How Can I Make My Montgomery, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Montgomery, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Montgomery, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $89,000 $80,000 $50,000-$75,000
2 Bedroom $129,500 $120,000 $100,000-$125,000
3 Bedroom $191,500 $170,000 $200,000-$250,000
4 Bedroom $233,000 $210,000 $175,000-$200,000
5 Bedroom $454,500 $420,000 $400,000-$500,000

Bundle your Montgomery, TX Auto & Home Insurance from the Same Company | Back to Top

Montgomery, TX Car Insurance Montgomery, TX Home Insurance
Details Mazda, Mazda5 Grand Touring 4 Beds, 3 Baths, 2860 Square Feet worth $377500
Insurance Rates Individually $1,418.74 $7440
Savings from buying both from the same company $1,151.64

Choose the Right Deductible for your Montgomery, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $560 $660 $450 $550 $110
Montgomery County, TX $1,500 $800 $1,300 $670 $2,170 $-870
Montgomery, TX $1,500 $770 $1,270 $640 $2,140 $-870
Todd Mission, TX $500 $1,100 $1,600 $930 $1,430 $170
Conroe, TX $1,000 $550 $1,050 $460 $1,460 $-410
Pinehurst, TX $300 $580 $880 $490 $790 $90
Walker County, TX $1,000 $510 $1,010 $430 $1,430 $-420
San Jacinto County, TX $200 $440 $640 $370 $570 $70
Humble, TX $1,500 $480 $980 $400 $1,900 $-920
Northeast Brazos, TX $500 $670 $1,170 $560 $1,060 $110
North Zulch, TX $2,500 $510 $1,010 $420 $2,920 $-1,910
Brenham, TX $300 $650 $950 $520 $820 $130
Austin County, TX $700 $730 $1,230 $620 $1,320 $-90

Identify Top Home Insurance Agents near Montgomery, TX | Back to Top

Home Insurance Company Montgomery, TX Homeowners Insurance Agency Montgomery, TX Address Popularity Score Distance from Montgomery (miles)
Travelers Assurance One Of Texas Llc 1470 Eldridge Pkwy, Houston, TX, 77077
44.0
Travelers Zuber Insurance Agency Inc 4635 Southwest Fwy Ste 700, Houston, TX, 77027
48.0
Allstate Warren Sloan 1400 W Sam Hou Pkwy N Ste 130, Houston, TX, 77043
42.0
State Farm Daniela Mead 15320 Highway 105 Ste 209, Montgomery, TX, 77356-2607
6.3
State Farm Shanon Salsbury 20821 Eva St Ste C, Montgomery, TX, 77356-1976
0.4
State Farm Sherry Lee 12125 Jones Rd, Houston, TX, 77070-5285
31.3
State Farm Jaime Subirats 8511 N Hous Rosslyn Rd Ste 240, Houston, TX, 77088-6433
38.2
State Farm Deanna Young 12200 Northwest Freeway, Houston, TX, 77092-4927
40.6
Travelers Richard M Eng 5761 Bissonnet St, Bellaire, TX, 77401
49.5
State Farm Jim Cochran 6700 Woodlands Pkwy Ste 240, The Woodlands, TX, 77382-2682
17.4

Compare Rates for Montgomery, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Montgomery County, TX $164,200 $770 $510 $1,190 $680
Montgomery, TX $203,700 $1,040 $690 $1,600 $910
Todd Mission, TX $223,000 $1,200 $790 $1,850 $1,060
Conroe, TX $129,600 $540 $360 $830 $470
Pinehurst, TX $126,800 $550 $360 $850 $490
Walker County, TX $110,600 $520 $340 $800 $460
San Jacinto County, TX $84,800 $420 $280 $650 $370
Humble, TX $104,900 $560 $370 $860 $490
Northeast Brazos, TX $176,600 $900 $590 $1,390 $800
North Zulch, TX $102,700 $550 $360 $850 $490
Brenham, TX $139,700 $680 $450 $1,050 $600
Austin County, TX $153,200 $830 $550 $1,280 $730

Research Home Insurance Companies Reviews in Montgomery, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
it provides a lot of offers for the customers.The Allstate Corporation is one of the largest insurance providers in the United States and one of the largest that is publicly held.


Date: July 27, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Compared to other companies Allstate was able to offer a more coverage for my home owners insurance for a smaller premium


Date: April 02, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
all of your items are registerd through the company you are completely reimbursed in the case of loss. others companies would only cover up to a certain amount.


Date: February 28, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Allstate's premium is very reasonable. The deductible was a little higher than the other two insurance companies I briefly spoke to, but I looked at the overall picture, and Allstate was the clear winner.

State Farm Home Insurance Reviews

Date: September 11, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I believe our insurance company offers fair and reasonably priced home insurance with a high level of service in times of need.


Date: July 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I haven't done any shopping around and looking into other companies' insurance policies, so I don't really know the differences.


Date: October 16, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
The last customer service experience that I had with my insurance company was really good. I had a friendly agent who answered all of my questions professionaly and promptly. I actually left the conversation with my questions answered and not with more questions.

GEICO Home Insurance Reviews

Date: January 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Geico seems to have a relatively competitive premium and deductible model. I have never been displeased with the company with regards to this factor.

Date: November 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The app is not good for making payments or getting more information. It is too simple.

Safeco Insurance Home Insurance Reviews

Date: November 24, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
So far, my policy holder has been acceptable. I have not had to call in to the customer service department as of yet, but based on the mailings and the other emails I have received from them, their customer service seems acceptable.

Esurance Home Insurance Reviews

Date: January 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The price is very good in comparison to other companies that we have checked. It is not the cheapest but is two to three hundred dollars less than the other "bigger" names. I appreciate that I'm not paying rent for an office I will never need to go to as everything is online.

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