Gavop's guide to buying homeowners insurance in Portage County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $114,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $144,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $262,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $234,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $594 |
| Superior Protection Discount | -$65 | $659 |
| Fire & Security Discount | -$80 | $645 |
| Hail Resistant Roof Discount | -$14 | $710 |
| Newly Constructed Home Discount | -$210 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Portage County | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Portage County, OH | $1,500 | $716 | $2,216 | $520 | $2,020 | $196 |
| Munroe Falls, OH | $300 | $689 | $989 | $501 | $801 | $188 |
| Strongsville, OH | $700 | $794 | $1,494 | $577 | $1,277 | $217 |
| Lisbon, OH | $500 | $555 | $1,055 | $404 | $904 | $152 |
| Magnolia, OH | $2,000 | $648 | $2,648 | $471 | $2,471 | $177 |
| East Palestine, OH | $2,000 | $564 | $2,564 | $410 | $2,410 | $154 |
| Wilmot, OH | $100 | $523 | $623 | $380 | $480 | $143 |
| Neshannock, PA | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| New Castle, PA | $400 | $717 | $1,117 | $521 | $921 | $196 |
| East Lackawannock, PA | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Home Insurance Company Portage County, OH | Homeowners Insurance Agency Portage County, OH | Address | Popularity Score | Distance from Portage County (miles) |
|---|---|---|---|---|
| State Farm | Shannan Jursa | 8454 Windham St, Garrettsville, OH, 44231-9409 | 9.3 | |
| Travelers | The Pioneer Insurance Group | 137 E Main St, Ravenna, OH, 44266 | 2.5 | |
| Liberty Mutual Independent | Insurance Consultants Group Llc | 20180 Center Ridge Rd, Rocky River, OH, 44116 | 39.4 | |
| State Farm | Lauren Talion | 1144 W Main St, Kent, OH, 44240-2008 | 9.8 | |
| State Farm | Dave Petrone | 323 E Main St Ste A, Ravenna, OH, 44266-3134 | 2.3 | |
| State Farm | Greg Rodi | 215 W Garfield Rd Ste 270, Aurora, OH, 44202-7884 | 13.1 | |
| State Farm | John Campolito Jr | 2242 East Market Street, Warren, OH, 44483-6106 | 21.8 | |
| Erie | Universal Insurance Company Inc. | 8015 Bertha Avenue, Parma, OH, 44129 | 32.6 | |
| Travelers | Carriage Insurance | 44 Clinton St, Hudson, OH, 44236 | 13.8 | |
| Travelers | Taylor And Associates Inc | 9263 Ravenna Rd Ste A12, Twinsburg, OH, 44087 | 15.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Portage County, OH | $152,000 | $725 | $490 | $1,020 | $530 |
| Portage County, OH | $152,000 | $725 | $490 | $1,040 | $550 |
| Munroe Falls, OH | $153,100 | $698 | $470 | $1,000 | $530 |
| Strongsville, OH | $197,000 | $803 | $590 | $1,140 | $550 |
| Lisbon, OH | $79,200 | $562 | $380 | $800 | $420 |
| Magnolia, OH | $111,700 | $656 | $440 | $900 | $460 |
| East Palestine, OH | $82,100 | $571 | $390 | $790 | $400 |
| Wilmot, OH | $69,500 | $529 | $380 | $750 | $370 |
| Neshannock, PA | $174,300 | $699 | $500 | $970 | $470 |
| New Castle, PA | $62,000 | $726 | $490 | $1,010 | $520 |
| East Lackawannock, PA | $147,600 | $701 | $500 | $990 | $490 |