Gavop tells you how to get the best homeowners insurance in Lexington, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $115,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $158,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $176,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $597 |
| Superior Protection Discount | -$74 | $663 |
| Fire & Security Discount | -$52 | $685 |
| Hail Resistant Roof Discount | -$15 | $722 |
| Newly Constructed Home Discount | -$199 | $538 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
| Home Insurance Company Lexington, TN | Homeowners Insurance Agency Lexington, TN | Address | Popularity Score | Distance from Lexington (miles) |
|---|---|---|---|---|
| State Farm | Wes Harris | 319 Vann Dr., Jackson, TN, 38305-6032 | 24.1 | |
| Travelers | Maddox Insurance Llc | 21290 E Main, Huntingdon, TN, 38344 | 24.4 | |
| State Farm | Tasha Johnson | 38 S Main St, Lexington, TN, 38351-2104 | 1.1 | |
| Travelers | Howell Insurance Agency | 1303 W Market St Ste B, Bolivar, TN, 38008 | 43.3 | |
| Liberty Mutual Independent | Fsb Insurance | 23 Federal Dr, Jackson, TN, 38305 | 23.8 | |
| Travelers | The Roger Smith Agency Inc | 231 S Main Street, Waynesboro, TN, 38485 | 43.4 | |
| State Farm | Darrell Kimbel | 1856 S Highland Ave, Jackson, TN, 38301-1701 | 23.6 | |
| Erie | John Cooper Insurance | 984 Wayne Road Suite D, Savannah, TN, 38372 | 31.3 | |
| Erie | Casey Insurance Agency | 459 E Main Street, Henderson, TN, 38340 | 19.3 | |
| State Farm | Gary Mcclain | 84 Tennessee Ave S, Parsons, TN, 38363-2401 | 16.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,480 | $720 |
| Henderson County, TN | $92,700 | $706 | $470 | $980 | $510 |
| Lexington, TN | $101,500 | $737 | $540 | $1,020 | $480 |
| Chester County, TN | $113,800 | $775 | $520 | $1,110 | $590 |
| Olivet, TN | $119,500 | $944 | $650 | $1,340 | $690 |
| McNairy County, TN | $87,500 | $687 | $460 | $950 | $490 |
| Benton County, TN | $88,700 | $691 | $490 | $970 | $480 |
| Eva, TN | $112,500 | $919 | $630 | $1,310 | $680 |
| Bells, TN | $95,200 | $851 | $590 | $1,180 | $590 |
| Eastview, TN | $85,400 | $809 | $580 | $1,150 | $570 |
| Alamo, TN | $101,200 | $876 | $590 | $1,240 | $650 |
| Wayne County, TN | $96,400 | $719 | $520 | $1,030 | $510 |
| Sharon, TN | $62,400 | $696 | $470 | $980 | $510 |