How Can I Make My Danville, VA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Danville, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Danville, VA Home Insurance Coverage Levels | Back to Top
| Danville, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Raleigh Ct, Baskerville Ct, N Main St, Vandola Rd, Woodcrest Hts, Memorial Dr, N Main St, Stokes St, Levelton St, Jenny Ln | $130,500 | $120,000 | $100,000-$125,000 | $116,000 | $90,000 | $100,000-$125,000 |
| Bromley Dr, Stokesland Ave, Chatejaine Ave, Cottage Grove Ct, Beauford Rd, Dimon Dr, Falwell Ct, Carter St, River Park Dr, Oak Ln | $188,000 | $170,000 | $150,000-$175,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Pine Tree Ln, Central St, Cambridge Cir, Marshall Ter, Rocklawn Pl, Piney Forest Rd, West Ct, Westover Pl, Roselane Dr, Starling Ave | $146,000 | $120,000 | $150,000-$175,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Lamar St, Noel Ave, Martha St, Clay St, Blaine St, State Rte 51, Rosedale Ct, Mabin St, Janice Ct, Chatham Ct | $162,000 | $150,000 | $125,000-$150,000 | $142,500 | $130,000 | $150,000-$175,000 |
| Cherry Ln, Smith St, Westover Ln, Sandy Ct, Girard St, State Rte 1644, State Rte 737, Park Ave, Park St, Barrett St | $114,000 | $90,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Southland Dr, Haraway Rd, Cooper St, Davenport St, Bryant Ave, Stephens St, Lockerman Ln, Poole Rd, Forestdale Dr, Brightwell Ct | $102,000 | $90,000 | $100,000-$125,000 | $41,000 | $30,000 | $25,000-$50,000 |
| Forest St, Winfield Pl, Inge St, Crystal Ln, Paul St, Ashwood Pl, Mountain View Ave, Stanley Ct, W Stephens St, Quail Dr | $169,500 | $140,000 | $175,000-$200,000 | $143,500 | $130,000 | $150,000-$175,000 |
| Joy Cir, Sunnyside St, Poplar St, Coleman St, Swain Dr, Reid St, Stonewall Ct, Bonner Ave, Lovell Dr, Cane Creek Pkwy | $90,000 | $80,000 | $75,000-$100,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Longview Ave, Colquohoun St, Delta Rd, Broad St, Baltimore Ave, Benefield St, Hamilton Ct, Spring Ave, Henry St, Vandola Dr | $163,500 | $140,000 | $125,000-$150,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Hughes St, Elliott St, Rhodenizer St, Dovie Ct, Searcy St, N Hunter St, Lee St, Rambler Dr, Elwood Ave, Arnett Blvd Exd | $113,500 | $110,000 | $100,000-$125,000 | $119,000 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Danville, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $891 |
| Superior Protection Discount | -$93 | $943 |
| Fire & Security Discount | -$83 | $953 |
| Hail Resistant Roof Discount | -$21 | $1,015 |
| Newly Constructed Home Discount | -$269 | $767 |
Choose the Right Deductible for your Danville, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yanceyville | $2,500 | $573 | $3,073 | $416 | $2,916 | $157 |
| Danville, VA | $700 | $1,023 | $1,723 | $744 | $1,444 | $280 |
| Anderson, NC | $200 | $748 | $948 | $544 | $744 | $204 |
| Ridgeway, VA | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Flat River, NC | $300 | $676 | $976 | $491 | $791 | $185 |
| Mount Tirzah, NC | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Snow Creek, NC | $300 | $532 | $832 | $386 | $686 | $145 |
| Oak Ridge, NC | $2,000 | $871 | $2,871 | $633 | $2,633 | $238 |
| Belews Creek, NC | $400 | $752 | $1,152 | $546 | $946 | $205 |
| Stem, NC | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Dutchville, NC | $100 | $668 | $768 | $486 | $586 | $183 |
Identify Top Home Insurance Agents near Danville, VA | Back to Top
| Home Insurance Company Danville, VA | Homeowners Insurance Agency Danville, VA | Address | Popularity Score | Distance from Danville (miles) |
|---|---|---|---|---|
| Travelers | Aaron And Associates | 1115 Franklin Tpke Ste 6, Danville, VA, 24540 | 3.8 | |
| State Farm | Allen Mcghee | 4021 Halifax Rd Ste E, South Boston, VA, 24592-4847 | 29.1 | |
| Erie | Lockman & Associates Inc. | 133 E Market Street, Martinsville, VA, 24112 | 26.7 | |
| State Farm | Willis Donelson | 413 Mount Cross Rd Ste 204, Danville, VA, 24540-4089 | 1.3 | |
| Farmers | Terry Gross | 349a Piney Forest Rd, Danville, VA, 24540 | 1.3 | |
| State Farm | Stella Gray | 251 Westover Drive, Danville, VA, 24541-5537 | 1.2 | |
| Travelers | Danville Insurance Agency Inc | 102 Sweetbriar Dr, Danville, VA, 24540 | 1.5 | |
| Travelers | Conner Insurance Agency Inc | 2678 Virginia Ave, Collinsville, VA, 24078 | 29.4 | |
| Travelers | Pruitt & Sellers Insurance Agency | 610 N Ridge Street, Danville, VA, 24541 | 0.7 | |
| Travelers | Pruitt & Sellers Insurance Agency | 610 N Ridge St, Danville, VA, 24541 | 0.7 |
Compare Rates for Danville, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,320 | $640 |
| Yanceyville, NC | $91,800 | $580 | $420 | $810 | $390 |
| Danville, VA | $90,900 | $1,036 | $710 | $1,460 | $750 |
| Anderson, NC | $127,600 | $757 | $520 | $1,070 | $550 |
| Ridgeway, VA | $103,400 | $912 | $650 | $1,260 | $610 |
| Flat River, NC | $123,000 | $684 | $470 | $940 | $470 |
| Mount Tirzah, NC | $145,000 | $831 | $610 | $1,190 | $580 |
| Snow Creek, NC | $84,400 | $538 | $370 | $740 | $370 |
| Oak Ridge, NC | $273,100 | $882 | $610 | $1,210 | $600 |
| Belews Creek, NC | $164,200 | $761 | $520 | $1,090 | $570 |
| Stem, NC | $151,300 | $856 | $580 | $1,180 | $600 |
| Dutchville, NC | $138,700 | $676 | $450 | $930 | $480 |
Research Home Insurance Companies Reviews in Danville, VA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The deductible and premium of All State is a bit cheaper than other offers that I received. I think that is mostly due to the fact my car and home are in a packaged deal.
State Farm Home Insurance Reviews
Date: July 05, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
my insurance policy covers everything that my family and i need. decent discounts for bundling home and auto. Didn't try to force us to take coverage on things we didn't need
Erie Insurance Home Insurance Reviews
Date: August 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have never had a problem with them. They have answered all my questions.