Gavop's guide to buying homeowners insurance in Zuni, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Zuni, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 53, B Ave, Willow St, Habanina Rd, Nutria Rd, Lesalley Rd, Rte 3015, Indian Svc Rte 2, 5th St, Cedar St | $118,500 | $100,000 | $100,000-$125,000 | $125,500 | $110,000 | $125,000-$150,000 |
| Baptist Dr, Bobelu Dr, Ojo Caliente Rd, Indian Svc Rte 19, Laweka St, Bolton Dr, Nahwa St, Vacit St, Main St, Wyaco Cir | $93,500 | $90,000 | $50,000-$75,000 | $151,500 | $120,000 | $150,000-$175,000 |
| Wayco Cir, State Hwy 53, Indian Svc Rte 5, St Anthony Dr, Paywa Field, Lakeside Rd, Whites Ct, T Edaakie St, N Sandy Springs Rd, Pia Mesa Rd | $109,000 | $90,000 | $100,000-$125,000 | $151,000 | $130,000 | $125,000-$150,000 |
| Humming Bird Ln, Lakeside Dr, Falcon Ln, Plaza Cir St, Yatsattie Rd, Rte 301, Chimoni Dr, Sandy Springs St, Habadina Rd, S Sandy Springs Rd | $88,500 | $80,000 | $75,000-$100,000 | $134,000 | $120,000 | $125,000-$150,000 |
| Rte 3015, 3rd Ave, Paywa Dr, Pincion St, Rte 301S, Dishta Dr, Indian Svc Rte 40, Fields Rd, Guy Pinto Dr, Sandy Springs Rd | $146,500 | $120,000 | $150,000-$175,000 | $180,000 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $514 |
| Superior Protection Discount | -$55 | $557 |
| Fire & Security Discount | -$67 | $545 |
| Hail Resistant Roof Discount | -$12 | $600 |
| Newly Constructed Home Discount | -$122 | $490 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McKinley County | $2,500 | $611 | $3,111 | $444 | $2,944 | $167 |
| Zuni, NM | $1,500 | $605 | $2,105 | $439 | $1,939 | $165 |
| Ramah, NM | $500 | $833 | $1,333 | $605 | $1,105 | $228 |
| Fence Lake, NM | $300 | $745 | $1,045 | $541 | $841 | $204 |
| Houck, AZ | $2,000 | $353 | $2,353 | $256 | $2,256 | $96 |
| Church Rock, NM | $300 | $602 | $902 | $437 | $737 | $164 |
| Oak Springs, AZ | $2,500 | $274 | $2,774 | $199 | $2,699 | $75 |
| Bluewater Acres, NM | $200 | $897 | $1,097 | $652 | $852 | $245 |
| St. Michaels, AZ | $700 | $569 | $1,269 | $414 | $1,114 | $156 |
| McKinley County, NM | $300 | $611 | $911 | $444 | $744 | $167 |
| Home Insurance Company Zuni, NM | Homeowners Insurance Agency Zuni, NM | Address | Popularity Score | Distance from Zuni (miles) |
|---|---|---|---|---|
| Farmers | Dale Buser Jr | 404 E Nizhoni Blvd, Gallup, NM, 87301 | 28.6 | |
| State Farm | Larry Dorsey | 1800 E Hstrc Hwy 66, Gallup, NM, 87301-4955 | 30.1 | |
| Allstate | Joy S Wells | 915 Metro Ave, Gallup, NM, 87301 | 30.3 | |
| State Farm | Don Scarbrough | 1615 S Second St, Gallup, NM, 87301-5816 | 29.0 | |
| Allstate | Tony Lopez | 409 W Aztec Ave, Gallup, NM, 87301 | 29.7 | |
| Travelers | Bubany Insurance Agency Inc | 311 S Third St, Gallup, NM, 87301 | 29.8 | |
| Allstate | Raymond Calderon | 915 Metro Ave, Gallup, NM, 87301 | 30.3 | |
| Liberty Mutual Independent | Clay Fultz Agency Inc | 201 E Aztec Ave, Gallup, NM, 87301 | 29.9 | |
| Liberty Mutual Independent | Clay Fultz Agency Inc | 201 East Aztec Avenue, Gallup, NM, 87301 | 29.9 | |
| Allstate | C & R Insurance Ltd | 401 W Coal Ave Ste B, Gallup, NM, 87301 | 29.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $620 | $1,210 | $590 |
| McKinley County, NM | $62,800 | $619 | $450 | $880 | $430 |
| Zuni, NM | $69,700 | $612 | $430 | $840 | $410 |
| Ramah, NM | $150,000 | $843 | $580 | $1,210 | $630 |
| Fence Lake, NM | $107,800 | $754 | $550 | $1,060 | $510 |
| Houck, AZ | $45,000 | $357 | $240 | $490 | $250 |
| Church Rock, NM | $53,100 | $609 | $440 | $860 | $420 |
| Oak Springs, AZ | $28,800 | $277 | $200 | $380 | $180 |
| Bluewater Acres, NM | $184,800 | $908 | $610 | $1,290 | $680 |
| St. Michaels, AZ | $105,400 | $576 | $410 | $790 | $380 |
| McKinley County, NM | $62,800 | $619 | $430 | $870 | $440 |