Gavop shows you how to buy homeowners insurance in Chester County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $134,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $201,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $332,000 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $651 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$78 | $698 |
| Hail Resistant Roof Discount | -$23 | $752 |
| Newly Constructed Home Discount | -$171 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $1,500 | $766 | $2,266 | $557 | $2,057 | $209 |
| Chester County, TN | $2,500 | $766 | $3,266 | $557 | $3,057 | $209 |
| Finger, TN | $100 | $801 | $901 | $582 | $682 | $219 |
| Eastview, TN | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Savannah, TN | $400 | $686 | $1,086 | $498 | $898 | $187 |
| Decaturville, TN | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Milan, TN | $100 | $729 | $829 | $530 | $630 | $199 |
| Crockett County, TN | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
| Gibson County, TN | $200 | $814 | $1,014 | $591 | $791 | $222 |
| Stanton, TN | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Fayette County, TN | $500 | $1,036 | $1,536 | $753 | $1,253 | $283 |
| Tippah County, MS | $1,000 | $833 | $1,833 | $606 | $1,606 | $228 |
| Home Insurance Company Chester County, TN | Homeowners Insurance Agency Chester County, TN | Address | Popularity Score | Distance from Chester County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Fsb Insurance | 23 Federal Dr, Jackson, TN, 38305 | 21.2 | |
| Erie | Maness Insurance Agency | 333 Mulberry Avenue, Selmer, TN, 38375 | 17.6 | |
| State Farm | Darrell Kimbel | 1856 S Highland Ave, Jackson, TN, 38301-1701 | 14.9 | |
| Erie | Casey Insurance Agency | 459 E Main Street, Henderson, TN, 38340 | 1.8 | |
| State Farm | Milton Nash | 1040 Mulberry Ave, Selmer, TN, 38375-6629 | 19.7 | |
| State Farm | Dartha Parker | 212 W Market St, Somerville, TN, 38068-1539 | 43.5 | |
| State Farm | Mike Jinkins | 2076 S 1st St, Milan, TN, 38358-2752 | 35.2 | |
| Travelers | Dennis Goff Insurance | 590 Mulberry Ave, Selmer, TN, 38375 | 17.9 | |
| State Farm | Jason Bates | 16520 Highway 104 N Ste C, Lexington, TN, 38351-3847 | 19.8 | |
| Erie | Bolivar Insurance & Real Estate Agency | 800 West Market St, Bolivar, TN, 38008 | 24.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,490 | $730 |
| Chester County, TN | $113,800 | $775 | $570 | $1,070 | $500 |
| Chester County, TN | $113,800 | $775 | $570 | $1,110 | $540 |
| Finger, TN | $85,900 | $811 | $560 | $1,130 | $570 |
| Eastview, TN | $85,400 | $809 | $550 | $1,110 | $560 |
| Savannah, TN | $89,300 | $694 | $480 | $990 | $510 |
| Decaturville, TN | $69,400 | $732 | $520 | $1,000 | $480 |
| Milan, TN | $101,900 | $738 | $530 | $1,040 | $510 |
| Crockett County, TN | $96,700 | $720 | $510 | $990 | $480 |
| Gibson County, TN | $94,800 | $824 | $550 | $1,130 | $580 |
| Stanton, TN | $72,800 | $749 | $500 | $1,060 | $560 |
| Fayette County, TN | $185,000 | $1,048 | $710 | $1,460 | $750 |
| Tippah County, MS | $86,000 | $843 | $580 | $1,160 | $580 |