Gavop shows you how to buy homeowners insurance in Menard County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $22,500 | $20,000 | $0-$25,000 |
| 2 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $87,000 | $80,000 | $50,000-$75,000 |
| 4 Bedroom | $131,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $204,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $800 |
| Superior Protection Discount | -$93 | $838 |
| Fire & Security Discount | -$93 | $838 |
| Hail Resistant Roof Discount | -$28 | $903 |
| Newly Constructed Home Discount | -$223 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Menard County | $2,000 | $919 | $2,919 | $668 | $2,668 | $251 |
| Menard County, TX | $700 | $919 | $1,619 | $668 | $1,368 | $251 |
| Junction Northwest, TX | $100 | $1,783 | $1,883 | $1,296 | $1,396 | $487 |
| Brady, TX | $2,000 | $990 | $2,990 | $719 | $2,719 | $270 |
| Melvin, TX | $200 | $1,539 | $1,739 | $1,119 | $1,319 | $421 |
| Mason West, TX | $2,500 | $1,877 | $4,377 | $1,364 | $3,864 | $513 |
| Junction Southeast, TX | $300 | $1,445 | $1,745 | $1,050 | $1,350 | $395 |
| Schleicher County, TX | $2,000 | $970 | $2,970 | $705 | $2,705 | $265 |
| Eola-Paint Rock, TX | $200 | $1,688 | $1,888 | $1,227 | $1,427 | $461 |
| Christoval, TX | $1,500 | $1,194 | $2,694 | $867 | $2,367 | $326 |
| Eldorado, TX | $200 | $1,328 | $1,528 | $965 | $1,165 | $363 |
| Sutton County, TX | $1,000 | $1,052 | $2,052 | $765 | $1,765 | $288 |
| Home Insurance Company Menard County, TX | Homeowners Insurance Agency Menard County, TX | Address | Popularity Score | Distance from Menard County (miles) |
|---|---|---|---|---|
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 27.4 | |
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 27.4 | |
| Farmers | Kyle Allen | 411 Fort Mckavitt St Ste A, Mason, TX, 76856 | 38.0 | |
| State Farm | Stan Amyett | 1206 S Bridge St, Brady, TX, 76825-6230 | 35.0 | |
| Farmers | Chad Everett | 1605 S Bridge St, Brady, TX, 76825 | 34.9 | |
| Travelers | Mcanelly Insurance Agency | 106 N. Blackburn, Brady, TX, 76825 | 35.4 | |
| Travelers | Connie Andrews Inc | 119 S W Main St, Eldorado, TX, 76936 | 44.4 | |
| Travelers | Mcanelly Insurance Agency | 106 North Blackburn, Brady, TX, 76825 | 35.4 | |
| Travelers | Mcanelly Insurance Agency | 106 S Blackburn, Brady, TX, 76825 | 35.4 | |
| Travelers | Williams Insurance Agency | 111 San Saba Ave, Menard, TX, 76859 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Menard County, TX | $60,800 | $931 | $610 | $1,430 | $820 |
| Menard County, TX | $60,800 | $931 | $610 | $1,430 | $820 |
| Junction Northwest, TX | $187,500 | $1,805 | $1,190 | $2,780 | $1,590 |
| Brady, TX | $77,900 | $1,002 | $660 | $1,540 | $880 |
| Melvin, TX | $108,800 | $1,558 | $1,030 | $2,400 | $1,370 |
| Mason West, TX | $229,900 | $1,900 | $1,250 | $2,930 | $1,680 |
| Junction Southeast, TX | $88,200 | $1,463 | $970 | $2,250 | $1,280 |
| Schleicher County, TX | $72,900 | $982 | $650 | $1,510 | $860 |
| Eola-Paint Rock, TX | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Christoval, TX | $45,700 | $1,208 | $800 | $1,860 | $1,060 |
| Eldorado, TX | $66,500 | $1,344 | $890 | $2,070 | $1,180 |
| Sutton County, TX | $95,500 | $1,065 | $700 | $1,640 | $940 |