Gavop's guide to buying homeowners insurance in South Brunswick, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| South Brunswick, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Toby Dr, Interstate Blvd, Ascot Ct, Valley Ct, Henderson Rd, Pinter Ln, Hazel Ct, Black Gum Dr, Deans Pond Ln W, Joshua Ct | $336,000 | $310,000 | $300,000-$350,000 | $387,000 | $360,000 | $400,000-$500,000 |
| Distribution Way, Elliott St, Docks Corner Rd, Lynnette Ct, Kohl St, Allison Ct, Westminster Pl, Kendall Rd, Cranston Rd, Co Rd 679 | $356,000 | $290,000 | $300,000-$350,000 | $630,000 | $520,000 | $600,000-$700,000 |
| Orchardside Dr, Clubhouse Dr, Twin Oaks Ct, Darrow Ct, Villanova Dr, E Garden Way, Witch Hazel Ct, Promenade Blvd, Edwina Ct, Stouts Ln | $299,500 | $240,000 | $300,000-$350,000 | $356,000 | $310,000 | $300,000-$350,000 |
| Woods Ln, Sarah Ct, Allston Rd, Ironwood Ct, Wynwood Dr, Greenwood Ave, Dawn Ct, Timothy Ave, Larch Dr, Belford Dr | $411,500 | $350,000 | $400,000-$500,000 | $451,500 | $400,000 | $400,000-$500,000 |
| Davidson Mill Rd, Maine St, Deerpark Dr, Basin St, Herrod Blvd, Ronny Ct, Leahy Rd, Vincent Ave, Sunset Ct, Glen Ct | $367,000 | $340,000 | $400,000-$500,000 | $791,000 | $750,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $868 |
| Home and Two Car | -$151 | $793 |
| Home and Three Car | -$236 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,009 | $2,009 | $733 | $1,733 | $276 |
| South Brunswick, NJ | $2,500 | $932 | $3,432 | $677 | $3,177 | $255 |
| Yorketown, NJ | $500 | $993 | $1,493 | $721 | $1,221 | $271 |
| Roselle, NJ | $700 | $721 | $1,421 | $524 | $1,224 | $197 |
| Lake Como, NJ | $400 | $1,305 | $1,705 | $948 | $1,348 | $357 |
| Holiday City South, NJ | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| Hudson County, NJ | $500 | $1,052 | $1,552 | $765 | $1,265 | $288 |
| Lake Telemark, NJ | $1,500 | $1,074 | $2,574 | $780 | $2,280 | $293 |
| Plymouth Meeting, PA | $300 | $912 | $1,212 | $663 | $963 | $249 |
| East Norriton, PA | $1,000 | $766 | $1,766 | $557 | $1,557 | $209 |
| Passaic County, NJ | $100 | $1,017 | $1,117 | $739 | $839 | $278 |
| Nazareth, PA | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Home Insurance Company South Brunswick, NJ | Homeowners Insurance Agency South Brunswick, NJ | Address | Popularity Score | Distance from South Brunswick (miles) |
|---|---|---|---|---|
| Travelers | The Bixler Group Llc | 758 Kearny Ave, Kearny, NJ, 7032 | 33.7 | |
| State Farm | Alex Escobar | 740 Route 18 North, East Brunswick, NJ, 08816-4906 | 8.0 | |
| Travelers | T E Freuler Agency Inc | 13 Clyde Rd Ste 202, Somerset, NJ, 8873 | 7.1 | |
| Farmers | Omaida Acevedo | 90 Passaic St, Garfield, NJ, 7026 | 39.8 | |
| State Farm | Ellen Nita | 33 State Rd Ste A1, Princeton, NJ, 08540-1304 | 7.6 | |
| Allstate | Larry Lerman | 47 E Kings Hwy, Audubon, NJ, 8106 | 44.6 | |
| State Farm | George Hernandez | 112 S Washington Ave Ste 4, Bergenfield, NJ, 07621-2357 | 46.3 | |
| State Farm | Joe Nachbaur | 505 Central Ave, Jersey City, NJ, 07307-2649 | 35.7 | |
| Allstate | Ron Bansky | 33 Princeton Hightstown Rd, Princeton Junction, NJ, 8550 | 7.1 | |
| Travelers | Fede Insurance Agency | 391 Broad St, Bloomfield, NJ, 7003 | 33.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,500 | $760 |
| Middlesex County, NJ | $329,000 | $1,021 | $700 | $1,440 | $740 |
| South Brunswick, NJ | $410,000 | $943 | $680 | $1,330 | $650 |
| Yorketown, NJ | $432,100 | $1,005 | $730 | $1,380 | $650 |
| Roselle, NJ | $206,700 | $730 | $520 | $1,000 | $480 |
| Lake Como, NJ | $408,500 | $1,321 | $910 | $1,810 | $900 |
| Holiday City South, NJ | $147,600 | $738 | $520 | $1,020 | $500 |
| Hudson County, NJ | $349,500 | $1,065 | $770 | $1,520 | $750 |
| Lake Telemark, NJ | $324,100 | $1,087 | $770 | $1,550 | $780 |
| Plymouth Meeting, PA | $335,900 | $923 | $620 | $1,320 | $700 |
| East Norriton, PA | $265,300 | $775 | $520 | $1,110 | $590 |
| Passaic County, NJ | $333,200 | $1,030 | $710 | $1,430 | $720 |
| Nazareth, PA | $175,400 | $701 | $480 | $990 | $510 |