Gavop tells you how to get the best homeowners insurance in Perkins County, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $113,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $145,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $218,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $693 |
| Superior Protection Discount | -$77 | $778 |
| Fire & Security Discount | -$94 | $761 |
| Hail Resistant Roof Discount | -$17 | $838 |
| Newly Constructed Home Discount | -$248 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Perkins County | $2,500 | $845 | $3,345 | $614 | $3,114 | $231 |
| Perkins County, NE | $1,000 | $845 | $1,845 | $614 | $1,614 | $231 |
| Ogallala, NE | $100 | $959 | $1,059 | $697 | $797 | $262 |
| Chase County, NE | $1,000 | $866 | $1,866 | $629 | $1,629 | $237 |
| Imperial West, NE | $300 | $1,258 | $1,558 | $914 | $1,214 | $344 |
| Keith County, NE | $2,500 | $858 | $3,358 | $624 | $3,124 | $235 |
| Paxton, NE | $400 | $897 | $1,297 | $652 | $1,052 | $245 |
| Big Springs, NE | $700 | $805 | $1,505 | $585 | $1,285 | $220 |
| Ovid, CO | $200 | $715 | $915 | $520 | $720 | $195 |
| Phillips County, CO | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Hinman, NE | $400 | $1,266 | $1,666 | $920 | $1,320 | $346 |
| Home Insurance Company Perkins County, NE | Homeowners Insurance Agency Perkins County, NE | Address | Popularity Score | Distance from Perkins County (miles) |
|---|---|---|---|---|
| Travelers | Heinzen Insurance Agency Llc | 419 W 4th St North Platte, North Platte, NE, 69101 | 49.4 | |
| State Farm | Brandy Barrett | 1855 W A St, North Platte, NE, 69101-4534 | 48.4 | |
| State Farm | Diana Phelps | 803 S Dewey St, North Platte, NE, 69101-5524 | 49.4 | |
| Farmers | Steven Rhoades | 102 N Dewey St Ste A, North Platte, NE, 69101 | 49.5 | |
| Travelers | Heinzen Insurance Agency Llc | 419 W 4th St, North Platte, NE, 69101 | 49.4 | |
| State Farm | Jack Morris | 810 W Reid Ave Ste 3, North Platte, NE, 69101-6582 | 48.8 | |
| Farmers | Steve Vasa | 55 River Rd Ste 10, Ogallala, NE, 69153 | 18.7 | |
| State Farm | Bobbi Campbell | 202 S Chestnut St Ste 1, North Platte, NE, 69101-5471 | 49.6 | |
| Travelers | Western Trails Insurance | 301 Main St, Lewellen, NE, 69147 | 42.2 | |
| State Farm | Larry Kroeker | 105 W. 3rd Box 702, Grant, NE, 69140 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $890 | $1,680 | $790 |
| Perkins County, NE | $105,600 | $855 | $610 | $1,210 | $600 |
| Perkins County, NE | $105,600 | $855 | $580 | $1,210 | $630 |
| Ogallala, NE | $97,700 | $971 | $690 | $1,330 | $640 |
| Chase County, NE | $109,900 | $876 | $600 | $1,210 | $610 |
| Imperial West, NE | $153,300 | $1,273 | $880 | $1,760 | $880 |
| Keith County, NE | $108,400 | $869 | $620 | $1,210 | $590 |
| Paxton, NE | $87,200 | $908 | $640 | $1,250 | $610 |
| Big Springs, NE | $72,500 | $815 | $590 | $1,170 | $580 |
| Ovid, CO | $61,800 | $724 | $510 | $950 | $440 |
| Phillips County, CO | $132,600 | $866 | $610 | $1,130 | $520 |
| Hinman, NE | $154,900 | $1,281 | $910 | $1,780 | $870 |