Gavop's guide to buying homeowners insurance in Winnemucca, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $189,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $302,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $292,500 | $260,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $618 |
| Home and Two Car | -$109 | $571 |
| Home and Three Car | -$170 | $510 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
| Home Insurance Company Winnemucca, NV | Homeowners Insurance Agency Winnemucca, NV | Address | Popularity Score | Distance from Winnemucca (miles) |
|---|---|---|---|---|
| State Farm | Cindy Neeley-Sigurdson | 3011 Potato Rd, Winnemucca, NV, 89445-3653 | 26.7 | |
| Farmers | Alan Davis | 639 S Bridge St, Winnemucca, NV, 89445 | 26.8 | |
| Allstate | Valley Ins Agcy | 511 W 4th St, Winnemucca, NV, 89445 | 26.6 | |
| Liberty Mutual Independent | Valley Insurance & Realty | 511 W 4th St, Winnemucca, NV, 89445 | 26.6 | |
| Travelers | A And H Insurance Inc | 341 Baud St, Winnemucca, NV, 89445 | 26.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $880 | $440 |
| Humboldt County, NV | $163,500 | $697 | $480 | $970 | $490 |
| Winnemucca, NV | $175,200 | $680 | $480 | $940 | $460 |
| Humboldt County, NV | $163,500 | $697 | $480 | $980 | $500 |
| Grass Valley, NV | $101,800 | $464 | $340 | $640 | $300 |
| Imlay, NV | $103,100 | $467 | $310 | $660 | $350 |
| Summit Lake, NV | $107,400 | $476 | $340 | $670 | $330 |
| Humboldt River Ranch, NV | $211,800 | $636 | $430 | $880 | $450 |
| Golconda, NV | $88,000 | $430 | $310 | $590 | $280 |
| Pershing County, NV | $101,100 | $692 | $490 | $990 | $500 |