Gavop's guide to buying homeowners insurance in Mount Baldy-Wrightwood, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $95,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $162,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $322,500 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $343,500 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $246,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $566 |
| Superior Protection Discount | -$69 | $621 |
| Fire & Security Discount | -$55 | $634 |
| Hail Resistant Roof Discount | -$21 | $669 |
| Newly Constructed Home Discount | -$166 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Bernardino County | $700 | $735 | $1,435 | $534 | $1,234 | $201 |
| Mount Baldy, CA | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Rialto, CA | $100 | $703 | $803 | $511 | $611 | $192 |
| Mentone, CA | $2,000 | $638 | $2,638 | $464 | $2,464 | $174 |
| Woodcrest, CA | $300 | $882 | $1,182 | $641 | $941 | $241 |
| Temple City, CA | $1,000 | $1,253 | $2,253 | $911 | $1,911 | $342 |
| acs5_ca_16000us0639003_la-canada-flintridge-city-california.json, CA | $300 | $2,930 | $3,230 | $2,130 | $2,430 | $801 |
| Norwalk, CA | $2,000 | $950 | $2,950 | $691 | $2,691 | $260 |
| La Palma, CA | $400 | $952 | $1,352 | $692 | $1,092 | $260 |
| Maywood, CA | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Walnut Park, CA | $500 | $938 | $1,438 | $681 | $1,181 | $256 |
| Fountain Valley, CA | $2,000 | $1,242 | $3,242 | $903 | $2,903 | $340 |
| Home Insurance Company Mount Baldy, CA | Homeowners Insurance Agency Mount Baldy, CA | Address | Popularity Score | Distance from Mount Baldy (miles) |
|---|---|---|---|---|
| Travelers | Fairfax Insurance Services Inc | 8159 Santa Monica Blvd Ste 201, West Hollywood, CA, 90046 | 48.8 | |
| State Farm | Alex Amzoyan | 2730 Griffith Pk Blvd, Los Angeles, CA, 90027-3343 | 43.3 | |
| State Farm | Susie Atwood | 5624 E 2nd St, Long Beach, CA, 90803-3904 | 48.5 | |
| State Farm | Mark Norton | 2144 Bonita Ave, La Verne, CA, 91750-4915 | 17.3 | |
| Travelers | Facepoint Insurance Services | 10236 Lakewood Blvd, Downey, CA, 90241 | 39.7 | |
| Allstate | Carl F Johnson | 11837 South St, Cerritos, CA, 90703 | 41.8 | |
| Travelers | Ron Young Insurance Agency | 220 S Glenoaks Blvd, Burbank, CA, 91502 | 44.1 | |
| State Farm | Cindy Cabanas | 795 E 6th St Ste C, Beaumont, CA, 92223-2231 | 40.1 | |
| State Farm | Kenny Vuong | 2050 Bonita Ave, La Verne, CA, 91750-4441 | 17.4 | |
| State Farm | Bob Biberston | 11800 Central Ave Ste 100, Chino, CA, 91710-7201 | 17.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Bernardino County, CA | $280,200 | $744 | $550 | $1,010 | $460 |
| Mount Baldy, CA | $308,200 | $690 | $510 | $940 | $430 |
| Rialto, CA | $260,200 | $712 | $530 | $970 | $440 |
| Mentone, CA | $281,100 | $646 | $480 | $880 | $400 |
| Woodcrest, CA | $436,500 | $893 | $660 | $1,210 | $550 |
| Temple City, CA | $661,000 | $1,268 | $940 | $1,720 | $780 |
| acs5_ca_16000us0639003_la-canada-flintridge-city-california.json, CA | $1,280,900 | $2,966 | $2,190 | $4,030 | $1,840 |
| Norwalk, CA | $375,400 | $962 | $710 | $1,310 | $600 |
| La Palma, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Maywood, CA | $350,800 | $926 | $690 | $1,260 | $570 |
| Walnut Park, CA | $358,700 | $949 | $700 | $1,290 | $590 |
| Fountain Valley, CA | $654,100 | $1,258 | $930 | $1,710 | $780 |