Gavop shows you how to buy homeowners insurance in Breckenridge, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Breckenridge, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hancock Dr, Co Rd 279, Co Rd 221, Veale Ave, Co Rd 118, FM 1148, Little League Rd, Bradshaw Cemetery Rd, Co Rd 222, N Shelton St | $142,000 | $110,000 | $150,000-$175,000 | $73,500 | $70,000 | $50,000-$75,000 |
| W Wheeler St, Caddo Ave, Co Rd 117, Co Rd 103, Co Rd 217, Co Rd 125, Chaparral Ln, Co Rd 287, Co Rd 190, Sage St | $154,000 | $130,000 | $150,000-$175,000 | $121,000 | $100,000 | $100,000-$125,000 |
| Co Rd 227, FM 3201, N Harvey, N Hartford St, FM 1853, US Hwy 180, S Oakwood St, Co Rd 274, Co Rd 332, US Hwy 183 | $96,000 | $80,000 | $75,000-$100,000 | $54,000 | $50,000 | $25,000-$50,000 |
| E Elm St, W Wheeler St, Co Rd 408, W Williams, FM 2231, FM 2408, Ranch Rd 576, Co Rd 261, Co Rd 146, W Dyer | $97,500 | $80,000 | $100,000-$125,000 | $79,000 | $70,000 | $75,000-$100,000 |
| N Payne, Ivan Rd, W Dallas St, Co Rd 220, W 3rd St, Co Rd 182, Co Rd 335, E 2nd St, S Parks St, S Wilson | $75,500 | $60,000 | $75,000-$100,000 | $94,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $808 |
| Superior Protection Discount | -$85 | $855 |
| Fire & Security Discount | -$66 | $873 |
| Hail Resistant Roof Discount | -$28 | $911 |
| Newly Constructed Home Discount | -$188 | $751 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stephens County | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Breckenridge, TX | $1,500 | $928 | $2,428 | $674 | $2,174 | $254 |
| Shackelford County, TX | $300 | $993 | $1,293 | $722 | $1,022 | $271 |
| Mingus, TX | $700 | $1,125 | $1,825 | $818 | $1,518 | $308 |
| Baird, TX | $100 | $1,338 | $1,438 | $972 | $1,072 | $366 |
| Palo Pinto County, TX | $1,500 | $1,029 | $2,529 | $748 | $2,248 | $281 |
| Gordon, TX | $100 | $1,462 | $1,562 | $1,063 | $1,163 | $400 |
| Olney, TX | $2,500 | $1,275 | $3,775 | $926 | $3,426 | $348 |
| Lueders, TX | $500 | $1,141 | $1,641 | $829 | $1,329 | $312 |
| Mineral Wells, TX | $1,000 | $1,000 | $2,000 | $727 | $1,727 | $273 |
| De Leon, TX | $400 | $1,437 | $1,837 | $1,044 | $1,444 | $393 |
| Haskell, TX | $1,000 | $1,281 | $2,281 | $931 | $1,931 | $350 |
| Home Insurance Company Breckenridge, TX | Homeowners Insurance Agency Breckenridge, TX | Address | Popularity Score | Distance from Breckenridge (miles) |
|---|---|---|---|---|
| Farmers | Randi Jones | 1221 Highway 16 S, Graham, TX, 76450 | 29.9 | |
| Travelers | Goosehead Insurance | 607 Elm St Ste 5, Graham, TX, 76450 | 30.5 | |
| Farmers | Brad Jones | 100 Se 6th Ave Ste 240, Mineral Wells, TX, 76067 | 47.0 | |
| State Farm | Larry Simpson | 501 S Texas St, De Leon, TX, 76444-1949 | 49.9 | |
| Allstate | King & Robertson In | 9 South Main, Albany, TX, 76430 | 22.6 | |
| Allstate | Clyde Insurance Agency | 117 Oak St # 1657, Clyde, TX, 79510 | 41.7 | |
| State Farm | April Martin | 110 Se 13th Ave, Mineral Wells, TX, 76067-5563 | 47.3 | |
| Travelers | King & Robertson Insurance Agency | 9 South Main, Albany, TX, 76430 | 22.6 | |
| State Farm | Johnny Moore | 220 E Main St, Olney, TX, 76374-1951 | 43.3 | |
| State Farm | Mike Sipes | 431 Cliff Dr, Graham, TX, 76450-2941 | 31.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Stephens County, TX | $73,400 | $984 | $650 | $1,520 | $870 |
| Breckenridge, TX | $62,700 | $939 | $620 | $1,450 | $830 |
| Shackelford County, TX | $78,900 | $1,005 | $660 | $1,550 | $890 |
| Mingus, TX | $36,300 | $1,139 | $750 | $1,750 | $1,000 |
| Baird, TX | $68,200 | $1,354 | $890 | $2,090 | $1,200 |
| Palo Pinto County, TX | $88,600 | $1,042 | $690 | $1,600 | $910 |
| Gordon, TX | $91,700 | $1,480 | $980 | $2,280 | $1,300 |
| Olney, TX | $57,800 | $1,290 | $850 | $1,990 | $1,140 |
| Lueders, TX | $38,400 | $1,155 | $760 | $1,780 | $1,020 |
| Mineral Wells, TX | $80,700 | $1,012 | $670 | $1,560 | $890 |
| De Leon, TX | $86,500 | $1,454 | $960 | $2,240 | $1,280 |
| Haskell, TX | $58,900 | $1,297 | $860 | $2,000 | $1,140 |