Gavop tells you how to get the best homeowners insurance in Tompkins County, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Tompkins County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Haller Blvd, Fairmount Ave, Grandview Ave, Walden Ln, Barr Rd, White Church Rd, Cox Rd, Hancock St, Kennedy Ln, Springhouse Rd | $295,500 | $250,000 | $250,000-$300,000 | $205,000 | $190,000 | $175,000-$200,000 |
| Cherokee Rd, Wood Rd, Yaple Rd, Dates Rd, Harvard Pl, South St, Fall Dr, Bradshaw Rd, E Buffalo St, E Clinton St | $108,500 | $100,000 | $100,000-$125,000 | $132,500 | $110,000 | $150,000-$175,000 |
| Walpole Rd, Co Rd 108, Pennsylvania Ave, Trefoil Dr, Whipoorwill Ln, Co Rd 140, Siena Dr, Ringwood Rd, Co Rd 180, Co Rd 103 | $100,500 | $90,000 | $75,000-$100,000 | $89,500 | $70,000 | $75,000-$100,000 |
| State Rte 327, Alessandro Dr, Old School Rd, State Rte 34, Corrington Cir, Co Rd 157, Regency Ln, Handy Ln, Podunk Rd, Ed Hill Rd | $130,000 | $120,000 | $125,000-$150,000 | $117,500 | $110,000 | $100,000-$125,000 |
| Tower Rd, Pleasant St, Pleasant St, Co Rd 164, Delong Dr, Blackberry Ln, Forest Home Dr, Old Peruville Rd, Goodwin Dr, W Jay St | $164,500 | $150,000 | $175,000-$200,000 | $112,000 | $100,000 | $125,000-$150,000 |
| W South St, Neptune Dr, Maple Grove Pl, Benson Rd, W Spencer St, Hanford Dr, Old Peruville Rd, Forest Home Cir, Ringwood Ct W, Fiddlers Green | $158,500 | $150,000 | $125,000-$150,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Northview Rd, Railroad St, Tudor Rd, S Main St, Shindagin Hollow Rd, N Triphammer Rd, Upper Robert Treman Park Rd, Lower Creek Rd, Brook Dr, W Hill Ln | $188,000 | $180,000 | $200,000-$250,000 | $234,000 | $220,000 | $200,000-$250,000 |
| Hopper Pl, Hunt Hill Rd, Old Meyers Rd, State Rte 89, Poole Rd, Hancock St, Hillside Dr, Chestnut Rd, Bostwick Rd, Peregrine Way | $159,500 | $150,000 | $150,000-$175,000 | $113,500 | $90,000 | $125,000-$150,000 |
| Co Rd 128, Hyers St, Grandview Dr, Oak Ave, Dewey Ave, E State St, W Court St, Spring St, Highland Rd, Co Rd 133 | $231,000 | $210,000 | $200,000-$250,000 | $136,000 | $120,000 | $150,000-$175,000 |
| Trumansburg Rd, Armstrong Rd, Muzzy Rd, Bear Cir, Harvey Hill Rd, Michigan Hollow Rd, Town Line Rd, Algerine Rd, Meadow Wood Ter, Walding Ln | $190,000 | $160,000 | $150,000-$175,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $588 |
| Superior Protection Discount | -$72 | $645 |
| Fire & Security Discount | -$50 | $667 |
| Hail Resistant Roof Discount | -$14 | $702 |
| Newly Constructed Home Discount | -$179 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tompkins County | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| Tompkins County, NY | $2,000 | $708 | $2,708 | $515 | $2,515 | $194 |
| Blodgett Mills, NY | $100 | $586 | $686 | $426 | $526 | $160 |
| Watkins Glen, NY | $2,500 | $598 | $3,098 | $434 | $2,934 | $163 |
| Torrey, NY | $400 | $658 | $1,058 | $478 | $878 | $180 |
| Tyrone, NY | $2,000 | $590 | $2,590 | $429 | $2,429 | $161 |
| Union Springs, NY | $200 | $601 | $801 | $437 | $637 | $164 |
| Barrington, NY | $700 | $675 | $1,375 | $490 | $1,190 | $184 |
| Chenango, NY | $400 | $576 | $976 | $419 | $819 | $157 |
| Throop, NY | $700 | $627 | $1,327 | $456 | $1,156 | $171 |
| Fenton, NY | $100 | $957 | $1,057 | $695 | $795 | $261 |
| Nedrow, NY | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Home Insurance Company Tompkins County, NY | Homeowners Insurance Agency Tompkins County, NY | Address | Popularity Score | Distance from Tompkins County (miles) |
|---|---|---|---|---|
| Travelers | The Mitchell-Joseph Agency | 130 S Main St, Naples, NY, 14512 | 48.8 | |
| Nationwide | Bruce C Clary | 401 Elmira Rd Ste 8, Ithaca, NY, 14850-5120 | 3.3 | |
| State Farm | Jim Lemessurier | 4922 West Seneca Turnpike, Syracuse, NY, 13215-2225 | 41.0 | |
| State Farm | Jim Bruning | 69 Fall St, Seneca Falls, NY, 13148-1408 | 35.6 | |
| Liberty Mutual Independent | P W Wood & Son Inc | 2333 N Triphammer Rd Ste 501 2333 N Triphammer Rd Ste 501 Ithaca, Ithaca, NY, 14850 | 2.3 | |
| Liberty Mutual Independent | P W Wood & Son Inc | 2333 N Triphammer Rd Ste 501, Ithaca, NY, 14850 | 2.3 | |
| State Farm | Lee Newhart Jr | 1011 W State St, Ithaca, NY, 14850-3315 | 2.2 | |
| Travelers | Aa-Wyak Insurance Agency Inc | 7 Jarvis St, Binghamton, NY, 13905 | 36.9 | |
| State Farm | David Mooney | 1111 Triphammer Rd, Ithaca, NY, 14850-2512 | 1.2 | |
| State Farm | John Paulin | 672 Main St, Johnson City, NY, 13790-1845 | 34.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,640 | $840 |
| Tompkins County, NY | $190,100 | $717 | $490 | $980 | $490 |
| Tompkins County, NY | $190,100 | $717 | $490 | $980 | $490 |
| Blodgett Mills, NY | $78,000 | $593 | $430 | $810 | $380 |
| Watkins Glen, NY | $122,400 | $605 | $420 | $850 | $430 |
| Torrey, NY | $161,400 | $666 | $490 | $940 | $450 |
| Tyrone, NY | $111,700 | $597 | $430 | $820 | $390 |
| Union Springs, NY | $125,000 | $608 | $440 | $860 | $420 |
| Barrington, NY | $169,000 | $683 | $490 | $950 | $460 |
| Chenango, NY | $139,600 | $583 | $410 | $800 | $390 |
| Throop, NY | $144,800 | $635 | $440 | $870 | $430 |
| Fenton, NY | $108,900 | $968 | $700 | $1,380 | $680 |
| Nedrow, NY | $84,600 | $591 | $400 | $840 | $440 |