How Can I Make My South Charleston, WV Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in South Charleston, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your South Charleston, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $42,000 $40,000 $25,000-$50,000
2 Bedroom $108,000 $100,000 $75,000-$100,000
3 Bedroom $135,000 $130,000 $125,000-$150,000
4 Bedroom $153,000 $140,000 $125,000-$150,000
5 Bedroom $103,000 $100,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in South Charleston, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$111 $581
Superior Protection Discount -$62 $630
Fire & Security Discount -$48 $643
Hail Resistant Roof Discount -$14 $678
Newly Constructed Home Discount -$145 $547

Choose your South Charleston, WV Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,392
Hail Damage $4,618
Wind Damage $6,178
Expensive Claims
Fire $46,016
Smoke $16,218

Identify Top Home Insurance Agents near South Charleston, WV | Back to Top

Home Insurance Company South Charleston, WV Homeowners Insurance Agency South Charleston, WV Address Popularity Score Distance from South Charleston (miles)
State Farm Mick Hager 120 Walnut St, Saint Albans, WV, 25177-2040
5.9
State Farm Brandon Huffman 5506 Big Tyler Road, Cross Lanes, WV, 25313
6.8
Allstate David Kline 424 Maccorkle Ave Sw, South Charleston, WV, 25303
1.6
Allstate James Beheler 203 B St, Saint Albans, WV, 25177
7.7
State Farm Jim Triplett 1198 Fledderjohn Rd, Charleston, WV, 25314-4210
1.6
State Farm Terry Bowe 401 58th St Se, Charleston, WV, 25304-2801
8.2
State Farm Scott Whorton 4801 Mccorkle Ave Se, Charleston, WV, 25304-1948
7.1
State Farm Tom Midkiff 11878 Winfield Rd, Winfield, WV, 25213-7914
9.9
Liberty Mutual Independent Payne & Garlow Insurance 1217 Quarrier St, Charleston, WV, 25301
4.2
State Farm David Smyer 1615 Kanawha Blvd W, Charleston, WV, 25387-2535
2.5

Compare Rates for South Charleston, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $520 $990 $470
Kanawha County, WV $111,200 $698 $470 $990 $520
South Charleston, WV $119,000 $692 $470 $990 $520
Kanawha County, WV $111,200 $698 $470 $990 $520
Montgomery, WV $81,200 $616 $410 $880 $470
Van, WV $51,400 $491 $330 $690 $360
Deep Water, WV $40,900 $442 $300 $610 $310
Cooper, WV $95,700 $669 $460 $940 $480
Fayette County, WV $86,400 $617 $440 $860 $420
Kermit Harvey, WV $66,600 $558 $400 $770 $370
Catlettsburg, KY $94,300 $640 $430 $910 $480
MacArthur, WV $108,000 $710 $490 $990 $500