Gavop shows you how to buy homeowners insurance in Templeton, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Templeton, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Eagle Ln, Fessenden St, Partridgeville Rd, Willow Trailer Park, Kyle Dr, Cottage Ln, Patriots Rd, Gavin Rd, Edgar St, Johnson Ave | $135,000 | $110,000 | $100,000-$125,000 | $175,000 | $160,000 | $200,000-$250,000 |
| Cook Rd, Victoria Ln, Old North Rd, Charlotte Ave, Prospect St Exd, Crotty Ave, Lamont St, Moriarty Ln, Stone Bridge Rd, Henshaw Rd | $235,000 | $220,000 | $200,000-$250,000 | $126,500 | $100,000 | $125,000-$150,000 |
| Grist Mill Xing, Michaels Ln, Mountain View St, April Cir, Pond Rd, Rainbow Dr, Farnsworth Rd, Royalston Rd, Gray Rd, Evans Cir | $231,500 | $210,000 | $200,000-$250,000 | $148,000 | $130,000 | $125,000-$150,000 |
| Anderson Dr, White Cir, Day Mill Dr, Queen Lake Rd, Conti Ave, Cardinal Ln, Lord Rd, S Royalston Rd, Old Royalston Rd, Dennison St | $177,500 | $150,000 | $150,000-$175,000 | $224,000 | $210,000 | $250,000-$300,000 |
| Pheasant Ln, Ross Rd, Ledge Rd, Ladder Hill Ter, Turner Rd, Alexandria Ave, Old Mill Ln, Riverside Rd, Brenda Ln, Brooks Village Rd | $157,000 | $140,000 | $150,000-$175,000 | $179,000 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $731 |
| Home and Two Car | -$135 | $660 |
| Home and Three Car | -$199 | $596 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $1,000 | $1,012 | $2,012 | $735 | $1,735 | $276 |
| Templeton, MA | $2,500 | $785 | $3,285 | $571 | $3,071 | $215 |
| Lunenburg, MA | $100 | $823 | $923 | $598 | $698 | $225 |
| Devens, MA | $400 | $1,149 | $1,549 | $835 | $1,235 | $314 |
| Amherst, MA | $300 | $1,236 | $1,536 | $898 | $1,198 | $338 |
| Tyngsborough, MA | $700 | $979 | $1,679 | $711 | $1,411 | $267 |
| Whitinsville, MA | $700 | $794 | $1,494 | $577 | $1,277 | $217 |
| Medway, MA | $400 | $958 | $1,358 | $696 | $1,096 | $262 |
| Westwood, MA | $2,000 | $1,024 | $3,024 | $744 | $2,744 | $280 |
| Home Insurance Company Templeton, MA | Homeowners Insurance Agency Templeton, MA | Address | Popularity Score | Distance from Templeton (miles) |
|---|---|---|---|---|
| Travelers | Stanton Insurance Agency Inc | 230 2nd Ave, Waltham, MA, 2451 | 43.2 | |
| Travelers | Dadgar Insurance | 400 W Cummings Park Ste 6725, Woburn, MA, 1801 | 48.7 | |
| Travelers | Healy Brothers Insurance Agency Inc | 10 Common St, Barre, MA, 1005 | 9.9 | |
| Travelers | Rpg Insurance Administrators Inc | 18 N Meadows Rd Suite 4, Medfield, MA, 2052 | 47.0 | |
| Travelers | Cochrane & Porter Ins. | 981 Worcester Street, Wellesley, MA, 2482 | 42.3 | |
| Liberty Mutual Independent | Martini Ins Agency Inc | 6 Common St, Woburn, MA, 1801 | 47.5 | |
| Travelers | Barry T Oconnell Insurance Agency Inc | 252 Pleasant St, Methuen, MA, 1844 | 47.8 | |
| Travelers | S B Goddard & Son Company | 7 Winn St, Woburn, MA, 1801 | 47.5 | |
| Travelers | Mcgrath Insurance Group Inc | 130 W Main St, Spencer, MA, 1562 | 23.1 | |
| Travelers | Bonacorso Insurance Agency Inc | 10 Cedar St 32, Woburn, MA, 1801 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $1,950 | $1,010 |
| Worcester County, MA | $260,800 | $1,024 | $740 | $1,450 | $710 |
| Templeton, MA | $197,700 | $795 | $580 | $1,100 | $520 |
| Lunenburg, MA | $285,300 | $833 | $560 | $1,170 | $610 |
| Devens, MA | $282,500 | $1,163 | $800 | $1,650 | $850 |
| Amherst, MA | $347,700 | $1,251 | $860 | $1,740 | $880 |
| Tyngsborough, MA | $348,300 | $990 | $710 | $1,410 | $700 |
| Whitinsville, MA | $271,600 | $804 | $540 | $1,150 | $610 |
| Medway, MA | $383,800 | $970 | $660 | $1,380 | $720 |
| Westwood, MA | $663,000 | $1,037 | $740 | $1,420 | $680 |