Gavop's guide to buying homeowners insurance in Yadkin, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $139,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $218,500 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $303,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $448,500 | $390,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $532 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$45 | $604 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$169 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stokes County | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Yadkin, NC | $2,000 | $642 | $2,642 | $466 | $2,466 | $175 |
| Long Hill, NC | $500 | $753 | $1,253 | $547 | $1,047 | $206 |
| Big Creek, NC | $2,500 | $734 | $3,234 | $533 | $3,033 | $201 |
| Mocksville, NC | $300 | $686 | $986 | $498 | $798 | $187 |
| High Point, NC | $2,000 | $796 | $2,796 | $579 | $2,579 | $218 |
| Jamestown, NC | $500 | $1,082 | $1,582 | $786 | $1,286 | $296 |
| Laurel Park, VA | $2,500 | $545 | $3,045 | $396 | $2,896 | $149 |
| Floyd County, VA | $400 | $632 | $1,032 | $459 | $859 | $173 |
| Jefferson, NC | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Mulberry, NC | $100 | $646 | $746 | $469 | $569 | $177 |
| Sugar Loaf, NC | $2,000 | $608 | $2,608 | $442 | $2,442 | $166 |
| Home Insurance Company Yadkin, NC | Homeowners Insurance Agency Yadkin, NC | Address | Popularity Score | Distance from Yadkin (miles) |
|---|---|---|---|---|
| Travelers | The Hassell Insurance Group Inc | 1365 Westgate Ctr Dr Ste J-1, Winston-Salem, NC, 27103 | 17.7 | |
| Travelers | Alliance Insurance Services Llc | 348 Summit Sq Blvd, Winston Salem, NC, 27105 | 10.8 | |
| State Farm | Donna M. Jones | 682 St George Sq Ct, Winston Salem, NC, 27103-1364 | 17.6 | |
| Nationwide | Simmons Insurance Agency Inc. | 534 S Keystreet, Pilot Mountain, NC, 27041-9601 | 7.1 | |
| State Farm | Joe Daniels | 2200 Silas Creek Pkwy Ste 7a, Winston Salem, NC, 27103-5000 | 18.4 | |
| State Farm | Kevin Bugg | 1325 Nc Highway 66 S Ste F, Kernersville, NC, 27284-3768 | 23.4 | |
| Nationwide | Kyleen Stowe Insurance Service Inc. | 2100 W Cornwallis Dr Ste M, Greensboro, NC, 27408-7015 | 34.5 | |
| State Farm | Anne Gundlach | 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526 | 33.7 | |
| Allstate | Brad Williams | 4125 Walker Ave Ste C, Greensboro, NC, 27407 | 33.9 | |
| Nationwide | Jim Jackson | 107 W Independence Blvd, Mount Airy, NC, 27030-3589 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Stokes County, NC | $123,900 | $718 | $500 | $990 | $490 |
| Yadkin, NC | $131,300 | $649 | $460 | $920 | $460 |
| Long Hill, NC | $128,700 | $762 | $550 | $1,050 | $500 |
| Big Creek, NC | $124,500 | $743 | $530 | $1,020 | $490 |
| Mocksville, NC | $143,600 | $694 | $470 | $950 | $480 |
| High Point, NC | $144,900 | $806 | $580 | $1,140 | $560 |
| Jamestown, NC | $222,200 | $1,095 | $760 | $1,520 | $760 |
| Laurel Park, VA | $99,700 | $552 | $380 | $780 | $400 |
| Floyd County, VA | $153,800 | $639 | $450 | $880 | $430 |
| Jefferson, NC | $138,500 | $675 | $460 | $960 | $500 |
| Mulberry, NC | $115,800 | $654 | $460 | $900 | $440 |
| Sugar Loaf, NC | $98,300 | $615 | $440 | $880 | $440 |