Gavop's guide to buying homeowners insurance in Macon County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $86,500 | $70,000 | $100,000-$125,000 |
| 4 Bedroom | $201,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $135,000 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $753 |
| Home and Two Car | -$132 | $695 |
| Home and Three Car | -$199 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $1,000 | $818 | $1,818 | $594 | $1,594 | $223 |
| Macon County, GA | $2,000 | $818 | $2,818 | $594 | $2,594 | $223 |
| Ellaville North, GA | $300 | $668 | $968 | $485 | $785 | $183 |
| Lilly, GA | $2,000 | $479 | $2,479 | $348 | $2,348 | $131 |
| Byron, GA | $100 | $839 | $939 | $610 | $710 | $229 |
| Hawkinsville, GA | $1,000 | $732 | $1,732 | $532 | $1,532 | $200 |
| Salem, GA | $300 | $596 | $896 | $433 | $733 | $163 |
| Webster County unified government, GA | $1,000 | $453 | $1,453 | $329 | $1,329 | $124 |
| The Rock-Yatesville, GA | $700 | $644 | $1,344 | $468 | $1,168 | $176 |
| Chattahoochee County, GA | $300 | $583 | $883 | $423 | $723 | $159 |
| Waverly Hall, GA | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Home Insurance Company Macon County, GA | Homeowners Insurance Agency Macon County, GA | Address | Popularity Score | Distance from Macon County (miles) |
|---|---|---|---|---|
| State Farm | Phillip Bell | 943 Thomaston St, Barnesville, GA, 30204-1731 | 46.9 | |
| Allstate | Matt Rogers | 4537 Forsyth Rd Ste F, Macon, GA, 31210 | 40.3 | |
| State Farm | Robert Fallin | 1070 Highway 19 N, Thomaston, GA, 30286-2229 | 41.8 | |
| State Farm | Faye Perdue | 2534 Roosevelt Hwy, Manchester, GA, 31816-1170 | 48.5 | |
| State Farm | Andy Thomas | 255 Carl Vinson Pkwy, Warner Robins, GA, 31088-5815 | 27.8 | |
| State Farm | Pat Patterson | 2305 Ingleside Avenue, Macon, GA, 31204-2033 | 40.8 | |
| State Farm | Bobby Hartley | 5402 New Forsyth Rd Ste D, Macon, GA, 31210-0882 | 43.6 | |
| State Farm | James Hawkins | 5580 Thomaston Rd, Macon, GA, 31220-8106 | 36.9 | |
| State Farm | Corey Lindsey | 6701 Flat Rock Rd, Midland, GA, 31820-3646 | 49.5 | |
| Allstate | Jane Pennington | 57 S Lee St, Forsyth, GA, 31029 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,440 | $710 |
| Macon County, GA | $61,300 | $827 | $570 | $1,130 | $560 |
| Macon County, GA | $61,300 | $827 | $600 | $1,170 | $570 |
| Ellaville North, GA | $88,200 | $676 | $490 | $970 | $480 |
| Lilly, GA | $60,600 | $485 | $350 | $690 | $340 |
| Byron, GA | $158,300 | $849 | $590 | $1,170 | $580 |
| Hawkinsville, GA | $126,500 | $741 | $500 | $1,020 | $520 |
| Salem, GA | $77,000 | $603 | $400 | $850 | $450 |
| Webster County unified government, GA | $57,200 | $458 | $330 | $650 | $320 |
| The Rock-Yatesville, GA | $84,400 | $652 | $440 | $890 | $450 |
| Chattahoochee County, GA | $81,700 | $590 | $420 | $840 | $420 |
| Waverly Hall, GA | $211,200 | $830 | $560 | $1,150 | $590 |