Gavop shows you how to buy homeowners insurance in Scarsdale, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $246,500 | $220,000 | $200,000-$250,000 |
| 2 Bedroom | $589,500 | $510,000 | $400,000-$500,000 |
| 3 Bedroom | $681,000 | $550,000 | $500,000-$600,000 |
| 4 Bedroom | $1,328,500 | $1,200,000 | More than 10,000,000 |
| 5 Bedroom | $1,058,000 | $860,000 | $900,000-$1,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $716 |
| Superior Protection Discount | -$78 | $785 |
| Fire & Security Discount | -$86 | $776 |
| Hail Resistant Roof Discount | -$26 | $836 |
| Newly Constructed Home Discount | -$190 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $1,000 | $1,090 | $2,090 | $792 | $1,792 | $298 |
| Scarsdale, NY | $2,500 | $852 | $3,352 | $619 | $3,119 | $233 |
| Riverside, CT | $200 | $910 | $1,110 | $661 | $861 | $249 |
| Emerson, NJ | $1,500 | $970 | $2,470 | $705 | $2,205 | $265 |
| Greenvale, NY | $100 | $2,677 | $2,777 | $1,946 | $2,046 | $732 |
| Airmont, NY | $700 | $1,177 | $1,877 | $855 | $1,555 | $322 |
| Hoboken, NJ | $400 | $1,425 | $1,825 | $1,035 | $1,435 | $389 |
| Georgetown, CT | $1,000 | $2,378 | $3,378 | $1,728 | $2,728 | $650 |
| Gilgo, NY | $300 | $1,633 | $1,933 | $1,187 | $1,487 | $446 |
| Fords, NJ | $2,500 | $852 | $3,352 | $619 | $3,119 | $233 |
| Medford, NY | $100 | $839 | $939 | $610 | $710 | $229 |
| Peapack and Gladstone, NJ | $1,000 | $2,032 | $3,032 | $1,477 | $2,477 | $555 |
| Home Insurance Company Scarsdale, NY | Homeowners Insurance Agency Scarsdale, NY | Address | Popularity Score | Distance from Scarsdale (miles) |
|---|---|---|---|---|
| State Farm | Jocelyn Mizrahi | 54 Warburton Ave, Yonkers, NY, 10701-2723 | 7.3 | |
| Allstate | Matt Mathews | 1581 Route 202, Pomona, NY, 10970 | 19.2 | |
| Travelers | Abc Insurance Brokerage | 1512 Stillwell Ave, Bronx, NY, 10461 | 10.1 | |
| Travelers | Capital Shield Agency Inc | 3707 E Tremont Ave, Bronx, NY, 10465 | 11.6 | |
| Travelers | Bnc Insurance Agency Inc | 111 S Ridge St, Rye Brook, NY, 10573 | 5.3 | |
| Allstate | Chang Song | 24825 Northern Blvd Ste 2g, Little Neck, NY, 11362 | 15.6 | |
| Nationwide | Anthony D Ralis | 3217 Broadway, Astoria, NY, 11106-2674 | 17.6 | |
| Travelers | Parsons-Di Salvo Agency | 121 Yonkers Ave, Yonkers, NY, 10701 | 6.7 | |
| State Farm | Steve Sules | 10 E Hartsdale Ave, Hartsdale, NY, 10530-2708 | 2.1 | |
| Allstate | Dennis Rollins | 667 E Lincoln Ave, Mount Vernon, NY, 10552 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,660 | $880 |
| Westchester County, NY | $513,300 | $1,103 | $810 | $1,520 | $710 |
| Scarsdale, NY | $1,337,800 | $862 | $620 | $1,220 | $600 |
| Riverside, CT | $1,262,400 | $921 | $650 | $1,300 | $650 |
| Emerson, NJ | $465,600 | $982 | $660 | $1,400 | $740 |
| Greenvale, NY | $603,700 | $2,710 | $1,920 | $3,710 | $1,790 |
| Airmont, NY | $470,600 | $1,191 | $800 | $1,640 | $840 |
| Hoboken, NJ | $652,200 | $1,442 | $1,050 | $2,060 | $1,010 |
| Georgetown, CT | $675,800 | $2,407 | $1,710 | $3,440 | $1,730 |
| Gilgo, NY | $375,700 | $1,653 | $1,120 | $2,330 | $1,210 |
| Fords, NJ | $293,900 | $863 | $590 | $1,190 | $600 |
| Medford, NY | $298,900 | $850 | $580 | $1,180 | $600 |
| Peapack and Gladstone, NJ | $650,700 | $2,057 | $1,380 | $2,920 | $1,540 |