Gavop shows you how to buy homeowners insurance in Monroe County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Monroe County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Holly Ln, N Hancock Dr, S Farmers Dr, S Derby Dr, N Cascade Dr, Nantucket Dr, E Summit View Pl, E Hector Dr, N Beechwood Dr, N Pathways Dr | $125,000 | $110,000 | $100,000-$125,000 | $85,000 | $70,000 | $50,000-$75,000 |
| Capitol Ave, Estate Dr, Kenler Dr, N Claybrooke Ct, S William Way, 1st Ave Sanders, Morgan County Rd, E Rock Creek Dr, N Lewis Ln, W Prominence Pointe Dr | $143,000 | $120,000 | $150,000-$175,000 | $136,000 | $110,000 | $100,000-$125,000 |
| S Lauras Way, S Leco Ln, N Butcher Rd, Tamarack Trl, N Thorntree Dr, N Pete Ellis Dr, N Black Oaks Dr, Ridgemont Ct, Sylvan Ln, N Ironwood Ct | $227,500 | $200,000 | $200,000-$250,000 | $138,000 | $110,000 | $150,000-$175,000 |
| S Paper Birch Ct, S Sandpiper Dr, Simpson Chapel Rd, E Depot Rd, N Stafford Ln, N Industrial Dr, E Tamarack Trl, W 1st St, W Bryants Creek Rd, S Sugar Maple Pl | $153,000 | $140,000 | $125,000-$150,000 | $126,500 | $110,000 | $100,000-$125,000 |
| W 1st St, S Peach Tree St, Co Rd 700 N, Davis St, E Davis St, E Anderson Rd, S Hickory Leaf Dr, Cory Dr, Cardwell Rd, N White River Dr | $120,000 | $100,000 | $100,000-$125,000 | $119,000 | $100,000 | $125,000-$150,000 |
| Whitehorn Way, W Roll Ave, Crider Dr, W Gramercy Park Dr, S Buffstone Ct, W Green Rd, S Belhaven Ct, E Cathcart St, S Hawthorne Dr, Rex Grossman Blvd | $136,500 | $110,000 | $125,000-$150,000 | $83,500 | $80,000 | $75,000-$100,000 |
| E St Remy Dr, Fernwood Dr, S Harvey Dr, Wren Cir, Industrial Blvd, S Elm St, E Moffett Ln, N Kinser Pike, S Dinsmore Rd, E Thornton Rd | $144,500 | $120,000 | $150,000-$175,000 | $100,500 | $90,000 | $100,000-$125,000 |
| S Ramsey Dr, S Glenview Dr, Brownstone Dr, W Cyprus Cir, W Ratliff Rd, N Mocha Dr, N Parkview Ct, Lake Monroe Dr, Middle St, E Sunny Slopes Dr | $133,500 | $120,000 | $150,000-$175,000 | $81,500 | $80,000 | $75,000-$100,000 |
| Concord Dr, S Summerwood Ct, E Secretariat Ct, S Fairfax Rd, E Kirkwood St, Norway Dr, N Crossover Rd, N Trooper Ln, S Cooper Rd, Apple Tree Ct | $167,000 | $150,000 | $175,000-$200,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Big Sky Ln, W Owens Dr, E Nathan Way, N Lydy Rd, S Faculty Ln, University Rd, W Prospect St, N Purcell Dr E, E Montclair Ct, Kelli Dr | $144,500 | $130,000 | $150,000-$175,000 | $65,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $753 |
| Superior Protection Discount | -$90 | $807 |
| Fire & Security Discount | -$90 | $807 |
| Hail Resistant Roof Discount | -$18 | $879 |
| Newly Constructed Home Discount | -$188 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $1,500 | $886 | $2,386 | $644 | $2,144 | $242 |
| Monroe County, IN | $1,000 | $886 | $1,886 | $644 | $1,644 | $242 |
| Hamblen, IN | $500 | $977 | $1,477 | $710 | $1,210 | $267 |
| Shawswick, IN | $1,500 | $634 | $2,134 | $461 | $1,961 | $173 |
| Mitcheltree, IN | $300 | $724 | $1,024 | $526 | $826 | $198 |
| Wright, IN | $200 | $595 | $795 | $432 | $632 | $163 |
| Shoals, IN | $2,000 | $659 | $2,659 | $479 | $2,479 | $180 |
| Carbon, IN | $500 | $586 | $1,086 | $426 | $926 | $160 |
| Hayden, IN | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Livonia, IN | $100 | $633 | $733 | $460 | $560 | $173 |
| Crothersville, IN | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Home Insurance Company Monroe County, IN | Homeowners Insurance Agency Monroe County, IN | Address | Popularity Score | Distance from Monroe County (miles) |
|---|---|---|---|---|
| State Farm | Stacey Hamilton | 4725 S Arlington Ave, Indianapolis, IN, 46237-3512 | 44.5 | |
| State Farm | Mike Sutherland | 1602 W 3rd St Ste E, Bloomington, IN, 47404-5079 | 1.6 | |
| State Farm | John Elbin | 8028 S Emerson Ave Ste H, Indianapolis, IN, 46237-9301 | 41.2 | |
| Erie | Teresa Raymer Insurance Agency | 10 E State Hwy 3 & 7, Vernon, IN, 47282 | 49.6 | |
| Liberty Mutual Independent | Mcgowan Insurance Group Inc | 355 Indiana Ave Ste 200, Indianapolis, IN, 46204 | 46.4 | |
| State Farm | Bruce Richardson | 356 S Indiana St, Mooresville, IN, 46158-2733 | 31.9 | |
| Allstate | John Albertson | 323 E Winslow Rd # 300, Bloomington, IN, 47401 | 1.7 | |
| State Farm | Tom Retherford | 10090 E Us Hwy 36, Avon, IN, 46123-8176 | 42.7 | |
| State Farm | David R Johnson | 4770 S Emerson Ave Ste J, Indianapolis, IN, 46203-5967 | 43.9 | |
| Allstate | Marrietta Riley | 855 N High School Rd Ste 10, Indianapolis, IN, 46214 | 44.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,180 | $570 |
| Monroe County, IN | $163,900 | $897 | $650 | $1,240 | $590 |
| Monroe County, IN | $163,900 | $897 | $640 | $1,250 | $610 |
| Hamblen, IN | $189,900 | $989 | $700 | $1,360 | $660 |
| Shawswick, IN | $104,000 | $642 | $470 | $880 | $410 |
| Mitcheltree, IN | $95,300 | $733 | $520 | $1,030 | $510 |
| Wright, IN | $63,900 | $602 | $440 | $830 | $390 |
| Shoals, IN | $78,700 | $667 | $470 | $920 | $450 |
| Carbon, IN | $61,900 | $593 | $430 | $820 | $390 |
| Hayden, IN | $111,500 | $789 | $580 | $1,080 | $500 |
| Livonia, IN | $72,500 | $641 | $440 | $900 | $460 |
| Crothersville, IN | $80,200 | $673 | $450 | $950 | $500 |