How Can I Make My Granger, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Granger, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Granger, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $164,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $191,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $286,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $572,000 | $460,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Granger, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $733 |
| Superior Protection Discount | -$77 | $776 |
| Fire & Security Discount | -$60 | $793 |
| Hail Resistant Roof Discount | -$17 | $836 |
| Newly Constructed Home Discount | -$239 | $614 |
Choose the Right Deductible for your Granger, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Joseph County | $1,500 | $778 | $2,278 | $566 | $2,066 | $213 |
| Granger, IN | $2,000 | $842 | $2,842 | $612 | $2,612 | $230 |
| Cassopolis, MI | $500 | $653 | $1,153 | $475 | $975 | $178 |
| Olive, IN | $700 | $909 | $1,609 | $661 | $1,361 | $248 |
| Shorewood-Tower Hills-Harbert, MI | $100 | $921 | $1,021 | $669 | $769 | $252 |
| Plain, IN | $1,000 | $718 | $1,718 | $522 | $1,522 | $196 |
| Prairie Ronde, MI | $100 | $856 | $956 | $622 | $722 | $234 |
| Antwerp, MI | $1,500 | $658 | $2,158 | $478 | $1,978 | $180 |
| Covert, MI | $400 | $710 | $1,110 | $516 | $916 | $194 |
| Burket, IN | $1,500 | $644 | $2,144 | $468 | $1,968 | $176 |
| Newcastle, IN | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Alamo, MI | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
Identify Top Home Insurance Agents near Granger, IN | Back to Top
| Home Insurance Company Granger, IN | Homeowners Insurance Agency Granger, IN | Address | Popularity Score | Distance from Granger (miles) |
|---|---|---|---|---|
| Erie | Affordable Insurance Inc. | 1512 S Heaton Street, Knox, IN, 46534 | 40.2 | |
| State Farm | Laura Lalone | 2103 Franklin St, Michigan City, IN, 46360-4568 | 39.3 | |
| State Farm | Rich Was | 2030 S Bend Ave, South Bend, IN, 46637-5638 | 5.1 | |
| Liberty Mutual Independent | Smith Sawyer & Smith Inc | 124 E 8th Street, Rochester, IN, 46975 | 46.4 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road , South Bend, IN, 46635 | 4.7 | |
| State Farm | Tim Grauel | 24545 Brick Rd, South Bend, IN, 46628-9717 | 10.7 | |
| State Farm | Beth Winzeler | 1612 S Bend Ave, South Bend, IN, 46617-1747 | 5.5 | |
| Erie | Hoffman Insurance Group | 6005 N Fir Road, Granger, IN, 46530 | 2.0 | |
| Farmers | Bryan Medford | 51579 State Road 19, Elkhart, IN, 46514 | 8.4 | |
| State Farm | Allison Kara | 200 N Michigan St, Plymouth, IN, 46563-2135 | 28.7 |
Compare Rates for Granger, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,210 | $640 |
| St. Joseph County, IN | $118,600 | $788 | $570 | $1,090 | $520 |
| Granger, IN | $203,500 | $853 | $620 | $1,190 | $570 |
| Cassopolis, MI | $67,400 | $661 | $450 | $910 | $460 |
| Olive, IN | $158,000 | $920 | $630 | $1,260 | $630 |
| Shorewood-Tower Hills-Harbert, MI | $248,300 | $932 | $630 | $1,320 | $690 |
| Plain, IN | $136,500 | $727 | $520 | $1,010 | $490 |
| Prairie Ronde, MI | $204,500 | $866 | $620 | $1,200 | $580 |
| Antwerp, MI | $149,800 | $666 | $450 | $930 | $480 |
| Covert, MI | $99,100 | $719 | $520 | $1,020 | $500 |
| Burket, IN | $75,000 | $652 | $440 | $930 | $490 |
| Newcastle, IN | $114,200 | $798 | $550 | $1,110 | $560 |
| Alamo, MI | $149,900 | $794 | $530 | $1,090 | $560 |
Research Home Insurance Companies Reviews in Granger, IN Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: March 28, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
They have really good service, and very competitive rates. The office is very helpful and friendly. Would definitely recommend to friends and family.
Date: January 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have not really had to deal with them much. I have had this insurance since I owned the house and its been about 5 years. I called them once to try to lower my cost and although they could not offer a lower rate they were very easy to work with and very polite.
State Farm Home Insurance Reviews
Date: November 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I focus a lot on that to be able to hire this company, the difference between this and others is remarkable, I loved its business model and its coverages
Amica Mutual Insurance Home Insurance Reviews
Date: November 21, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
I recently switched to my current insurance company after being with Amica for many years primarily because I was able to get the same coverage at a significantly lower cost.