How Can I Make My Phoenix, AZ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Phoenix, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Phoenix, AZ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $109,500 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $115,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $207,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $213,000 | $190,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Phoenix, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $598 |
| Superior Protection Discount | -$73 | $656 |
| Fire & Security Discount | -$58 | $671 |
| Hail Resistant Roof Discount | -$22 | $708 |
| Newly Constructed Home Discount | -$160 | $569 |
Choose your Phoenix, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Phoenix, AZ | Back to Top
| Home Insurance Company Phoenix, AZ | Homeowners Insurance Agency Phoenix, AZ | Address | Popularity Score | Distance from Phoenix (miles) |
|---|---|---|---|---|
| Travelers | R.P. Ryan Insurance, Inc. | 18501 N 40th St Ste 102, Phoenix, AZ, 85032 | 9.7 | |
| State Farm | George Day | 8075 E Morgan Trail, Scottsdale, AZ, 85258 | 8.1 | |
| Travelers | Centro Insurance Services | 1012 S Stapley Dr Ste 113, Mesa, AZ, 85204 | 15.2 | |
| Allstate | Steve Froehle | 9699 N Hayden Rd Ste E107, Scottsdale, AZ, 85258 | 8.1 | |
| State Farm | Roz Bankston | 6900 E Camelback Rd Ste 820, Scottsdale, AZ, 85251-8054 | 5.6 | |
| Farmers | Angie Tait | 4045 E Union Hills Dr # A109, Phoenix, AZ, 85050 | 9.8 | |
| Farmers | Dean Butler | 9414 E San Salvador Dr Ste 120, Scottsdale, AZ, 85258 | 9.4 | |
| State Farm | Tracy Olson | 5350 N 16th St Ste 100, Phoenix, AZ, 85016-3213 | 1.2 | |
| State Farm | Nate Atkins | 207 E Willms Fld Rd Ste 101, Gilbert, AZ, 85295-5256 | 22.2 | |
| Travelers | Aaa Arizona-Scottsdale | 701 N Scottsdale Rd, Scottsdale, AZ, 85257 | 7.2 |
Compare Rates for Phoenix, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,060 | $530 |
| Maricopa County, AZ | $225,000 | $757 | $550 | $1,050 | $500 |
| Phoenix, AZ | $200,800 | $729 | $520 | $1,010 | $490 |
| Maricopa Colony, AZ | $104,800 | $575 | $390 | $800 | $410 |
| Fountain Hills, AZ | $387,800 | $900 | $620 | $1,270 | $650 |
| Sun Lakes, AZ | $255,300 | $684 | $470 | $970 | $500 |
| Peoria, AZ | $230,400 | $762 | $520 | $1,060 | $540 |
| New River, AZ | $318,400 | $757 | $540 | $1,080 | $540 |
| Morristown, AZ | $209,100 | $762 | $560 | $1,090 | $530 |
| Blackwater, AZ | $121,700 | $618 | $440 | $860 | $420 |
Research Home Insurance Companies Reviews in Phoenix, AZ Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: July 19, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: July 09, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Date: April 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: April 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: April 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: February 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: December 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 13, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 26, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 07, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: Above 60 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: March 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 08, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: October 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: September 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: June 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: May 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: December 22, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Farm Bureau Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 01, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 06, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 28, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: December 26, 2017 Age: Above 60 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 50 to 59 Gender: Female Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: October 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 09, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: June 10, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: October 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: October 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 26, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: June 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: April 03, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 29, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
American Reliable Insurance Company Home Insurance Reviews
Date: January 06, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 24, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
American Summit Insurance Home Insurance Reviews
Date: December 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 16, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 29, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Amica Mutual Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 11, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: May 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: July 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Horace Mann Educators Corporation Home Insurance Reviews
Date: September 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
American Home Shield Home Insurance Reviews
Date: December 31, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 31, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: January 09, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: February 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 24, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Esurance Home Insurance Reviews
Date: May 28, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Allied Insurance Home Insurance Reviews
Date: November 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried