Gavop shows you how to buy homeowners insurance in Marion County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $134,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $155,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $269,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $714 |
| Superior Protection Discount | -$78 | $792 |
| Fire & Security Discount | -$87 | $784 |
| Hail Resistant Roof Discount | -$26 | $845 |
| Newly Constructed Home Discount | -$244 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| Marion County, AL | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Bexar, AL | $300 | $973 | $1,273 | $707 | $1,007 | $266 |
| Vernon, AL | $2,000 | $661 | $2,661 | $480 | $2,480 | $181 |
| Arley, AL | $200 | $977 | $1,177 | $710 | $910 | $267 |
| Colbert County, AL | $1,500 | $986 | $2,486 | $717 | $2,217 | $270 |
| Hatton, AL | $300 | $953 | $1,253 | $693 | $993 | $261 |
| Marietta, MS | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| Speake-Oakville, AL | $400 | $900 | $1,300 | $654 | $1,054 | $246 |
| Plantersville, MS | $2,500 | $1,039 | $3,539 | $755 | $3,255 | $284 |
| Verona, MS | $100 | $859 | $959 | $624 | $724 | $235 |
| Cordova, AL | $2,500 | $800 | $3,300 | $582 | $3,082 | $219 |
| Home Insurance Company Marion County, AL | Homeowners Insurance Agency Marion County, AL | Address | Popularity Score | Distance from Marion County (miles) |
|---|---|---|---|---|
| Travelers | Benson Insurance Agency Inc | 1224 Helton Dr, Florence, AL, 35630 | 48.4 | |
| State Farm | Rebecca Hovater | 501 S Montgomery Ave Ste C, Sheffield, AL, 35660-3861 | 43.7 | |
| Liberty Mutual Independent | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 6.4 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 16.0 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 16.0 | |
| Allstate | Jesse Dee Wisdom | 2101 Florence Blvd Ste A, Florence, AL, 35630 | 49.2 | |
| Liberty Mutual Independent | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 6.4 | |
| Farmers | Colton Thomas | 2504 Avalon Ave Ste C, Muscle Shoals, AL, 35661 | 44.0 | |
| Travelers | Ball And Associates Inc | 2311 21st St, Haleyville, AL, 35565 | 16.9 | |
| State Farm | Todd Barton | 1123 20th St, Haleyville, AL, 35565-1550 | 16.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,600 | $810 |
| Marion County, AL | $87,200 | $871 | $630 | $1,230 | $600 |
| Marion County, AL | $87,200 | $871 | $590 | $1,240 | $650 |
| Bexar, AL | $99,400 | $985 | $660 | $1,350 | $690 |
| Vernon, AL | $71,300 | $669 | $450 | $920 | $470 |
| Arley, AL | $100,000 | $989 | $660 | $1,390 | $730 |
| Colbert County, AL | $108,500 | $998 | $710 | $1,390 | $680 |
| Hatton, AL | $96,200 | $965 | $690 | $1,380 | $690 |
| Marietta, MS | $82,100 | $977 | $670 | $1,380 | $710 |
| Speake-Oakville, AL | $87,800 | $911 | $630 | $1,300 | $670 |
| Plantersville, MS | $93,000 | $1,052 | $760 | $1,460 | $700 |
| Verona, MS | $67,000 | $869 | $580 | $1,240 | $660 |
| Cordova, AL | $73,200 | $810 | $580 | $1,120 | $540 |