How Can I Make My Boise City, ID Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Boise City, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Boise City, ID Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $145,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $126,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $250,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $368,500 | $300,000 | $300,000-$350,000 |
Bundle your Boise City, ID Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$50 | $575 |
| Home and Two Car | -$106 | $519 |
| Home and Three Car | -$156 | $469 |
Choose the Right Deductible for your Boise City, ID Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ada County | $2,000 | $653 | $2,653 | $474 | $2,474 | $178 |
| Boise City, ID | $2,000 | $617 | $2,617 | $449 | $2,449 | $169 |
| Emmett, ID | $300 | $657 | $957 | $477 | $777 | $179 |
| Melba, ID | $1,500 | $645 | $2,145 | $469 | $1,969 | $176 |
| Emmett Valley, ID | $100 | $663 | $763 | $481 | $581 | $181 |
| Notus, ID | $2,500 | $596 | $3,096 | $433 | $2,933 | $163 |
| New Plymouth, ID | $200 | $668 | $868 | $486 | $686 | $183 |
| Homedale, ID | $1,500 | $456 | $1,956 | $332 | $1,832 | $125 |
| Elmore County, ID | $2,500 | $663 | $3,163 | $481 | $2,981 | $181 |
| Atlanta, ID | $300 | $840 | $1,140 | $610 | $910 | $230 |
Identify Top Home Insurance Agents near Boise City, ID | Back to Top
| Home Insurance Company Boise City, ID | Homeowners Insurance Agency Boise City, ID | Address | Popularity Score | Distance from Boise City (miles) |
|---|---|---|---|---|
| State Farm | Randy Klein | 355 S 3rd St Ste C, Boise, ID, 83702-7689 | 3.7 | |
| State Farm | Ian Johnson | 8030 W Emerald St Ste 170, Boise, ID, 83704-9059 | 3.7 | |
| Liberty Mutual Independent | Hd Insurance | 175 East 50th Street, Boise, ID, 83714 | 5.4 | |
| Farmers | Lynn Walker | 9646 W State St, Star, ID, 83669 | 14.5 | |
| Allstate | Jeremy Fitzsimmons | 2053 E Fairview Ave Ste 103, Meridian, ID, 83642 | 7.4 | |
| State Farm | Corry Perkins | 4792 W Overland Rd Ste 200, Boise, ID, 83705-2818 | 1.6 | |
| Farmers | Bryce Vance | 577 E Park Blvd Ste 100, Boise, ID, 83712 | 3.6 | |
| Allstate | Danny Robertson | 8 W Franklin Rd, Meridian, ID, 83642 | 8.1 | |
| State Farm | Shauna Mickens | 5266 W State St Ste 102, Boise, ID, 83703-3332 | 6.0 | |
| Farmers | Alan Gummersall | 1010 W Jefferson St Ste 103, Boise, ID, 83702 | 4.1 |
Compare Rates for Boise City, ID Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $420 | $890 | $470 |
| Ada County, ID | $219,900 | $661 | $460 | $940 | $480 |
| Boise City, ID | $212,700 | $625 | $420 | $890 | $470 |
| Emmett, ID | $108,400 | $665 | $470 | $920 | $450 |
| Melba, ID | $196,800 | $653 | $440 | $920 | $480 |
| Emmett Valley, ID | $132,300 | $671 | $450 | $930 | $480 |
| Notus, ID | $160,200 | $603 | $430 | $850 | $420 |
| New Plymouth, ID | $142,800 | $676 | $470 | $940 | $470 |
| Homedale, ID | $95,100 | $462 | $310 | $650 | $340 |
| Elmore County, ID | $145,200 | $671 | $460 | $930 | $470 |
| Atlanta, ID | $331,700 | $850 | $610 | $1,180 | $570 |
Research Home Insurance Companies Reviews in Boise City, ID Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 31, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 21, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: February 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Farm Bureau Home Insurance Reviews
Date: September 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: September 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 28, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: March 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Travelers Home Insurance Reviews
Date: December 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
The Hartford Home Insurance Reviews
Date: November 18, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried