Gavop tells you how to get the best homeowners insurance in Manchester, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $97,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $135,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $145,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $95,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $577 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$54 | $625 |
| Hail Resistant Roof Discount | -$14 | $665 |
| Newly Constructed Home Discount | -$190 | $489 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delaware County | $1,500 | $658 | $2,158 | $478 | $1,978 | $180 |
| Manchester, IA | $2,000 | $671 | $2,671 | $487 | $2,487 | $183 |
| Masonville, IA | $400 | $535 | $935 | $388 | $788 | $146 |
| Hopkinton, IA | $1,500 | $611 | $2,111 | $444 | $1,944 | $167 |
| Aurora, IA | $200 | $491 | $691 | $357 | $557 | $134 |
| Elgin, IA | $1,000 | $600 | $1,600 | $436 | $1,436 | $164 |
| Dubuque, IA | $500 | $790 | $1,290 | $574 | $1,074 | $216 |
| Banks, IA | $2,500 | $817 | $3,317 | $594 | $3,094 | $223 |
| Fremont, IA | $100 | $1,017 | $1,117 | $739 | $839 | $278 |
| Zwingle, IA | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Post, IA | $500 | $653 | $1,153 | $475 | $975 | $178 |
| Mount Hope, WI | $1,500 | $704 | $2,204 | $512 | $2,012 | $193 |
| Home Insurance Company Manchester, IA | Homeowners Insurance Agency Manchester, IA | Address | Popularity Score | Distance from Manchester (miles) |
|---|---|---|---|---|
| Travelers | Ludovissy & Associates | 787 W Locust St, Dubuque, IA, 52001 | 39.6 | |
| Liberty Mutual Independent | United Insurance Agencies | 80 W 8th Ave, Marion, IA, 52302 | 32.2 | |
| State Farm | Dennis Baumhover | 2615 Dodge St Ste 1, Dubuque, IA, 52003-7120 | 38.5 | |
| Allstate | David Redlinger | 955 29th Ave Ste B, Marion, IA, 52302 | 30.9 | |
| State Farm | Shawn Devries | 4837 1st Ave Se Ste 100, Cedar Rapids, IA, 52402-3226 | 32.8 | |
| State Farm | Steve Hubbard | 213 E San Marnan Dr, Waterloo, IA, 50702-5839 | 45.9 | |
| State Farm | Julie Smith | 1212 W Main St, Manchester, IA, 52057-2305 | 1.1 | |
| State Farm | Scott Bradfield | 1809 University Avenue, Waterloo, IA, 50701-2467 | 46.8 | |
| State Farm | Steve Buchheit | 1900 John F Kennedy Rd Ste 3, Dubuque, IA, 52002-3803 | 37.5 | |
| State Farm | Rex Massey | 337 1st Ave E, Dyersville, IA, 52040-1204 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,180 | $580 |
| Delaware County, IA | $126,000 | $666 | $490 | $910 | $420 |
| Manchester, IA | $107,900 | $679 | $470 | $960 | $490 |
| Masonville, IA | $65,000 | $541 | $390 | $770 | $380 |
| Hopkinton, IA | $80,900 | $618 | $440 | $870 | $430 |
| Aurora, IA | $56,700 | $497 | $350 | $700 | $350 |
| Elgin, IA | $78,600 | $607 | $440 | $830 | $390 |
| Dubuque, IA | $135,800 | $799 | $540 | $1,110 | $570 |
| Banks, IA | $136,800 | $827 | $600 | $1,180 | $580 |
| Fremont, IA | $226,500 | $1,029 | $750 | $1,430 | $680 |
| Zwingle, IA | $88,600 | $652 | $460 | $890 | $430 |
| Post, IA | $90,800 | $661 | $480 | $950 | $470 |
| Mount Hope, WI | $187,500 | $713 | $480 | $1,010 | $530 |