How Can I Make My Phoenix, AZ Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Phoenix, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Phoenix, AZ Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $62,500 $50,000 $50,000-$75,000
2 Bedroom $109,500 $90,000 $125,000-$150,000
3 Bedroom $115,000 $100,000 $125,000-$150,000
4 Bedroom $207,000 $190,000 $200,000-$250,000
5 Bedroom $213,000 $190,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Phoenix, AZ | Back to Top

This table lists savings for a median home value of $174,400 and an average premium of $673

Discount Type Premium After Discount
Multipolicy Discounts $632
Superior Protection Discount $639
Fire & Security Discounts $632

Choose your Phoenix, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,392
Hail Damage $4,948
Wind Damage $6,433
Expensive Claims
Fire $45,123
Smoke $17,389

Identify Top Home Insurance Agents near Phoenix, AZ | Back to Top

Home Insurance Company Phoenix, AZ Homeowners Insurance Agency Phoenix, AZ Address Popularity Score Distance from Phoenix (miles)
Travelers R.P. Ryan Insurance, Inc. 18501 N 40th St Ste 102, Phoenix, AZ, 85032
9.7
State Farm George Day 8075 E Morgan Trail, Scottsdale, AZ, 85258
8.1
Travelers Centro Insurance Services 1012 S Stapley Dr Ste 113, Mesa, AZ, 85204
15.2
Allstate Steve Froehle 9699 N Hayden Rd Ste E107, Scottsdale, AZ, 85258
8.1
State Farm Roz Bankston 6900 E Camelback Rd Ste 820, Scottsdale, AZ, 85251-8054
5.6
Farmers Angie Tait 4045 E Union Hills Dr # A109, Phoenix, AZ, 85050
9.8
Farmers Dean Butler 9414 E San Salvador Dr Ste 120, Scottsdale, AZ, 85258
9.4
State Farm Tracy Olson 5350 N 16th St Ste 100, Phoenix, AZ, 85016-3213
1.2
State Farm Nate Atkins 207 E Willms Fld Rd Ste 101, Gilbert, AZ, 85295-5256
22.2
Travelers Aaa Arizona-Scottsdale 701 N Scottsdale Rd, Scottsdale, AZ, 85257
7.2

Compare Rates for Phoenix, AZ Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $175,900 $990 $710 $1,380 $670
Maricopa County, AZ $193,900 $1,140 $780 $1,580 $800
Phoenix, AZ $174,400 $910 $620 $1,280 $660
Maricopa Colony, AZ $84,500 $460 $330 $640 $310
Fountain Hills, AZ $357,700 $1,470 $1,000 $2,030 $1,030
Sun Lakes, AZ $233,200 $1,260 $890 $1,800 $910
Peoria, AZ $191,700 $1,110 $740 $1,540 $800
New River, AZ $312,200 $1,500 $1,040 $2,130 $1,090
Sweet Water Village, AZ $68,800 $310 $210 $430 $220
Upper Santan Village, AZ $51,300 $280 $190 $390 $200
Morristown, AZ $258,300 $1,160 $840 $1,650 $810
Blackwater, AZ $87,500 $370 $270 $530 $260

Research Home Insurance Companies Reviews in Phoenix, AZ Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: July 19, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The insurance premiums I have are comparable or better than other coverage's. The rates have not changes due to accidents or minor driving violations and I have the option of a payment plan.

Date: July 09, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Policy Offerings
The offerings were very competitive and we liked all of the extra coverage we could add on to protect us in the event of disaster.


Date: April 15, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
i think there are plenty of other policies that have alot more to offer then the one i am currently going with. i sometimes wish i would have shopped around before sticking to a commitment.


Date: April 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I do not know how the premium and deductible compares to other home insurance policies of the same coverage. I have not yet had to use my deductible.

Date: April 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
the premium and deductible of your policy compared to the other home insurance policies for the same coverage are about mediocre at best. there are other companies.

Date: February 15, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium and the deductible are all in a comfortable range for us. We are able to make sure our bill is paid and not have to worry about overspending or getting behind on our monthly bill.

