How Can I Make My Winterville, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Winterville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Winterville, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $57,500 $50,000 $50,000-$75,000
2 Bedroom $129,500 $120,000 $100,000-$125,000
3 Bedroom $206,500 $170,000 $200,000-$250,000
4 Bedroom $228,500 $200,000 $200,000-$250,000
5 Bedroom $375,500 $340,000 $350,000-$400,000

Bundle your Winterville, NC Auto & Home Insurance from the Same Company | Back to Top

Winterville, NC Car Insurance Winterville, NC Home Insurance
Details BMW, X5 5.0i 4 Beds, 3 Baths, 3240 Square Feet worth $298000
Insurance Rates Individually $1,479.48 $16320
Savings from buying both from the same company $2,491.93

Choose your Winterville, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,537
Hail Damage $4,571
Wind Damage $6,242
Expensive Claims
Fire $46,910
Smoke $16,553

Identify Top Home Insurance Agents near Winterville, NC | Back to Top

Home Insurance Company Winterville, NC Homeowners Insurance Agency Winterville, NC Address Popularity Score Distance from Winterville (miles)
State Farm Chris Godley 1860 W Arlington Blvd, Greenville, NC, 27834-5704
4.4
Allstate Melvin Mitchell 3501 Sunset Ave, Rocky Mount, NC, 27804
38.7
Erie Dean Williams Insurance Agency 311 North Spence Avenue, Goldsboro, NC, 27530
32.9
Travelers Middlesex Insurance Agency Inc 10210 S Nash Street, Middlesex, NC, 27557
48.3
State Farm Wil Hardy 809b Hardee Rd, Kinston, NC, 28504-3320
21.5
Travelers Blackman Insurance Agency Inc 3520c Airport Boulevard, Wilson, NC, 27896
35.0
Allstate Phil Edmundson 2702 Forest Hills Rd Sw, Wilson, NC, 27893
33.3
Allstate Cindy Challender 2115a Se Greenville Blvd, Greenville, NC, 27858
5.8
Erie Insurance Center 11327 E Finch Avenue, Middlesex, NC, 27557
48.2
Liberty Mutual Independent W A Moore & Company 510 Plaza Blvd, Kinston, NC, 28501
20.1

Compare Rates for Winterville, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $740 $530 $1,010 $480
Pitt County, NC $133,800 $670 $450 $920 $470
Winterville, NC $167,100 $870 $590 $1,240 $650
Washington Park, NC $232,400 $1,320 $940 $1,870 $930
Long Acre, NC $132,600 $640 $460 $880 $420
Speed, NC $67,500 $370 $270 $530 $260
Coopers, NC $147,300 $850 $580 $1,160 $580
James City, NC $149,900 $640 $440 $910 $470
Fork, NC $122,200 $590 $400 $810 $410
Smith, NC $82,500 $410 $280 $580 $300
Bayboro, NC $97,300 $550 $370 $780 $410
Momeyer, NC $118,100 $630 $420 $870 $450
Faison, NC $80,200 $450 $300 $630 $330

Research Home Insurance Companies Reviews in Winterville, NC Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: September 12, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I am pleased with the deductible and policies that are offered by this carrier. I think they are competitive with other carriers.

Progressive Home Insurance Reviews

Date: September 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
To be completely honest I don't have enough experience with insurance company's other than with Progressive, I have always used them.


State Farm Home Insurance Reviews

Date: June 04, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Male

Premium
We are very satisfied with our premium. We saved about $500 per year by switching to State Farm with comparable coverage.

Erie Insurance Home Insurance Reviews

Date: September 19, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
While I have never had any claims, I feel confident that it something were to happen, Erie would be responsive. Their rates are very competitive as I have shopped home insurance around several times.

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