Gavop's guide to buying homeowners insurance in Philipstown, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Philipstown, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fenichel Rd, Albany Post Rd, Sunny Acres Dr, Travis Corners Rd Spr, Aqueduct Rd, Eden Park Rd, Parrot St, Hudson Way, Chapman Rd, Humming Bird Ln | $313,500 | $280,000 | $300,000-$350,000 | $425,000 | $390,000 | $400,000-$500,000 |
| Allen Ln, Gate House Rd, Woods Rd, Locust St, Bear Mountain-Beacon Hwy, Mountain Ave, Alpine Rd, Adams Ave, Mandalay Dr, Garrison Woods Rd | $600,000 | $520,000 | $400,000-$500,000 | $288,000 | $250,000 | $200,000-$250,000 |
| Old W Point Rd W, Old State Rte 9d, Old Farm Ln, Bank St, The Blvd, North St, Fox Rd, Oak St, Laurel Ter, Assisi Ln | $361,500 | $310,000 | $300,000-$350,000 | $345,000 | $300,000 | $300,000-$350,000 |
| Broken Wings Way, Quiet Acres Ln, Garrison Lndg, Fishkill Rd, Secor St, Denning Hill, Coppermine Rd, Cold Spring Tpke, Peekskill Rd, Snake Hill Rd | $566,500 | $470,000 | $500,000-$600,000 | $415,000 | $350,000 | $400,000-$500,000 |
| Forge Gate Dr, Moffatt Rd, Horton Ct, Franciscan Way, Manitou Station Rd, Bear Mountain-Beacon Hwy, Adrienne Ln, Highland Rd, B St, Douglas Ln | $590,000 | $510,000 | $600,000-$700,000 | $392,500 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $688 |
| Superior Protection Discount | -$76 | $773 |
| Fire & Security Discount | -$93 | $756 |
| Hail Resistant Roof Discount | -$25 | $824 |
| Newly Constructed Home Discount | -$204 | $645 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Philipstown, NY | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Westchester County, NY | $400 | $1,090 | $1,490 | $792 | $1,192 | $298 |
| Nyack, NY | $2,000 | $1,150 | $3,150 | $836 | $2,836 | $314 |
| Fairfield, CT | $400 | $1,495 | $1,895 | $1,087 | $1,487 | $409 |
| Hamburg, NJ | $1,500 | $816 | $2,316 | $593 | $2,093 | $223 |
| Totowa, NJ | $400 | $843 | $1,243 | $613 | $1,013 | $230 |
| Bethlehem Village, CT | $2,500 | $1,392 | $3,892 | $1,012 | $3,512 | $380 |
| Eatons Neck, NY | $100 | $745 | $845 | $542 | $642 | $204 |
| Great Neck Gardens, NY | $1,000 | $886 | $1,886 | $644 | $1,644 | $242 |
| Jericho, NY | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| Hanover, NJ | $700 | $946 | $1,646 | $688 | $1,388 | $259 |
| Home Insurance Company Philipstown, NY | Homeowners Insurance Agency Philipstown, NY | Address | Popularity Score | Distance from Philipstown (miles) |
|---|---|---|---|---|
| Allstate | Nelson Rivera Jr. | 65 Manorhaven Blvd, Port Washington, NY, 11050 | 40.9 | |
| Travelers | Coverage Administrators Inc | 9 East 37th St 5th Fl, New York, NY, 10016 | 45.8 | |
| Travelers | Lawley Westchester Group | 565 Taxter Road, Elmsford, NY, 10523 | 25.0 | |
| State Farm | Tim Mee | 667 Old Country Rd, Plainview, NY, 11803-4910 | 49.6 | |
| Travelers | Djam Insurance Brokerage Inc | 87-02 Queens Blvd, Elmhurst, NY, 11373 | 46.8 | |
| Allstate | Kalvin Chen | 114 Bowery Fl 2, New York, NY, 10013 | 48.1 | |
| State Farm | Zubin Sinor | 141 Halstead Ave, Mamaroneck, NY, 10543-2607 | 33.1 | |
| State Farm | Bob Weber | 626 North Ave, New Rochelle, NY, 10801-2614 | 34.5 | |
| Allstate | Michael J Burger | 8 S Division St, Peekskill, NY, 10566 | 8.4 | |
| Allstate | Daniel B Shindler | 824 E 233rd St, Bronx, NY, 10466 | 36.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,610 | $760 |
| Putnam County, NY | $357,700 | $1,384 | $940 | $1,910 | $970 |
| Philipstown, NY | $479,900 | $849 | $580 | $1,170 | $590 |
| Westchester County, NY | $513,300 | $1,103 | $780 | $1,560 | $780 |
| Nyack, NY | $463,600 | $1,164 | $850 | $1,620 | $770 |
| Fairfield, CT | $597,900 | $1,513 | $1,010 | $2,100 | $1,090 |
| Hamburg, NJ | $185,100 | $826 | $550 | $1,130 | $580 |
| Totowa, NJ | $370,200 | $853 | $570 | $1,180 | $610 |
| Bethlehem Village, CT | $328,200 | $1,409 | $940 | $2,000 | $1,060 |
| Eatons Neck, NY | $710,400 | $754 | $510 | $1,030 | $520 |
| Great Neck Gardens, NY | $892,700 | $897 | $650 | $1,240 | $590 |
| Jericho, NY | $732,100 | $862 | $620 | $1,180 | $560 |
| Hanover, NJ | $485,600 | $958 | $700 | $1,360 | $660 |