Date: December 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
USAA provides top-notch care for good prices. They aren't the cheapest on the market, but they are the best value, because you get great service for medium prices.

Date: December 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
USAA has a comparable premium and deductible for other companies. As previously mentioned USAA is usually a little more expensive but their customer service makes up for it.

Date: December 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The permiums and deductible are very competitive, except the windstorm that tends to be throught the state pools for some areas. But USAA isn't responsible for the state rates.

Date: November 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The company’s customer service is definitely its biggest strength. I have found USAA reps to be friendly, hardworking and very helpful. I feel I can always ask any questions at any time.

Date: September 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I don't like how long it takes to get someone on the phone. However, the customer service representatives are always helpful and cheerful.

Date: September 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I like that everyone is friendly and they don't try to rush you through the phone call. They always ask if you have any further questions. They call me by my first name.

Date: September 13, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
The premium offered by USAA is extremely low compared to other companies. I have tried to find lower rates to save money, but have been unsuccessful.

Date: August 26, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
the website is very presentable has everything visible is easy to navigate and find and solve my problems I do not have to go to the company so much everything can be done from the web, and the downside is that sometimes it is very slow

Date: August 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
people are usually very attentive and very efficient except for days that are a little bit in a bad mood and are disgusted with one, it should not be because we are not the problem

Date: March 07, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I think it is one of the best since it offers me more coverage than many other companies and I can cancel the premium in easy installments

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
Well I like it since I can do things very fast on the phone, they serve me very well and they solve all my problems and that is why it is the best company since I was previously 2 and they did not solve me

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
theft, accident, collision, flood, earthquake, hurricane, natural disaster, loss, washer, dryer, tables, furniture, television, personal belongings, car inside the property, damage to people if they are inside the property


Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I like that it is user friendly and easy to use. It has two point identifiers and they recognize me every time.

Date: November 18, 2017    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home policy includes damage from natural disasters including flooding, fires, storm and accidental damage. Also included is insurance on persons bodily injuries as well as loss of groceries due to power outages.


State Farm Home Insurance Reviews

Date: March 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
State Farm is completely amazing! When we had hurricane damage, the promptly came out and did a thorough assessment of the damage. They gave us a check on the spot to begin the process.

Date: February 08, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
Their premiums are about the same as other insurance companies I have checked with which leads me to believe there is price collusion among all of the insurance companies.

Date: October 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My coverage if for everything I own inside of my home from flooding, fire, gas explosion, etc. The coverage also extends to all the contents in the shed.


Date: September 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Some of the things covered include damage to major structures in the home (foundations) as well as some of the major uses of utilities like heat, cooling, and water infrastructure.


Date: September 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
They are always super friendly and accommodating. They are a local office which is nice.

Date: September 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium that I am paying for this insurance plan is somewhat middle of the road, in terms of value. I could get a better premium from another company, but I also have my car insured through this company, so I'd like to stay with them.

Date: September 12, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
It is difficult to get information quickly with customer service. You can chat online (which takes forever), or you can call them. But whenever you call, you are often placed on hold for a long time.

Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
All of the damage done inside the condo, detached garage and pocessions up to 250000


Date: September 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
It was a really good price. Given how much is covered, the price is great.

Date: September 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I haven't had to interact other than making my yearly payment.

Date: September 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
As I stated above, I have been very satisfied will all my interactions with customer service. No long holds, you get to speak to a real person who is easy to understand. They have always been courteous and kind.

Date: August 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
As far as I know, they do not have a functioning mobile app. I do not like that it is almost impossible to find out details for my account online. For instance... I did not receive our updated proof of in the mail. I should be able to go online and print that myself. Instead, it took 2 phone calls, a failed email, and a fax to get.

Date: August 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
The representatives of my insurance company are very polite and professional. I very rarely have any issues with them, and they usually help me solve an issue I may have quickly.

Date: July 30, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I like that the website of the company who insures my home is really easy to use, and some of the information I can access through it is relatively easy to find. The ability to pay the bill online through the website is a really useful feature that I like.

