Gavop shows you how to buy homeowners insurance in Onslow County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $116,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $181,500 | $160,000 | $125,000-$150,000 |
| 4 Bedroom | $171,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $197,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $725 |
| Superior Protection Discount | -$84 | $759 |
| Fire & Security Discount | -$67 | $775 |
| Hail Resistant Roof Discount | -$25 | $818 |
| Newly Constructed Home Discount | -$202 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onslow County | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Onslow County, NC | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Potters Hill, NC | $400 | $561 | $961 | $408 | $808 | $153 |
| Surf City, NC | $1,000 | $1,250 | $2,250 | $908 | $1,908 | $342 |
| Island Creek, NC | $500 | $640 | $1,140 | $465 | $965 | $175 |
| Duplin County, NC | $1,000 | $961 | $1,961 | $698 | $1,698 | $263 |
| Skippers Corner, NC | $200 | $1,033 | $1,233 | $751 | $951 | $282 |
| Vanceboro, NC | $2,500 | $503 | $3,003 | $365 | $2,865 | $137 |
| Arapahoe, NC | $500 | $594 | $1,094 | $432 | $932 | $162 |
| Hightsville, NC | $2,500 | $1,040 | $3,540 | $756 | $3,256 | $284 |
| Lisbon, NC | $200 | $579 | $779 | $421 | $621 | $158 |
| Myrtle Grove, NC | $1,500 | $813 | $2,313 | $591 | $2,091 | $222 |
| Home Insurance Company Onslow County, NC | Homeowners Insurance Agency Onslow County, NC | Address | Popularity Score | Distance from Onslow County (miles) |
|---|---|---|---|---|
| Allstate | Shane Pate | 1810 N Berkeley Blvd, Goldsboro, NC, 27534 | 49.3 | |
| Liberty Mutual Independent | Carlton Insurance Agency | 212 N Pine St, Warsaw, NC, 28398 | 37.4 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 4.4 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 6.5 | |
| State Farm | Jennifer Dufore | 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577 | 9.1 | |
| Travelers | Preferred Choice Insurance | 616 New Bridge St, Jacksonville, NC, 28540 | 4.4 | |
| Erie | Conway & Company Insurers | 2914 N Herritage Street, Kinston, NC, 28501 | 36.8 | |
| Nationwide | Willie J Hobbs | 310 Southeast Blvd, Clinton, NC, 28328-3626 | 48.9 | |
| Liberty Mutual Independent | Risk Managers Inc | 288 3rd Street, Ayden, NC, 28513 | 49.1 | |
| Nationwide | Dean Whitley Insurance Agency Inc. | 808 N. Berkley Blvd. Suite D, Goldsboro, NC, 27532 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,270 | $620 |
| Onslow County, NC | $154,400 | $843 | $570 | $1,210 | $640 |
| Onslow County, NC | $154,400 | $843 | $610 | $1,210 | $600 |
| Potters Hill, NC | $89,700 | $568 | $400 | $810 | $410 |
| Surf City, NC | $281,900 | $1,265 | $850 | $1,800 | $950 |
| Island Creek, NC | $114,500 | $647 | $470 | $910 | $440 |
| Duplin County, NC | $88,800 | $973 | $670 | $1,380 | $710 |
| Skippers Corner, NC | $206,000 | $1,046 | $760 | $1,490 | $730 |
| Vanceboro, NC | $79,400 | $509 | $340 | $720 | $380 |
| Arapahoe, NC | $95,800 | $601 | $410 | $860 | $450 |
| Hightsville, NC | $208,300 | $1,053 | $710 | $1,460 | $750 |
| Lisbon, NC | $92,900 | $586 | $400 | $810 | $410 |
| Myrtle Grove, NC | $243,500 | $823 | $560 | $1,130 | $570 |