How Can I Make My Gainesville, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Gainesville, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate Gainesville, TX Home Insurance Coverage Levels | Back to Top

Gainesville, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Hockley Creek Rd, Spanish Oak, Seagraves Aly, Co Rd 2125, Stoneridge Cir, Co Rd 130, Rocky Ln, Ellis Ranch Rd, Cedar Hill, Co Rd 216 $111,000 $100,000 $100,000-$125,000 $76,000 $60,000 $50,000-$75,000
Willow Way, Co Rd 302, S Frontage Rd, Love Trl, Co Rd 312, 4th St, FM 372, J M Lindsay Blvd, Redbud Rd, Bird St $197,500 $160,000 $150,000-$175,000 $144,000 $130,000 $150,000-$175,000
Co Rd 180, S Denton St, Cypress Ct, Summitt Ave, Kent Dr, Co Rd 239, Co Rd 421, S Ash St, 7th St, S Main St $174,500 $150,000 $175,000-$200,000 $151,500 $140,000 $125,000-$150,000
Co Rd 116, Co Rd 477, Summitt Ave, Railroad Ave, Co Rd 334, Co Rd 104, Monterrey Trl, Oak Grove Ln, Co Rd 403, Co Rd 156 $121,500 $110,000 $125,000-$150,000 $55,000 $40,000 $50,000-$75,000
Natalie Dr, N Walnut St, E 3rd St, Stoneridge Dr, Trimbles Ln, Southland Dr, Co Rd 131, R E Grewing St, US Hwy 77, N Schopmeyer St $188,000 $150,000 $200,000-$250,000 $103,000 $90,000 $75,000-$100,000
N Cedar St, Co Rd 278, Cr 360, Schopmeyer St, Co Rd 453, Co Rd 143, Davis St, Co Rd 353, 4th, Co Rd 159 $99,500 $90,000 $75,000-$100,000 $91,000 $80,000 $75,000-$100,000
Andrews St, Co Rd 126, Hemming St, Co Rd 382, Bolivar Rd, FM 2383, W Scott St, Ritchey Rd, Lakeside Ln, Co Rd 231 $125,500 $110,000 $125,000-$150,000 $90,500 $80,000 $75,000-$100,000
Thompson St, Co Rd 200, E J M Lindsay Blvd, Co Rd 455, N R E Grewing Dr, Bezner St, Hickory St, Co Rd 205, W Cloud St, Co Rd 2136 $129,500 $120,000 $100,000-$125,000 $89,500 $70,000 $75,000-$100,000
E Broadway St, N Taylor St, FM 1306, FM 902, FM 372, Tulane St, W 6th St, Ritchey St, Brentwood St, Windsor Dr $75,500 $60,000 $75,000-$100,000 $62,000 $50,000 $50,000-$75,000
S FM 373, Co Rd 113, Co Rd 168, Co Rd 320, Robertson Ln, Falls Creek Cir, Oxford Dr, Hay Ln, N Taylor, Airport Dr $101,500 $90,000 $100,000-$125,000 $98,000 $90,000 $100,000-$125,000

Bundle your Gainesville, TX Auto & Home Insurance from the Same Company | Back to Top

Gainesville, TX Car Insurance Gainesville, TX Home Insurance
Details Mercedes, S65 AMG 2 Beds, 1 Baths, 1230 Square Feet worth $72500
Insurance Rates Individually $4,604.07 $3000
Savings from buying both from the same company $1,748.94

Choose the Right Deductible for your Gainesville, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $520 $820 $420 $720 $100
Cooke County, TX $1,500 $490 $990 $420 $1,920 $-930
Gainesville, TX $700 $460 $960 $400 $1,100 $-140
Sherwood Shores, TX $300 $340 $640 $280 $580 $60
Shady Shores, TX $2,500 $1,060 $1,560 $850 $3,350 $-1,790
Hickory Creek, TX $400 $720 $1,120 $610 $1,010 $110
Double Oak, TX $2,000 $1,320 $1,820 $1,090 $3,090 $-1,270
Roanoke, TX $100 $660 $760 $560 $660 $100
Chico, TX $1,000 $450 $950 $370 $1,370 $-420
Savoy, TX $100 $350 $450 $290 $390 $60
Boyd-Rhome, TX $2,500 $530 $1,030 $460 $2,960 $-1,930
Keller, TX $400 $1,050 $1,450 $860 $1,260 $190
Durant, OK $2,500 $470 $970 $390 $2,890 $-1,920

Identify Top Home Insurance Agents near Gainesville, TX | Back to Top

Home Insurance Company Gainesville, TX Homeowners Insurance Agency Gainesville, TX Address Popularity Score Distance from Gainesville (miles)
Liberty Mutual Independent Preferred Guardian 18383 Preston Rd Ste 330, Dallas, TX, 75252
48.4
State Farm Byron Wilkerson 9720 Coit Rd Ste 140, Plano, TX, 75025-5851
42.5
Travelers Alpha Omega Insurance Agency 3131 Custer Ste 275, Plano, TX, 75075
47.7
State Farm Michael Johnson 5005 Mckiny Rch Pkwy Ste 230, Mckinney, TX, 75070-6866
42.7
State Farm Fabio Fernandez 817 S Mill St Ste 101, Lewisville, TX, 75057-4677
42.4
State Farm Dave Kiley 3608 Preston Rd Ste 145, Plano, TX, 75093-8662
45.6
Liberty Mutual Independent Insurica Insurance Management Network 2301 W Plano Pkwy Ste 108, Plano, TX, 75075
49.5
Travelers Ann Gibson Insurance Agency 164 S Main St, Keller, TX, 76248
49.1
State Farm Matt Portz 800 S Interstate 35 E, Denton, TX, 76205-7869
30.8
Allstate Danny Wilson 600 N Hays Rd, Prosper, TX, 75078
34.5

Compare Rates for Gainesville, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $600 $400 $920 $520
Cooke County, TX $108,600 $580 $380 $890 $510
Gainesville, TX $90,000 $440 $290 $680 $390
Sherwood Shores, TX $64,400 $340 $220 $520 $300
Shady Shores, TX $274,000 $1,450 $960 $2,230 $1,270
Hickory Creek, TX $192,100 $850 $560 $1,310 $750
Double Oak, TX $368,700 $1,290 $850 $1,990 $1,140
Roanoke, TX $136,700 $770 $510 $1,190 $680
Chico, TX $85,200 $440 $290 $680 $390
Savoy, TX $70,600 $380 $250 $590 $340
Boyd-Rhome, TX $112,200 $660 $440 $1,020 $580
Keller, TX $272,400 $1,530 $1,010 $2,360 $1,350
Durant, OK $100,500 $500 $370 $710 $340

Research Home Insurance Companies Reviews in Gainesville, TX Before Buying | Back to Top

Share a review on your home insurance company


Foremost Insurance Home Insurance Reviews

Date: October 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The only interaction we have had with our insurance company is through our agent. He is very courteous and helpful when we have had any questions.

State Farm Home Insurance Reviews

Date: March 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Haven't had to make a claim yet. So far, so good. Happy with the price. I think what would be really telling though is a situation where we had to call on them.

Progressive Home Insurance Reviews

Date: December 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Their policy covers just about everything and anything that I need covered. If there is a tornado, flood, robbery, wind storm, they will be there writing my a check.