How Can I Make My Vista, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Vista, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Vista, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $206,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $427,000 | $360,000 | $350,000-$400,000 |
| 4 Bedroom | $527,000 | $480,000 | $400,000-$500,000 |
| 5 Bedroom | $641,000 | $570,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Vista, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $921 |
| Superior Protection Discount | -$100 | $1,010 |
| Fire & Security Discount | -$100 | $1,010 |
| Hail Resistant Roof Discount | -$33 | $1,076 |
| Newly Constructed Home Discount | -$255 | $854 |
Choose your Vista, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Vista, CA | Back to Top
| Home Insurance Company Vista, CA | Homeowners Insurance Agency Vista, CA | Address | Popularity Score | Distance from Vista (miles) |
|---|---|---|---|---|
| State Farm | Jason Starkman | 4425 Jamboree Rd Ste 280, Newport Beach, CA, 92660-3002 | 48.4 | |
| State Farm | Kathy Dottore | 250 S Pacific St Ste 103, San Marcos, CA, 92078-2476 | 4.0 | |
| Liberty Mutual Independent | Champion Risk & Insurance Services L.P. | 12250 El Camino Real Ste 375, San Diego, CA, 92130 | 17.3 | |
| Travelers | Ken May Insurance Services | 2121 Palomar Airport Rd Ste 150, Carlsbad, CA, 92011 | 5.1 | |
| Travelers | Advanced Brokers Insurance Services | 674 Via De La Valle Ste.223, Solana Beach, CA, 92075 | 14.5 | |
| State Farm | Walt Waggener | 5973 Avd Encinas Ste 200, Carlsbad, CA, 92008-4477 | 6.7 | |
| Allstate | Richard Fickett | 6994 El Camino Real Ste 200, Carlsbad, CA, 92009 | 6.2 | |
| Liberty Mutual Independent | Iq Risk Insurance Services Llc | 4 Executive Cir Ste 280, Irvine, CA, 92614 | 49.8 | |
| Travelers | Pacific Edge Insurance Agency | 2850 Pio Pico Dr Ste E, Carlsbad, CA, 92008 | 6.3 | |
| State Farm | David Hiser | 910 Grand Ave Ste 205, San Diego, CA, 92109-4048 | 27.2 |
Compare Rates for Vista, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Vista, CA | $423,500 | $1,109 | $820 | $1,510 | $690 |
| San Marcos, CA | $455,700 | $1,222 | $900 | $1,660 | $760 |
| Escondido, CA | $396,200 | $1,002 | $740 | $1,360 | $620 |
| Santee, CA | $397,200 | $1,005 | $740 | $1,370 | $630 |
| Bostonia, CA | $293,900 | $665 | $490 | $900 | $410 |
| Rancho Santa Margarita, CA | $619,200 | $1,366 | $1,010 | $1,860 | $850 |
| Bonita, CA | $599,200 | $992 | $730 | $1,350 | $620 |
| Good Hope, CA | $197,500 | $603 | $450 | $820 | $370 |
| Perris Valley, CA | $267,300 | $694 | $510 | $940 | $430 |
| Lakeview, CA | $262,300 | $738 | $550 | $1,000 | $450 |
| Idyllwild, CA | $249,600 | $668 | $490 | $910 | $420 |
Research Home Insurance Companies Reviews in Vista, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 07, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
although some policies are different I am satisfied by having more than one family member on my plan so it cost less. I personally have not looked at what other agencies have to offer. again a scale of 5
Date: October 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have not had to deal personally with this insurance company as of yet. But through my broker, they have been very forth coming and understanding.
Date: April 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
In this insurance company provided in lot of policies gives compared to other insurance providers. In this kind of policy was very useful for the customer.
Progressive Home Insurance Reviews
Date: December 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
We give better coverage for better prices. We are very flexible and have multiple workers to help you. The premium and deductibles of our policy are great as well
Date: November 02, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Communication
Interaction and communication has been spotty at best. The company takes multiple days to respond to emails and is hard to reach over the phone.
Allstate Home Insurance Reviews
Date: March 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
When I first spoke with him, he reviewed my current policies, keeping the same rate for both policies, I now have over 4 times more coverage. I used to have Geico and they definitely took advantage of my lack of knowledge of insurance.
Date: December 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
All state was also our auto provider, and we found that they were overcharging us for insurance. We were only offered a lower price when we decided to change auto insurers. We have not had to file any home insurance claims, so I cannot really say how good or bad they are in that department.
Mercury Home Insurance Reviews
Date: August 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The insurance company offers both homeowner and auto insurance. Their homeowner webpage has been extremely difficult to find in a search.
AAA Home Insurance Reviews
Date: December 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
To my knowledge the premium and deductible of your policy compared to the other home insurance policies for the same coverage is that they provide good deductible rate .
GEICO Home Insurance Reviews
Date: February 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have no complaints about the customer service of my home insurance. They were quick and easy when I initially signed up - I had no issues with their customer service.
Farmer's Insurance Home Insurance Reviews
Date: July 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
i am completely satisfied with my insurance compnay it does everything i need and more i have no issues at all with it would definitly recommend