Gavop tells you how to get the best homeowners insurance in Saratoga County, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$196 | $696 |
| 30 year old | +$13 | $906 |
| 40 year old | +$23 | $916 |
| 50 year old | +$34 | $927 |
| Above 50 year old | +$43 | $936 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $723 |
| Superior Protection Discount | -$80 | $812 |
| Fire & Security Discount | -$89 | $804 |
| Hail Resistant Roof Discount | -$18 | $875 |
| Newly Constructed Home Discount | -$205 | $687 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saratoga County | $1,000 | $882 | $1,882 | $641 | $1,641 | $241 |
| Saratoga County, NY | $2,000 | $882 | $2,882 | $641 | $2,641 | $241 |
| Charlton, NY | $300 | $958 | $1,258 | $696 | $996 | $262 |
| Fort Edward, NY | $2,500 | $932 | $3,432 | $677 | $3,177 | $255 |
| Mayfield, NY | $200 | $957 | $1,157 | $695 | $895 | $261 |
| Troy, NY | $1,000 | $608 | $1,608 | $442 | $1,442 | $166 |
| Cobleskill, NY | $200 | $594 | $794 | $432 | $632 | $162 |
| Hampton, NY | $2,500 | $610 | $3,110 | $443 | $2,943 | $167 |
| Ravena, NY | $500 | $660 | $1,160 | $480 | $980 | $180 |
| West Haven, VT | $2,500 | $735 | $3,235 | $534 | $3,034 | $201 |
| Morehouse, NY | $500 | $982 | $1,482 | $714 | $1,214 | $268 |
| Cherry Valley, NY | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Home Insurance Company Saratoga County, NY | Homeowners Insurance Agency Saratoga County, NY | Address | Popularity Score | Distance from Saratoga County (miles) |
|---|---|---|---|---|
| Allstate | Cote Agency | 94 Main St, Corinth, NY, 12822 | 9.8 | |
| Allstate | John Deutsch | 621 Columbia St, Cohoes, NY, 12047 | 24.2 | |
| State Farm | Amy Aldrich | 123 Saratoga Rd, Glenville, NY, 12302-4237 | 17.5 | |
| Erie | Adams Station Insurance Inc. | 423 Kenwood Avenue, Delmar, NY, 12054 | 33.4 | |
| State Farm | Sherry Hoffman | 418 Geyser Road, Ballston Spa, NY, 12020-6002 | 4.1 | |
| State Farm | Dan Wagner | 323 Ushers Rd, Ballston Lake, NY, 12019-1519 | 14.3 | |
| State Farm | John Craig | 481 Saratoga Rd, Scotia, NY, 12302-5451 | 15.4 | |
| Allstate | Debra Lamay | 2537 Route 9 Ste 200, Malta, NY, 12020 | 9.7 | |
| Travelers | Fragomeni Insurance & Financial Inc. | 3257 Route 9, Saratoga Springs, NY, 12866 | 5.7 | |
| Travelers | Fragomeni Insurance & Financial Inc. | 3257 Rte 9, Saratoga Springs, NY, 12866 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Saratoga County, NY | $243,600 | $893 | $610 | $1,220 | $610 |
| Saratoga County, NY | $243,600 | $893 | $620 | $1,230 | $610 |
| Charlton, NY | $252,800 | $970 | $650 | $1,330 | $680 |
| Fort Edward, NY | $111,400 | $943 | $680 | $1,290 | $610 |
| Mayfield, NY | $130,600 | $968 | $700 | $1,330 | $630 |
| Troy, NY | $144,400 | $615 | $440 | $880 | $440 |
| Cobleskill, NY | $151,800 | $602 | $430 | $820 | $390 |
| Hampton, NY | $132,800 | $617 | $440 | $870 | $430 |
| Ravena, NY | $162,200 | $668 | $470 | $960 | $490 |
| West Haven, VT | $195,700 | $744 | $500 | $1,030 | $530 |
| Morehouse, NY | $258,300 | $994 | $690 | $1,410 | $720 |
| Cherry Valley, NY | $164,600 | $673 | $450 | $930 | $480 |