How Can I Make My Newport Beach, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Newport Beach, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Newport Beach, CA Home Insurance Coverage Levels | Back to Top
| Newport Beach, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bommer Canyon, Vis Bonita, Quail Ridge, N Newport Blvd, Gardenia Way, 36th St, Heather Ln, Coastal Canyon Dr, Catamaran Ct, Point Loma Dr | $579,000 | $470,000 | $600,000-$700,000 | $875,000 | $720,000 | $700,000-$800,000 |
| Bristol St N, Goodwill Ct, Port Lerwick Pl, Parkview Cir, 62nd St, Port Stanhope Pl, Circle Dr, Shell St, Vienna, Bowsprit Dr | $497,500 | $420,000 | $400,000-$500,000 | $908,000 | $860,000 | $900,000-$1,000,000 |
| Teller Ave, Tall Hedge, Tranquil, Via Cordova, Mayflower Dr, Via Venezia, Beachcrest, Bighorn Dr, Castaways Ln, Pelican Point Dr | $621,500 | $580,000 | $500,000-$600,000 | $650,500 | $530,000 | $700,000-$800,000 |
| Kline Dr, Premiere Pt, Hampshire Ln, Tahuna Ter, Needle Grass, Coventry, Holiday Rd, Old Newport Blvd, Ave Campana, Port Ramsgate Pl | $634,500 | $570,000 | $600,000-$700,000 | $1,135,500 | $920,000 | More than 10,000,000 |
| Fernleaf Ave, Montgomery, Clouds Vw, Classico Dr, Dovetail, Shoal Dr, Baycrest Ct, Harvey Ct, Lugonia St, Kings Pl | $909,500 | $760,000 | $900,000-$1,000,000 | $955,000 | $830,000 | More than 10,000,000 |
| Yacht Truant, Dolphin Way, Le Mans, Joyce Ct, Yorktown, Whitesands Dr, Candlestick Ln, Buckingham Ln, Tree Fern, Half Moon Bay Dr | $700,000 | $650,000 | $600,000-$700,000 | $974,500 | $850,000 | More than 10,000,000 |
| McKnight Dr, Vis del Oro, 3rd Ave, Cheshire Ct, Muir Beach Cir, Longboat, Torrey Pines Ln, Port Margate Pl, San Antonio, Starlight Cir | $332,000 | $310,000 | $300,000-$350,000 | $708,500 | $600,000 | $600,000-$700,000 |
| Belmont, Von Karman Ave, State Ave, Dickens Ct, Quail Meadow, Evergreen Pl, Sunset Cove, The Rhine, Pelican Ridge Dr, Holiday Rd | $607,000 | $510,000 | $400,000-$500,000 | $663,500 | $620,000 | $700,000-$800,000 |
| Onda, River Ave, Rue Saint Cloud, SE Bristol St, Panorama Dr, Braemer Way, Peppercorn, Topiary, Fairhill Dr, Roadrunner | $828,000 | $730,000 | $900,000-$1,000,000 | $749,500 | $600,000 | $700,000-$800,000 |
| Sawgrass Dr, I St, Ledroit St, Via Amanti, SW Cypress St, Sailview, Port Stirling Pl, Fuertes St, Castaways N, Cabrillo Ter | $658,000 | $560,000 | $700,000-$800,000 | $1,070,500 | $990,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Newport Beach, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$234 | $997 |
| Superior Protection Discount | -$111 | $1,120 |
| Fire & Security Discount | -$98 | $1,132 |
| Hail Resistant Roof Discount | -$37 | $1,194 |
| Newly Constructed Home Discount | -$271 | $960 |
Choose the Right Deductible for your Newport Beach, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| Newport Beach, CA | $700 | $1,216 | $1,916 | $884 | $1,584 | $332 |
| Anaheim-Santa Ana-Garden Grove, CA | $100 | $1,585 | $1,685 | $1,152 | $1,252 | $433 |
| South San Jose Hills, CA | $700 | $708 | $1,408 | $514 | $1,214 | $193 |
| La Puente, CA | $100 | $916 | $1,016 | $666 | $766 | $250 |
| Cudahy, CA | $1,500 | $855 | $2,355 | $621 | $2,121 | $234 |
| Bell, CA | $400 | $881 | $1,281 | $640 | $1,040 | $241 |
