Gavop shows you how to buy homeowners insurance in East Highland Park, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $125,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $157,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $343,500 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $570 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$69 | $618 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$185 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henrico County | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Highland Park, VA | $700 | $678 | $1,378 | $493 | $1,193 | $185 |
| Cold Harbor, VA | $100 | $788 | $888 | $572 | $672 | $215 |
| Bon Air, VA | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Innsbrook, VA | $300 | $866 | $1,166 | $629 | $929 | $237 |
| Reedy Church, VA | $1,000 | $855 | $1,855 | $621 | $1,621 | $234 |
| Prince George, VA | $200 | $822 | $1,022 | $597 | $797 | $225 |
| Mountain Road, VA | $2,000 | $846 | $2,846 | $615 | $2,615 | $231 |
| Tappahannock, VA | $300 | $862 | $1,162 | $626 | $926 | $235 |
| Jamestown, VA | $700 | $843 | $1,543 | $613 | $1,313 | $230 |
| Surry, VA | $400 | $957 | $1,357 | $696 | $1,096 | $262 |
| Petsworth, VA | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Home Insurance Company Highland Park, VA | Homeowners Insurance Agency Highland Park, VA | Address | Popularity Score | Distance from Highland Park (miles) |
|---|---|---|---|---|
| State Farm | Myra Howard | 7202 Glen Forest Dr Ste 310, Richmond, VA, 23226-3770 | 8.1 | |
| Allstate | Tribble Insurance Agency Inc. | 10366 Leadbetter Rd, Ashland, VA, 23005 | 8.4 | |
| State Farm | Nick Anderson | 8650 Staples Mill Rd, Richmond, VA, 23228-2719 | 7.6 | |
| Allstate | Mason Pasquin Agency | 110 Bacon Ave, Williamsburg, VA, 23185 | 42.1 | |
| State Farm | Prem Das | 14111 Midlothian Tpke, Midlothian, VA, 23113-6523 | 16.0 | |
| Travelers | Boyette Insurance Agency Inc | 7615 Staples Mill Road, Henrico, VA, 23228 | 6.9 | |
| State Farm | Becky Ringley | 2700 Pocahontas Trl, Quinton, VA, 23141-1391 | 12.3 | |
| State Farm | Ray Garfinkel | 3311 W Broad St Ste 201, Richmond, VA, 23230-5000 | 4.9 | |
| Allstate | Wendy Carter | 9102 Rutland Greens Way Ste E, Mechanicsville, VA, 23116 | 5.4 | |
| Allstate | Linwood Heath | 15 N Thompson St, Richmond, VA, 23221 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Henrico County, VA | $223,900 | $874 | $590 | $1,230 | $640 |
| Highland Park, VA | $146,200 | $686 | $460 | $970 | $510 |
| Cold Harbor, VA | $253,500 | $797 | $580 | $1,090 | $510 |
| Bon Air, VA | $223,300 | $764 | $540 | $1,060 | $520 |
| Innsbrook, VA | $329,600 | $876 | $630 | $1,240 | $610 |
| Reedy Church, VA | $197,000 | $865 | $580 | $1,190 | $610 |
| Prince George, VA | $181,300 | $832 | $570 | $1,170 | $600 |
| Mountain Road, VA | $192,700 | $856 | $570 | $1,220 | $650 |
| Tappahannock, VA | $201,100 | $872 | $640 | $1,250 | $610 |
| Jamestown, VA | $310,300 | $853 | $580 | $1,180 | $600 |
| Surry, VA | $270,500 | $969 | $670 | $1,330 | $660 |
| Petsworth, VA | $212,000 | $748 | $540 | $1,060 | $520 |