Gavop shows you how to buy homeowners insurance in Gilchrist County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $100,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $196,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $242,500 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $815 |
| Home and Two Car | -$142 | $744 |
| Home and Three Car | -$212 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gilchrist County | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Gilchrist County, FL | $1,500 | $875 | $2,375 | $636 | $2,136 | $239 |
| Newberry-Archer, FL | $400 | $1,382 | $1,782 | $1,005 | $1,405 | $378 |
| High Springs-Alachua, FL | $2,500 | $1,532 | $4,032 | $1,114 | $3,614 | $419 |
| Worthington Springs, FL | $100 | $990 | $1,090 | $719 | $819 | $271 |
| Brooker, FL | $2,000 | $890 | $2,890 | $647 | $2,647 | $243 |
| Columbia County, FL | $2,000 | $1,067 | $3,067 | $775 | $2,775 | $292 |
| Cedar Key-Yankeetown, FL | $100 | $808 | $908 | $587 | $687 | $221 |
| Day, FL | $700 | $874 | $1,574 | $635 | $1,335 | $239 |
| Fellowship, FL | $400 | $1,174 | $1,574 | $853 | $1,253 | $321 |
| Yankeetown, FL | $700 | $1,369 | $2,069 | $995 | $1,695 | $374 |
| Home Insurance Company Gilchrist County, FL | Homeowners Insurance Agency Gilchrist County, FL | Address | Popularity Score | Distance from Gilchrist County (miles) |
|---|---|---|---|---|
| Allstate | Judy Locascio | 4056 W Newberry Rd, Gainesville, FL, 32607 | 25.0 | |
| Allstate | Hugh L. Cain | 15202 Nw 147th Dr, Alachua, FL, 32615 | 18.4 | |
| State Farm | Mark Mcgriff | 1120 Nw 13th St, Gainesville, FL, 32601-4136 | 27.8 | |
| Allstate | Linda Thomas | 105 Sw 140th Ct Ste 1, Jonesville, FL, 32669 | 18.9 | |
| Allstate | Levy Insurance | 12 S Main St, Williston, FL, 32696 | 31.3 | |
| Allstate | Latalyia D Mcknight | 4004 Nw 13th St, Gainesville, FL, 32609 | 27.6 | |
| Allstate | Faye Mcknight | 363 Sw Baya Dr Ste 102, Lake City, FL, 32025 | 33.1 | |
| State Farm | Donna Mann | 2622 Nw 43rd St Ste A2, Gainesville, FL, 32606-6678 | 24.7 | |
| Liberty Mutual Independent | Scarborough Company Ins Inc | 2811 Nw 41st St, Gainesville, FL, 32606 | 24.8 | |
| Allstate | Mickey Rawls | 3131 Nw 13th St Ste 5, Gainesville, FL, 32609 | 27.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Gilchrist County, FL | $96,700 | $885 | $690 | $1,190 | $500 |
| Gilchrist County, FL | $96,700 | $885 | $690 | $1,190 | $500 |
| Newberry-Archer, FL | $200,600 | $1,399 | $1,090 | $1,870 | $780 |
| High Springs-Alachua, FL | $170,500 | $1,551 | $1,210 | $2,080 | $870 |
| Worthington Springs, FL | $89,000 | $1,002 | $780 | $1,340 | $560 |
| Brooker, FL | $74,200 | $901 | $700 | $1,210 | $510 |
| Columbia County, FL | $112,500 | $1,080 | $840 | $1,450 | $610 |
| Cedar Key-Yankeetown, FL | $110,900 | $818 | $640 | $1,100 | $460 |
| Day, FL | $71,900 | $885 | $690 | $1,190 | $500 |
| Fellowship, FL | $116,400 | $1,188 | $930 | $1,590 | $660 |
| Yankeetown, FL | $145,800 | $1,386 | $1,080 | $1,860 | $780 |