| Huntington Park, CA | $700 | $934 | $1,634 | $679 | $1,379 | $255 |
| Citrus, CA | $400 | $817 | $1,217 | $594 | $994 | $223 |
| Jurupa Valley, CA | $1,500 | $683 | $2,183 | $496 | $1,996 | $187 |
| West Hollywood, CA | $200 | $1,287 | $1,487 | $935 | $1,135 | $352 |
| Burbank, CA | $1,500 | $1,230 | $2,730 | $894 | $2,394 | $336 |
Identify Top Home Insurance Agents near Newport Beach, CA | Back to Top
| Home Insurance Company Newport Beach, CA | Homeowners Insurance Agency Newport Beach, CA | Address | Popularity Score | Distance from Newport Beach (miles) |
|---|---|---|---|---|
| State Farm | Maribel Palma | 11512 Magnolia St Ste 103, Garden Grove, CA, 92841-2445 | 14.6 | |
| Allstate | Daniel Z. Malaty | 348 E Olive Ave Ste A, Burbank, CA, 91502 | 47.0 | |
| State Farm | Chase Douglas | 23101 Moulton Pkwy Ste 103, Laguna Hills, CA, 92653-1234 | 9.3 | |
| State Farm | Phillip Ngo | 18382 Brookhurst Street, Fountain Valley, CA, 92708 | 7.8 | |
| State Farm | Melody Avecilla | 11748 Riverside Dr, North Hollywood, CA, 91607 | 48.2 | |
| Farmers | Gevik Keshishian | 1301 W Glenoaks Blvd, Glendale, CA, 91201 | 45.4 | |
| Travelers | Unity Insurance Services | 16300 Crenshaw Blvd 206 A, Torrance, CA, 90504 | 32.1 | |
| State Farm | Anthony Segil | 13739 Ventura Blvd, Sherman Oaks, CA, 91423-3023 | 49.3 | |
| State Farm | Frank Wilson | 3122 Sta Mon Blvd Ste 102, Santa Monica, CA, 90404-2500 | 45.2 | |
| Travelers | Rogers And Company | 2100 Sawtelle Blvd - 2nd Fl, Los Angeles, CA, 90025 | 44.1 |
Compare Rates for Newport Beach, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Newport Beach, CA | $1,695,700 | $1,231 | $910 | $1,670 | $760 |
| Anaheim-Santa Ana-Garden Grove, CA | $541,500 | $1,604 | $1,190 | $2,180 | $990 |
| South San Jose Hills, CA | $322,800 | $717 | $530 | $970 | $440 |
| La Puente, CA | $364,300 | $927 | $690 | $1,260 | $570 |
| Cudahy, CA | $327,500 | $865 | $640 | $1,180 | $540 |
| Bell, CA | $352,000 | $892 | $660 | $1,210 | $550 |
| Huntington Park, CA | $357,500 | $945 | $700 | $1,290 | $590 |
| Citrus, CA | $370,300 | $827 | $610 | $1,130 | $520 |
| Jurupa Valley, CA | $308,900 | $691 | $510 | $940 | $430 |
| West Hollywood, CA | $684,200 | $1,303 | $960 | $1,770 | $810 |
| Burbank, CA | $646,000 | $1,245 | $920 | $1,690 | $770 |
Research Home Insurance Companies Reviews in Newport Beach, CA Before Buying | Back to Top
Share a review on your home insurance company
Travelers Home Insurance Reviews
Date: December 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have found the customer service at Traveler's to be above satisfactory. I have not had to contact the company since buying the home. However, I have not had any problems, either. I would rate them a 5.
Date: July 08, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
we are very happy with our rates and deductibles, every time we request a quote from another company the premiums and deductibles are higher
State Farm Home Insurance Reviews
Date: June 08, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
Our home insurance is through State Farm. At this point in time, we haven't had any casualties. I do believe the price is kind of expensive. The deductible to even use it is outrageous in my opinion.