How Can I Make My Montgomery, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Montgomery, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Montgomery, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,000 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $129,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $191,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $233,000 | $210,000 | $175,000-$200,000 |
| 5 Bedroom | $454,500 | $420,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Montgomery, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $1,121 |
| Superior Protection Discount | -$120 | $1,214 |
| Fire & Security Discount | -$147 | $1,188 |
| Hail Resistant Roof Discount | -$40 | $1,294 |
| Newly Constructed Home Discount | -$334 | $1,001 |
Choose the Right Deductible for your Montgomery, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $1,232 | $2,732 | $896 | $2,396 | $337 |
| Montgomery, TX | $1,500 | $1,318 | $2,818 | $958 | $2,458 | $360 |
| Todd Mission, TX | $500 | $1,501 | $2,001 | $1,091 | $1,591 | $410 |
| Conroe, TX | $1,000 | $1,404 | $2,404 | $1,020 | $2,020 | $384 |
| Pinehurst, TX | $300 | $1,691 | $1,991 | $1,229 | $1,529 | $462 |
| Walker County, TX | $1,000 | $1,465 | $2,465 | $1,064 | $2,064 | $400 |
| San Jacinto County, TX | $200 | $990 | $1,190 | $720 | $920 | $271 |
| Humble, TX | $1,500 | $974 | $2,474 | $708 | $2,208 | $266 |
| Northeast Brazos, TX | $500 | $1,797 | $2,297 | $1,306 | $1,806 | $491 |
| North Zulch, TX | $2,500 | $1,545 | $4,045 | $1,123 | $3,623 | $422 |
| Brenham, TX | $300 | $946 | $1,246 | $688 | $988 | $259 |
| Austin County, TX | $700 | $956 | $1,656 | $695 | $1,395 | $261 |
Identify Top Home Insurance Agents near Montgomery, TX | Back to Top
| Home Insurance Company Montgomery, TX | Homeowners Insurance Agency Montgomery, TX | Address | Popularity Score | Distance from Montgomery (miles) |
|---|---|---|---|---|
| Travelers | Assurance One Of Texas Llc | 1470 Eldridge Pkwy, Houston, TX, 77077 | 44.0 | |
| Travelers | Zuber Insurance Agency Inc | 4635 Southwest Fwy Ste 700, Houston, TX, 77027 | 48.0 | |
| Allstate | Warren Sloan | 1400 W Sam Hou Pkwy N Ste 130, Houston, TX, 77043 | 42.0 | |
| State Farm | Daniela Mead | 15320 Highway 105 Ste 209, Montgomery, TX, 77356-2607 | 6.3 | |
| State Farm | Shanon Salsbury | 20821 Eva St Ste C, Montgomery, TX, 77356-1976 | 0.4 | |
| State Farm | Sherry Lee | 12125 Jones Rd, Houston, TX, 77070-5285 | 31.3 | |
| State Farm | Jaime Subirats | 8511 N Hous Rosslyn Rd Ste 240, Houston, TX, 77088-6433 | 38.2 | |
| State Farm | Deanna Young | 12200 Northwest Freeway, Houston, TX, 77092-4927 | 40.6 | |
| Travelers | Richard M Eng | 5761 Bissonnet St, Bellaire, TX, 77401 | 49.5 | |
| State Farm | Jim Cochran | 6700 Woodlands Pkwy Ste 240, The Woodlands, TX, 77382-2682 | 17.4 |
Compare Rates for Montgomery, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Montgomery County, TX | $206,400 | $1,247 | $820 | $1,920 | $1,100 |
| Montgomery, TX | $263,200 | $1,334 | $880 | $2,060 | $1,180 |
| Todd Mission, TX | $100,000 | $1,519 | $1,000 | $2,340 | $1,340 |
| Conroe, TX | $167,400 | $1,421 | $940 | $2,190 | $1,250 |
| Pinehurst, TX | $152,300 | $1,712 | $1,130 | $2,640 | $1,510 |
| Walker County, TX | $132,200 | $1,482 | $980 | $2,280 | $1,300 |
| San Jacinto County, TX | $95,900 | $1,002 | $660 | $1,540 | $880 |
| Humble, TX | $113,000 | $986 | $650 | $1,520 | $870 |
| Northeast Brazos, TX | $193,500 | $1,819 | $1,200 | $2,800 | $1,600 |
| North Zulch, TX | $110,400 | $1,564 | $1,030 | $2,410 | $1,380 |
| Brenham, TX | $168,600 | $958 | $630 | $1,470 | $840 |
| Austin County, TX | $175,200 | $967 | $640 | $1,490 | $850 |
Research Home Insurance Companies Reviews in Montgomery, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
it provides a lot of offers for the customers.The Allstate Corporation is one of the largest insurance providers in the United States and one of the largest that is publicly held.
Date: July 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Compared to other companies Allstate was able to offer a more coverage for my home owners insurance for a smaller premium
Date: April 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
all of your items are registerd through the company you are completely reimbursed in the case of loss. others companies would only cover up to a certain amount.
Date: February 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Allstate's premium is very reasonable. The deductible was a little higher than the other two insurance companies I briefly spoke to, but I looked at the overall picture, and Allstate was the clear winner.
State Farm Home Insurance Reviews
Date: September 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I believe our insurance company offers fair and reasonably priced home insurance with a high level of service in times of need.
Date: July 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I haven't done any shopping around and looking into other companies' insurance policies, so I don't really know the differences.
Date: October 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
The last customer service experience that I had with my insurance company was really good. I had a friendly agent who answered all of my questions professionaly and promptly. I actually left the conversation with my questions answered and not with more questions.
GEICO Home Insurance Reviews
Date: October 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premium and deductible went down from previous providers and it's actually a better coverage. I am very satisfied with my coverage compared to any other coverage my friends or family have.
Date: January 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Geico seems to have a relatively competitive premium and deductible model. I have never been displeased with the company with regards to this factor.
Date: November 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
The app is not good for making payments or getting more information. It is too simple.
Safeco Insurance Home Insurance Reviews
Date: November 24, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
So far, my policy holder has been acceptable. I have not had to call in to the customer service department as of yet, but based on the mailings and the other emails I have received from them, their customer service seems acceptable.
Esurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The price is very good in comparison to other companies that we have checked. It is not the cheapest but is two to three hundred dollars less than the other "bigger" names. I appreciate that I'm not paying rent for an office I will never need to go to as everything is online.