Date: June 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I have searched other companies, and overall I have found that for our area we are receiving the best available rate and coverage with our current provider.

Date: May 26, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have been very satisfied with their service. Friendly, honest, available. It helps that a good friend of mine works there, but I have dealt with other staffers and the customer service line and have always been treated nicely.

Date: May 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I don't think I have actually used their website, each year I call and pay my payment. I wish their website was accessible to pay online.

Date: December 22, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I believe we are covered for double the value of our home. This includes the outbuildings. We are covered for acts of God and accidents.


Farm Bureau Home Insurance Reviews

Date: January 01, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
We have had the same insurance since we bought the home 15 years ago. Since that time, we have had no claims, and the premium is paid by an escrow account. We really haven't had any contact with the company to speak of. They were very friendly when we signed up.

Date: September 21, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
Had to file a claim when a pipe busted in the basement apartment. My agent was there the next day to access damages. I got a check to get it fixed up within the week. Great service.

Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Our premium is the lowest I have been able to find. I check yearly to see how our insurance company compares to others and Farm Bureau is always the lowest. I personally think our premiums are high considering we haven't ever filed a claim but in reality they are lower than other companies.

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My insurance covers loss due to theft for items inside as well as damages caused by humans and most natural causes.


Date: September 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
They always seem in a rush which makes me believe this is why they forget most of what I am asking to have done or they just don't do it at all. I wish I could call once and get my request completed the first time and correctly.

Date: August 23, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
398$ annually is very affordable to be properly insured and have peace of mind if anything were to happen to my home.

Date: August 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Overall the customer service is very good if I call the corporate office for customer service. If I call the branch office I usually have to call back 2 or 3 times to get the problem solved. I have had issues where i called to raise my deductible only to find out 6 months later that the deductible was never changed.

Date: August 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website is extremely user-friendly. I don't use the website often because the premium is part of my mortgage payment and I have never yet filed a claim. When I do use the website, I can remember how it works and where to find information because of the layout and how the options are displayed.

Date: August 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Due to extreme weather in Florida, there are not a lot of options for insurance and some of the prices are very high for hurricane and flood insurance. Florida Farm Bureau premium price is affordable and we also are required to be members of the bureau as well.4

Date: August 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The interaction is mostly via email which is convenient since you can read and answer whenever you have time.

Date: August 01, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
The website is always down and with the pop up to "Please try again later" which is annoying. The payment page never lists the actual due date of the premium only the amount due. The old policies never drop off they remain on the page which makes it very confusing.

Date: July 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I am neither satisfied nor unsatisfied because I have never visited the website of my insurance company. Have never used an app either.

Date: July 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
It's difficult to reach someone over the phone even though they have a local agent. A lot of communication is done via email. We had one issue with our mailing address and the agent addressed it right away.

Date: December 26, 2017    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
Items covered include the house structure, both inside and outside contents, 1,000,000 rider to cover anything related to our swimming pool, flood insurance rider, jewelry rider, the pool house is covered.


Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
This is a small town and I have known my agent for decades. Whenever I have a problem it is taken care of quickly and with a friendly face.

Date: November 18, 2017    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
The policy would replace my entire home including most of the interior items. The policy includes hurricane coverage.


Farmer's Insurance Home Insurance Reviews

Date: June 10, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Customer Service
Customer service is nice when they answer the phone. They are willing to answer basic questions and have a pleasant tone.

Date: October 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
So far we haven't needed much communication, but they send emails every few months. They did call me once to check on and see if I wanted to go over the policy. I've appreciated that they don't hound me with emails or calls trying to sell me more products.

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The company provides us a good customer service. When we call for an request, they provide us the proper guidance to satisfy our complaints. To connect with the customer may be delayed sometimes.

Date: October 04, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
We love along with a fault line. So we also have earthquake coverage that would also fix the brick on the outside of our home.


Date: September 26, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
The company website is user-friendly when compared with the other websites. The guidance given by them is more important in gathering the information.

Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Actually some other insurance company may provide a comparative premium but this company's premium is more beneficial and accountable abilities.

Date: September 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The Farmers insurance company protects our home and assets with proper guiding. It covers the Liability insurance when compared with the plans today.


Date: August 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
How ever if we need to interact with them, i may be comfortable when i interact with a female. because they will be listening to our questions and give guidance in a proper manner.

Date: June 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I've received quotes from other companies, the one with Farmers is only a little lower than some, and a tiny bit higher than others. However, I'm happy with Farmers on the whole because I haven't found another company where the earthquake coverage covered the brick to the same extent.

Date: May 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I've only called them twice in the last four years. Both times I got connected with the agent right away and they answered my questions fully. I can't ask for now than that.

Date: January 09, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
I've never used their app, but the website has been annoying. Every time I try to find something on my policy, like the documents, it takes way longer than it should.

Allstate Home Insurance Reviews

Date: April 03, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Their policy offering satisfies what I need. I just feel confident that they are there to help when I need anything. This experience is from interact with them on other policies.


Date: December 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium and deductible are about the same as other companies, however if I wanted to change them I can where as other companies I cant.

Date: September 29, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I was with a different company until 18 months ago where my premium was double for the same coverage.

Date: September 18, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
so far the customer service has been fantastic anytime I have had a question or an issue I would like to say that they have been quick to resolve or help out

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I can pay my bills, view articles and blogs about relevant topics.

Date: August 12, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
communication has been good thus far, they always call me back and when they do it always local not someone outsourced to India or somewhere else

Date: August 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Pretty much everything that is on my property so I'm covered from basement to the roof basically


Date: August 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
They are quick to respond to any inquiries. They also send frequent emails containing information of interest, and safety tips.

Date: May 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
so far the website has been very good I was able to print out insurance cards and my policy whenever I needed to have proof of insurance

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
compared to my last company Allstate came in a lot cheaper like pretty much around 400 dollars cheaper and that's a huge saving for me

GEICO Home Insurance Reviews

Date: March 27, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Offering securities to the public can create significant new exposures, including greater scrutiny by regulators and heightened exposure to regulatory investigations.


Date: February 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
my premuim and deductible is good. monthly payments of thirty which i believe is reasonable for what i'm receiving.

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
This is much lower as compared to other companies for the same coverage. The credit scores we have and the price we get is equitable.

Date: August 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
It mostly covers the house itself and everything inside it , however it does not cover the shed and the guest cottage.


Date: May 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I called them about 2 years ago because someone had driven into our yard. Unfortunately, it wasn't covered because it wasn't the part of the dwelling. The yard is not covered.

Date: May 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
It is amazingly easy to use as compared to the one I had in the past. I can compare and contrast changes and then pick the one I like more.

Date: May 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I usually like that we can get connected to the correct person easily. The App is a big help because it pre-fills a lot of information for us.

American Reliable Insurance Company Home Insurance Reviews

Date: December 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The amount as premium assured by the agency is not at all acceptable. I will change my policy. There are many number of companies with more offers and discounts.

Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like the company because it gives me confidence and I do not like it because of its delay in responding

Date: August 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
The communication of the company is very good, they give me their phone number or I sent an email to be able to communicate with them

Date: July 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Insurance against fire, against flood, against explosion, and against terrorist attacks


Date: December 24, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
What I like about the service is that they cater well and are very polite, the bad thing is that the delay to give you an answer is a lot

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The relationship in common is the confidence that the premium has in home insurance

American Summit Insurance Home Insurance Reviews

Date: December 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They had the lowest price policy offerings that were just as good as the other offers from other insurance companies and they offered flood insurnace too which was a plus, but the best part was the policy was low price.


Date: September 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
The first time I called and tried to add our car insurance to the policy they never called me back... twice! The third call the lady was very nice and helpful (and prompt).

Date: September 16, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
We don't speak to our insurance company much as the insurance automatically comes out of our monthly payment. However, we were aggravated that they did not return our first 2 calls to them.

Date: August 04, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
Our home insurance company's website is seriously lacking. And the mobile app is nonexistent. The website takes me to a different branch even when I click on our branch and I can only do things over the phone/in person. The online quote maker doesn't work.

Date: July 29, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
Most other insurance companies would not cover our home when we bought it because we needed to repaint the roof and had several framing structures. Thankfully these guys did opt to cover our property.

Date: July 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Our home insurance policy covers damage to our house and to our buildings/barns in case of fire, tree limbs, accidents, etc.


American Family Insurance Home Insurance Reviews

Date: September 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I would like a chat option rather than having to make a phone call to get information about my policy. The technology exists and sometimes it's not easy to speak on the phone - if you're at work or something, but you would be able to chat through the website.

Date: September 01, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I looked around for prices when I was trying to get insurance. My premium is not very expensive and was comparable to other companies.

Date: August 20, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
I have a renters policy which covers what is inside the house and not the structure of the house. If anything gets damaged in the house due to fire, theft or water damage, I am covered.


Date: August 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I think many things are clear cut on the website. However, sometimes it is difficult to locate the policy if you have questions. Plus, the policy isn't always clear and I think they would do well to have a chat button so I can ask specific questions about my policy without having to make a phone call. They seem outdated because they don't have that option.

Date: July 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I have very little interaction with the insurance company. I usually have dealt with the insurance agent when I have questions about my premiums or coverage.

Horace Mann Educators Corporation Home Insurance Reviews

Date: September 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I don't know that they even have a mobile app, I have never used it. They do not advertise themselves as much of a technical company. I typically do not use their website, I just communicate with my agent.

Date: August 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I really like the customer service I receive from my agent. I email his admin and she is in touch usually within the same day.

Date: August 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
It was cheaper than others I compared with and had been with (Travelers and State Farm). They give a good discount compared to others.

Date: May 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Residence Related private structures Personal Property Additional living costs and loss of rent Personal Liability Medical payments to others


Date: November 19, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
The communication is very minimal. I never get calls from them trying to solicit me for more products. I just communicate with my agent and she responds.

Amica Mutual Insurance Home Insurance Reviews

Date: September 07, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
It's frustrating answering the same questions multiple times. Why have an online application system if you are required to speak with a customer service representative to answer the same questions again.

Date: September 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I am unaware of the premiums other insurance companies charge because I just recently purchased my home and homeowner insurance coverage.

Date: August 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
It would be nice if the website was more user-friendly and provided more online options, like quotes, without having to actually speak to a representative.

Date: August 11, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
Damage to house and structures attached to the house, loss of use, personal belongings and medical payments for individuals injured on my property or by my pets.


Date: May 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
The website has the capability to complete all questions online, but you also have to speak to a representative and answer all the same questions you answered on the website.

Travelers Home Insurance Reviews

Date: February 05, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I pay a low premium. My premium is lower than my neighbors with the same house

Date: November 24, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I actually haven't dealt with my home insurance company's customer service yet at all - I haven't had any claims - I've only made annual payments on their website.

Esurance Home Insurance Reviews

Date: May 28, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Premium
We are saving on our premiums over what we paid on our last two homeowners insurance providers. It's not a huge savings, but it is noticeable.

Progressive Home Insurance Reviews

Date: November 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Again, I have not looked into others in a while, but at the time I signed up for services wit progressive they were the best fit. I do not make a huge income and this plan fits well with me. My deductible is 1500.

American Home Shield Home Insurance Reviews

Date: November 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Believe it or not, the majority of rights belong to the insurance company, while the majority of obligations belong to the consumer. When you experience a loss covered by your HomeOwner's Insurance, your primary obligation is to notify your insurance company of the loss, prove your loss and make your damaged property available for inspection by the insurance company.


Allied Insurance Home Insurance Reviews

Date: November 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I've had then for several years now and thankfully I've only had to make a claim one time for some roof damage during some storms. The response time was great and they sent me a check quickly once I got them a quote so that the roof repair could start.

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