 | $856 | $620 | $1,210 | $590 |
| Casey, IA | $60,300 | $516 | $350 | $730 | $380 |