How Can I Make My Bangor, ME Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Bangor, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Bangor, ME Home Insurance Coverage Levels | Back to Top
| Bangor, ME - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bragg St, Bates St, G St, College Cir, Boynton St, Broadway St Exd, Union Pl, Downeast Cir, Tyler Ave, Bolling Dr | $105,000 | $100,000 | $75,000-$100,000 | $140,500 | $130,000 | $100,000-$125,000 |
| Deane St, Autumn St, Dillingham St, Ridgewood Dr, Franklin St, Sunny Hollow Pl, Dexter St, Crestmont Rd, Whitney St, Banair Rd | $134,500 | $110,000 | $125,000-$150,000 | $144,000 | $120,000 | $125,000-$150,000 |
| Jefferson St, Clinton St, Bean Ct, Rangeley Pl, Bower St, Cleveland St, Fawn Ct, State Rte 15 Bus, McLaughlin St, Roger St | $163,000 | $150,000 | $150,000-$175,000 | $230,000 | $180,000 | $175,000-$200,000 |
| Haskell Rd, Highland Ln, Buck St, Cottage St, Woodview Dr, Yale St, Dow Pines Ct, Wiley St, Nicole Ct, Wood St | $184,500 | $170,000 | $200,000-$250,000 | $195,500 | $160,000 | $175,000-$200,000 |
| Wingate Ct, Adams St, J St, 15th St, Dole Ct, Pearl St, Parkview Ave, Parkview Ave, Chase Rd, Harvard St | $169,000 | $150,000 | $200,000-$250,000 | $215,000 | $190,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Bangor, ME | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $555 |
| Superior Protection Discount | -$66 | $595 |
| Fire & Security Discount | -$66 | $595 |
| Hail Resistant Roof Discount | -$13 | $647 |
| Newly Constructed Home Discount | -$185 | $476 |
Choose your Bangor, ME Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,759 |
| Hail Damage | $5,265 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,798 |
| Optional Coverage Losses | $8,320 |
Identify Top Home Insurance Agents near Bangor, ME | Back to Top
| Home Insurance Company Bangor, ME | Homeowners Insurance Agency Bangor, ME | Address | Popularity Score | Distance from Bangor (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Ghm Agency | 51 Main St, Waterville, ME, 4901 | 45.7 | |
| Allstate | Ghm Agency | 51 Main St Po Box 649, Waterville, ME, 4903 | 45.5 | |
| Allstate | Higgins & Bolduc Agency Inc | 56 Main St, Oakland, ME, 4963 | 49.7 | |
| State Farm | Delia Bouchard | 2 Sylvan Rd, Orono, ME, 04473-3697 | 7.1 | |
| Liberty Mutual Independent | Cross Insurance | 491 Main St, Bangor, ME, 4401 | 3.1 | |
| Travelers | Dawson Insurance Agency | 417 Main St, Bangor, ME, 4401 | 2.9 | |
| Liberty Mutual Independent | Brown & Milliken Agency | 67 Foster St, Ellsworth, ME, 4605 | 27.8 | |
| Travelers | Allen / Freeman / Mcdonnell Agency | 141 North Main Street, Brewer, ME, 4412 | 2.9 | |
| Travelers | Quirk Insurance | 278 Main Street, Bangor, ME, 4401 | 2.7 | |
| Liberty Mutual | Joshua Odonald | 930 Stillwater Avenue Ste C, Bangor, ME, 4401 | 2.3 |
Compare Rates for Bangor, ME Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,050 | $520 |
| Penobscot County, ME | $137,900 | $634 | $460 | $890 | $430 |
| Bangor, ME | $150,100 | $661 | $480 | $910 | $430 |
| Old Town, ME | $123,300 | $708 | $470 | $980 | $510 |
| Eddington, ME | $151,800 | $684 | $490 | $940 | $450 |
| Prospect, ME | $140,400 | $659 | $440 | $900 | $460 |
| Osborn, ME | $117,000 | $602 | $440 | $840 | $400 |
| Milo, ME | $71,600 | $458 | $330 | $650 | $320 |
| Beddington, ME | $155,000 | $691 | $460 | $950 | $490 |
| Camden, ME | $294,300 | $930 | $660 | $1,310 | $650 |
| Fairfield, ME | $119,000 | $708 | $470 | $980 | $510 |
| Southwest Harbor, ME | $312,700 | $966 | $670 | $1,340 | $670 |
| Stonington, ME | $269,800 | $886 | $600 | $1,230 | $630 |
Research Home Insurance Companies Reviews in Bangor, ME Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: August 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have never filed a claim so I cannot comment on their claims related customer service. Their other service is average at best.
GEICO Home Insurance Reviews
Date: July 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I was with another company for 15 years and switched to GEICO about 2 years ago. The pricing was amazing. We have saved so much money.
Progressive Home Insurance Reviews
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium is very reasonable. Our deductible is pretty high, but we specifically have a high deductible HSA plan so it's okay for us. It would be nice to bring down our deductible.