How Can I Make My Ann Arbor, MI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Ann Arbor, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Ann Arbor, MI Home Insurance Coverage Levels | Back to Top
| Ann Arbor, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Highland Ln, Parkview Pl, Holyoke Ln, Hilltop Dr, Foxcroft Rd, Village Cir, Waverly Rd, S Thayer St, Lake Shore Dr, E Heatheridge St | $389,000 | $350,000 | $400,000-$500,000 | $382,000 | $310,000 | $300,000-$350,000 |
| Fair Oaks Pkwy, John Holmes Rd, Ferry St, N Revena Blvd, Garden Homes Dr, Kensington Dr, Climbing Way, Andrea Ct, Stephen Ter, Hardyke Dr | $161,000 | $150,000 | $125,000-$150,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Cromwell Ct, Brook Ridge Ct, Starwick Dr, Lockridge Dr, Tuomy Rd, Tacoma Cir, Watersedge Dr, Carolyn St, Lillian Rd, Wembley Ct | $98,000 | $80,000 | $75,000-$100,000 | $121,500 | $110,000 | $100,000-$125,000 |
| Sciomeadows Dr, Chalmers Dr, Burnham Rd, Sherwood Cir, Franklin Blvd, W Ann St, Spring Ridge Dr, Mershon Dr, Millbrook Trl, Laurentide Dr | $162,000 | $130,000 | $150,000-$175,000 | $196,000 | $160,000 | $175,000-$200,000 |
| Eastbury Ct, Buena Vista Ave, Foster Rd, Coventry Square Dr, Coburn Ct, Forest, Avon Rd, Crawford Ln, Hutchins Ave, Goat Fell | $214,000 | $180,000 | $200,000-$250,000 | $259,500 | $230,000 | $250,000-$300,000 |
| Rockland Ct, Barnard Rd, N Wagner Rd, Florence St, N Earhart Pl, Sun Valley Dr, Lariat Loop, Braeburn Cir, Fountain St, Quail Hollow Ct | $121,000 | $100,000 | $125,000-$150,000 | $127,000 | $120,000 | $100,000-$125,000 |
| Hickory Rd, Briddle Pass Ct, Sunnyside Dr, Harpst St, Boardwalk Dr, Marton Rd, Mary St, Maynard St, Bydding Rd, E Davis Ave | $98,000 | $80,000 | $75,000-$100,000 | $157,500 | $130,000 | $125,000-$150,000 |
| Mason St, Liberty Rd, Westover Ave, Prairie Ct, Bristol Ct, Franklin St, Sequoia Pkwy, Morrow Ct, Jewett Ave, Hayward St | $147,500 | $140,000 | $125,000-$150,000 | $207,500 | $180,000 | $200,000-$250,000 |
| Linden St, Dolph Dr, Manhattan Dr, Bardstown Trl, Lancashire Dr, Northwood St, E William St, Oakland Ave, Fawnmeadow Ct, King George Blvd | $188,000 | $180,000 | $175,000-$200,000 | $392,500 | $360,000 | $400,000-$500,000 |
| Stonemeadow Ct, Nottingham Rd, Yorktown Dr, S Thayer St, E Park Pl, Hanover Rd, Barber Ave, Philadelphia St, Foster Ave, W William St | $138,500 | $120,000 | $125,000-$150,000 | $186,000 | $170,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Ann Arbor, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $786 |
| Superior Protection Discount | -$84 | $852 |
| Fire & Security Discount | -$103 | $833 |
| Hail Resistant Roof Discount | -$19 | $917 |
| Newly Constructed Home Discount | -$225 | $711 |
Choose the Right Deductible for your Ann Arbor, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washtenaw County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Ann Arbor, MI | $2,500 | $925 | $3,425 | $672 | $3,172 | $253 |
| Walled Lake, MI | $200 | $635 | $835 | $461 | $661 | $174 |
| Milford, MI | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
| Wolverine Lake, MI | $500 | $815 | $1,315 | $592 | $1,092 | $223 |
| Southfield, MI | $1,500 | $726 | $2,226 | $528 | $2,028 | $199 |
| Cambridge, MI | $200 | $678 | $878 | $493 | $693 | $185 |
| Frenchtown, MI | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Gibraltar, MI | $200 | $761 | $961 | $553 | $753 | $208 |
| Bloomfield charter, MI | $700 | $930 | $1,630 | $676 | $1,376 | $254 |
| Ortonville, MI | $300 | $797 | $1,097 | $579 | $879 | $218 |
| Onondaga, MI | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
Identify Top Home Insurance Agents near Ann Arbor, MI | Back to Top
| Home Insurance Company Ann Arbor, MI | Homeowners Insurance Agency Ann Arbor, MI | Address | Popularity Score | Distance from Ann Arbor (miles) |
|---|---|---|---|---|
| Allstate | Sara Tyranski | 2012 S Wayne Rd, Westland, MI, 48186 | 17.6 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 39.9 | |
| Farmers | Maryann Eickmann | 33180 Groesbeck Hwy, Fraser, MI, 48026 | 44.7 | |
| Allstate | Patrick Fischer | 630 W Grand River Ave, Brighton, MI, 48116 | 18.0 | |
| Allstate | Skip Sampson | 28345 Beck Rd Ste 110, Wixom, MI, 48393 | 19.0 | |
| Allstate | James Jackson | 17051 W 10 Mile Rd, Southfield, MI, 48075 | 29.8 | |
| Travelers | American Express | 4 Parklane Blvd Ste 414, Dearborn, MI, 48126 | 27.1 | |
| Allstate | Joel Schembri | 6606 Telegraph Rd Ste B, Bloomfield Hills, MI, 48301 | 29.3 | |
| State Farm | Tom Early | 44260 Cherry Hill Rd, Canton, MI, 48187-3225 | 13.3 | |
| Farmers | John Johnson | 335 N Center St, Northville, MI, 48167 | 16.5 |
Compare Rates for Ann Arbor, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Washtenaw County, MI | $231,500 | $869 | $580 | $1,240 | $660 |
| Ann Arbor, MI | $271,600 | $936 | $670 | $1,300 | $630 |
| Walled Lake, MI | $129,100 | $643 | $460 | $910 | $450 |
| Milford, MI | $215,300 | $740 | $530 | $1,010 | $480 |
| Wolverine Lake, MI | $174,100 | $825 | $590 | $1,160 | $570 |
| Southfield, MI | $124,300 | $735 | $490 | $1,020 | $530 |
| Cambridge, MI | $168,000 | $686 | $460 | $970 | $510 |
| Frenchtown, MI | $122,300 | $702 | $480 | $960 | $480 |
| Gibraltar, MI | $132,900 | $770 | $520 | $1,090 | $570 |
| Bloomfield charter, MI | $385,400 | $941 | $630 | $1,340 | $710 |
| Ortonville, MI | $160,200 | $807 | $580 | $1,110 | $530 |
| Onondaga, MI | $140,900 | $781 | $520 | $1,070 | $550 |
Research Home Insurance Companies Reviews in Ann Arbor, MI Before Buying | Back to Top
Share a review on your home insurance company
Wolverine Mutual Insurance Home Insurance Reviews
Date: January 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 17, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Foremost Insurance Home Insurance Reviews
Date: June 09, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Date: December 11, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 06, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: July 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Auto Owners Insurance Home Insurance Reviews
Date: September 28, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 07, 2017 Age: Above 60 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: August 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: October 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: February 12, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: November 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: October 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: August 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 27, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Frankenmuth Insurance Home Insurance Reviews
Date: July 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Michigan Basic Property Insurance Home Insurance Reviews
Date: January 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried