Gavop's guide to buying homeowners insurance in New Hempstead, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $163,000 | $150,000 | $125,000-$150,000 |
| 2 Bedroom | $234,500 | $210,000 | $175,000-$200,000 |
| 3 Bedroom | $574,000 | $500,000 | $600,000-$700,000 |
| 4 Bedroom | $604,500 | $550,000 | $600,000-$700,000 |
| 5 Bedroom | $1,002,000 | $890,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $692 |
| Superior Protection Discount | -$76 | $767 |
| Fire & Security Discount | -$93 | $751 |
| Hail Resistant Roof Discount | -$17 | $826 |
| Newly Constructed Home Discount | -$177 | $666 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockland County | $1,500 | $1,327 | $2,827 | $964 | $2,464 | $363 |
| New Hempstead, NY | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Kaser, NY | $500 | $827 | $1,327 | $601 | $1,101 | $226 |
| Ridgewood, NJ | $700 | $1,141 | $1,841 | $829 | $1,529 | $312 |
| North Haledon, NJ | $300 | $969 | $1,269 | $704 | $1,004 | $265 |
| Tenafly, NJ | $2,500 | $1,232 | $3,732 | $895 | $3,395 | $337 |
| White Meadow Lake, NJ | $400 | $796 | $1,196 | $578 | $978 | $217 |
| Livingston, NJ | $700 | $1,044 | $1,744 | $759 | $1,459 | $285 |
| Stanhope, NJ | $500 | $901 | $1,401 | $655 | $1,155 | $246 |
| Bridgewater, CT | $2,000 | $2,052 | $4,052 | $1,491 | $3,491 | $561 |
| Massapequa, NY | $100 | $842 | $942 | $612 | $712 | $230 |
| Stratford, CT | $2,000 | $1,103 | $3,103 | $801 | $2,801 | $301 |
| Home Insurance Company New Hempstead, NY | Homeowners Insurance Agency New Hempstead, NY | Address | Popularity Score | Distance from New Hempstead (miles) |
|---|---|---|---|---|
| Allstate | Anthony Pomponio | 125 W 72nd St Rm 5r, New York, NY, 10023 | 25.7 | |
| State Farm | Vivian Lem | 590 Central Park Ave Ste 7, Scarsdale, NY, 10583-1566 | 15.9 | |
| Allstate | Debbie Stockton | 108 Kraft Ave, Bronxville, NY, 10708 | 18.1 | |
| Allstate | Matt Mathews | 1581 Route 202, Pomona, NY, 10970 | 2.6 | |
| Travelers | Aaron Plum Inc | 255 W 231st St, Bronx, NY, 10463 | 19.8 | |
| Allstate | Ralph Borsella | 21 Elm Pl, Rye, NY, 10580 | 22.1 | |
| Allstate | Merle Bissoon | 652 Pennsylvania Ave, Brooklyn, NY, 11207 | 34.4 | |
| Allstate | Daniel Bosque | 5608 Broadway, Bronx, NY, 10463 | 19.9 | |
| Allstate | David H. Cohen | 2124 Central Park Ave, Yonkers, NY, 10710 | 16.5 | |
| Travelers | Lombardo-Scotti Agency | 733 Yonkers Ave Ste 304, Yonkers, NY, 10704 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,590 | $810 |
| Rockland County, NY | $425,100 | $1,343 | $950 | $1,840 | $890 |
| New Hempstead, NY | $485,200 | $843 | $570 | $1,160 | $590 |
| Kaser, NY | $812,500 | $837 | $560 | $1,180 | $620 |
| Ridgewood, NJ | $739,300 | $1,154 | $770 | $1,580 | $810 |
| North Haledon, NJ | $424,100 | $981 | $670 | $1,390 | $720 |
| Tenafly, NJ | $785,200 | $1,247 | $910 | $1,710 | $800 |
| White Meadow Lake, NJ | $344,500 | $806 | $570 | $1,110 | $540 |
| Livingston, NJ | $599,100 | $1,057 | $750 | $1,510 | $760 |
| Stanhope, NJ | $229,700 | $912 | $620 | $1,300 | $680 |
| Bridgewater, CT | $495,000 | $2,077 | $1,390 | $2,930 | $1,540 |
| Massapequa, NY | $497,300 | $852 | $570 | $1,170 | $600 |
| Stratford, CT | $250,700 | $1,116 | $790 | $1,530 | $740 |