How Can I Make My Yorktown, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Yorktown, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Yorktown, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $295,000 | $240,000 | $200,000-$250,000 |
| 3 Bedroom | $390,500 | $330,000 | $350,000-$400,000 |
| 4 Bedroom | $559,500 | $500,000 | $400,000-$500,000 |
| 5 Bedroom | $828,000 | $710,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Yorktown, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $1,106 |
| Superior Protection Discount | -$129 | $1,157 |
| Fire & Security Discount | -$116 | $1,170 |
| Hail Resistant Roof Discount | -$39 | $1,247 |
| Newly Constructed Home Discount | -$296 | $990 |
Choose the Right Deductible for your Yorktown, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $700 | $1,090 | $1,790 | $792 | $1,492 | $298 |
| Yorktown, NY | $1,500 | $1,270 | $2,770 | $923 | $2,423 | $347 |
| Bedford Hills, NY | $300 | $2,459 | $2,759 | $1,787 | $2,087 | $672 |
| Nyack, NY | $1,500 | $1,150 | $2,650 | $836 | $2,336 | $314 |
| Valhalla, NY | $500 | $2,533 | $3,033 | $1,841 | $2,341 | $692 |
| Englewood Cliffs, NJ | $2,500 | $914 | $3,414 | $664 | $3,164 | $250 |
| Saddle Brook, NJ | $300 | $836 | $1,136 | $607 | $907 | $228 |
| Edgewater, NJ | $1,500 | $1,824 | $3,324 | $1,325 | $2,825 | $498 |
| Derby, CT | $300 | $858 | $1,158 | $624 | $924 | $235 |
| Mountain Lakes, NJ | $2,500 | $2,363 | $4,863 | $1,717 | $4,217 | $646 |
| New York, NY | $500 | $1,093 | $1,593 | $794 | $1,294 | $299 |
| Atlantic Beach, NY | $1,500 | $789 | $2,289 | $573 | $2,073 | $216 |
Identify Top Home Insurance Agents near Yorktown, NY | Back to Top
| Home Insurance Company Yorktown, NY | Homeowners Insurance Agency Yorktown, NY | Address | Popularity Score | Distance from Yorktown (miles) |
|---|---|---|---|---|
| Travelers | John G Lambros Co Inc | 4 W Red Oak Ln Ste 305, White Plains, NY, 10604 | 18.2 | |
| Travelers | Malpigli & Associates Insurance Agency | 3311 Sunrise Hwy, Islip Terrace, NY, 11752 | 49.4 | |
| Allstate | Joseph J. Sala | 85 Old Shore Rd Ste 204 Ste 204, Port Washington, NY, 11050 | 30.3 | |
| State Farm | Cathy Nesselt | 842 Route 25a Ste 1, Northport, NY, 11768-2266 | 37.9 | |
| Allstate | Robert Capialbi | 440 E 62nd St, New York, NY, 10065 | 35.9 | |
| State Farm | Bill Dacosta | 587 Broadway, Massapequa, NY, 11758-5023 | 44.4 | |
| State Farm | Bruce Laudi | 1566a Union Turnpike, New Hyde Park, NY, 11040-1762 | 36.2 | |
| Travelers | Hiram Cohen & Son Inc | 486 Willis Ave, Williston Park, NY, 11596 | 36.5 | |
| Allstate | Darwin Wong | 1103 Lexington Ave, New York, NY, 10075 | 35.0 | |
| State Farm | Art Berry | 841 Mclean Ave, Yonkers, NY, 10704-3925 | 25.3 |
Compare Rates for Yorktown, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,650 | $800 |
| Westchester County, NY | $513,300 | $1,103 | $750 | $1,560 | $810 |
| Yorktown, NY | $413,000 | $1,286 | $860 | $1,810 | $950 |
| Bedford Hills, NY | $493,100 | $2,489 | $1,670 | $3,560 | $1,890 |
| Nyack, NY | $463,600 | $1,164 | $830 | $1,620 | $790 |
| Valhalla, NY | $565,300 | $2,564 | $1,820 | $3,670 | $1,850 |
| Englewood Cliffs, NJ | $995,300 | $925 | $670 | $1,320 | $650 |
| Saddle Brook, NJ | $366,500 | $846 | $570 | $1,180 | $610 |
| Edgewater, NJ | $560,000 | $1,846 | $1,240 | $2,600 | $1,360 |
| Derby, CT | $194,600 | $869 | $630 | $1,210 | $580 |
| Mountain Lakes, NJ | $810,300 | $2,392 | $1,700 | $3,420 | $1,720 |
| New York, NY | $538,700 | $1,106 | $740 | $1,540 | $800 |
| Atlantic Beach, NY | $763,600 | $798 | $550 | $1,140 | $590 |
Research Home Insurance Companies Reviews in Yorktown, NY Before Buying | Back to Top
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AAA Home Insurance Reviews
Date: July 08, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Premium
The premium seems a little expensive to me, when we move in a few weeks, I may try to figure out if there is a cheaper option. The deductible is $500.