Gavop shows you how to buy homeowners insurance in Gravois, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $150,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $231,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $345,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $196,000 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $748 |
| Home and Two Car | -$130 | $683 |
| Home and Three Car | -$203 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $1,000 | $1,077 | $2,077 | $783 | $1,783 | $294 |
| Gravois, MO | $2,500 | $803 | $3,303 | $583 | $3,083 | $219 |
| Sappington, MO | $300 | $857 | $1,157 | $623 | $923 | $234 |
| Rock Hill, MO | $1,000 | $1,146 | $2,146 | $833 | $1,833 | $313 |
| Maplewood, MO | $500 | $800 | $1,300 | $581 | $1,081 | $219 |
| Crystal Lake Park, MO | $700 | $1,750 | $2,450 | $1,272 | $1,972 | $478 |
| Country Life Acres, MO | $500 | $838 | $1,338 | $609 | $1,109 | $229 |
| Hanley Hills, MO | $1,000 | $766 | $1,766 | $556 | $1,556 | $209 |
| Sauget, IL | $300 | $435 | $735 | $316 | $616 | $119 |
| St. Paul, MO | $1,000 | $1,415 | $2,415 | $1,028 | $2,028 | $387 |
| Richwood, IL | $300 | $697 | $997 | $506 | $806 | $190 |
| Looking Glass, IL | $2,000 | $662 | $2,662 | $481 | $2,481 | $181 |
| Home Insurance Company Gravois, MO | Homeowners Insurance Agency Gravois, MO | Address | Popularity Score | Distance from Gravois (miles) |
|---|---|---|---|---|
| State Farm | Ben Rister | 14145 Clayton Rd, Chesterfield, MO, 63017-8355 | 9.5 | |
| Travelers | Crestwood Insurance Agency | 9800 Watson Rd Suite 4, St Louis, MO, 63126 | 1.4 | |
| Travelers | Premier Insurance Agency | 11400 Concord Village Ave. Suite D, St Louis, MO, 63123 | 2.1 | |
| Liberty Mutual Independent | Tri County Agency | 3 E Allen St, Wentzville, MO, 63385 | 31.9 | |
| Farmers | Janette Scott | 9201 Watson Rd Ste 250, Crestwood, MO, 63126 | 0.7 | |
| State Farm | Jake Schillinger | 5229 S Grand Blvd, St Louis, MO, 63111-1616 | 6.0 | |
| State Farm | Bill Bond | 976 S Highway Dr, Fenton, MO, 63026-2023 | 5.6 | |
| State Farm | Murph Murphy | 13537 Barrett Pky Dr Ste 365, Manchester, MO, 63021-5896 | 6.5 | |
| State Farm | Eric Thomas | 2794a N Highway 67, Florissant, MO, 63033-1402 | 17.6 | |
| State Farm | Ralph Sippel | 1608 Jeffco Blvd, Arnold, MO, 63010-2717 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,510 | $760 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,560 | $780 |
| Gravois, MO | $168,500 | $813 | $560 | $1,150 | $590 |
| Sappington, MO | $202,500 | $867 | $590 | $1,190 | $600 |
| Rock Hill, MO | $176,000 | $1,160 | $840 | $1,640 | $800 |
| Maplewood, MO | $167,200 | $810 | $540 | $1,130 | $590 |
| Crystal Lake Park, MO | $388,000 | $1,771 | $1,190 | $2,530 | $1,340 |
| Country Life Acres, MO | $1,562,500 | $848 | $620 | $1,160 | $540 |
| Hanley Hills, MO | $57,400 | $775 | $530 | $1,070 | $540 |
| Sauget, IL | $48,800 | $440 | $320 | $620 | $300 |
| St. Paul, MO | $294,200 | $1,432 | $1,050 | $2,050 | $1,000 |
| Richwood, IL | $117,600 | $705 | $480 | $1,000 | $520 |
| Looking Glass, IL | $154,200 | $670 | $480 | $930 | $450 |