How Can I Make My Maryland Heights, MO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Maryland Heights, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Maryland Heights, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $186,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $226,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $367,000 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $600,000 | $500,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Maryland Heights, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$198 | $965 |
| Superior Protection Discount | -$116 | $1,046 |
| Fire & Security Discount | -$116 | $1,046 |
| Hail Resistant Roof Discount | -$35 | $1,128 |
| Newly Constructed Home Discount | -$256 | $907 |
Choose the Right Deductible for your Maryland Heights, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $700 | $1,077 | $1,777 | $783 | $1,483 | $294 |
| Maryland Heights, MO | $2,500 | $1,149 | $3,649 | $835 | $3,335 | $314 |
| Wilbur Park, MO | $400 | $1,036 | $1,436 | $753 | $1,153 | $283 |
| Pacific, MO | $700 | $884 | $1,584 | $642 | $1,342 | $242 |
| Piasa, IL | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Jerseyville, IL | $2,000 | $640 | $2,640 | $465 | $2,465 | $175 |
| Shipman, IL | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| Livingston, IL | $1,500 | $562 | $2,062 | $409 | $1,909 | $154 |
| Trenton, IL | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Aviston, IL | $700 | $809 | $1,509 | $588 | $1,288 | $221 |
| Marissa, IL | $2,000 | $570 | $2,570 | $414 | $2,414 | $156 |
Identify Top Home Insurance Agents near Maryland Heights, MO | Back to Top
| Home Insurance Company Maryland Heights, MO | Homeowners Insurance Agency Maryland Heights, MO | Address | Popularity Score | Distance from Maryland Heights (miles) |
|---|---|---|---|---|
| State Farm | Tania Interian | 12084 Manchester Rd, Des Peres, MO, 63131-4401 | 7.4 | |
| Travelers | Meadow Park Insurance Agency | 8510 Olive Blvd, St Louis, MO, 63132 | 7.3 | |
| State Farm | Darryl Jones | 425 N New Ballas Rd Ste 215, Creve Coeur, MO, 63141-6848 | 3.5 | |
| Travelers | All Insurance Llc | 4620 S St Peters Parkway, St Charles, MO, 63304 | 7.4 | |
| Farmers | Kendall Lading | 1425 Triad Center Dr, Saint Peters, MO, 63376 | 6.5 | |
| Allstate | Deborah M. Johnson | 106 4 Seasonsshop Ctr Ste 105c, Chesterfield, MO, 63017 | 1.8 | |
| State Farm | Wade Wheeler | 8045 Big Bend Blvd, Webster Groves, MO, 63119-2714 | 11.0 | |
| Travelers | Crestwood Insurance Agency | 9800 Watson Rd Suite 4, St Louis, MO, 63126 | 11.3 | |
| State Farm | Rob Hasse | 4443 N Highway 67, Florissant, MO, 63034-2831 | 13.9 | |
| State Farm | Tom Wootten | 5047 Hwy N, St. Charles, MO, 63304 | 8.8 |
Compare Rates for Maryland Heights, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,550 | $780 |
| St. Louis County, MO | $181,100 | $1,090 | $750 | $1,540 | $790 |
| Maryland Heights, MO | $216,200 | $1,163 | $830 | $1,640 | $810 |
| Wilbur Park, MO | $132,600 | $1,049 | $720 | $1,490 | $770 |
| Pacific, MO | $138,200 | $895 | $650 | $1,280 | $630 |
| Piasa, IL | $164,500 | $820 | $550 | $1,120 | $570 |
| Jerseyville, IL | $114,700 | $647 | $470 | $910 | $440 |
| Shipman, IL | $117,000 | $703 | $480 | $1,000 | $520 |
| Livingston, IL | $77,900 | $569 | $410 | $800 | $390 |
| Trenton, IL | $143,400 | $773 | $530 | $1,060 | $530 |
| Aviston, IL | $163,800 | $819 | $600 | $1,120 | $520 |
| Marissa, IL | $79,900 | $577 | $390 | $800 | $410 |
Research Home Insurance Companies Reviews in Maryland Heights, MO Before Buying | Back to Top
Share a review on your home insurance company
Shelter Home Insurance Reviews
Date: September 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I'd rate my insurance company as a 5 out of 5 based on their policies. They have a couple of different policies to choose from and they try to find as many ways as they can to save me money.
Travelers Home Insurance Reviews
Date: July 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Our insurance company had been awesome to work with. We've only been home owners for a short time period but as we were buying and getting settled they had great advice and tips.