Gavop shows you how to buy homeowners insurance in Ione, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ione, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sutter Creek Ione Rd, Quiver Dr, Foothill Blvd, Callaway Ln, Yolo Ct, Vardon Ct, Badger St, Ione Michigan Bar Rd, Cherokee Rd, Blue Sky Dr | $339,500 | $310,000 | $300,000-$350,000 | $240,000 | $220,000 | $250,000-$300,000 |
| Mahoney Mill Rd, Consumnes Ln, Lakeview Dr, Westview Dr, Mohawk Ct, Irish Ridge Rd, Argonaut Ln, Taylor Rd, Spring Valley Rd, S Mill St | $327,000 | $300,000 | $300,000-$350,000 | $147,000 | $140,000 | $150,000-$175,000 |
| Paine Rd, Elaine Ct, Academy Dr, Nuner Dr, Jackson St, Glenbrook Dr, S Amador St, Mace Ln, S Arroyo Seco St, Westview Ln | $285,000 | $230,000 | $250,000-$300,000 | $222,000 | $210,000 | $200,000-$250,000 |
| Muller Rd, Eagle Dr, Vintage Rd, Lake Amador Dr, S Summit St, Oro Madre Way, Buena Vista Rd, Dove Ln, Westgate Ct, Oak Ridge Dr | $373,000 | $320,000 | $350,000-$400,000 | $200,500 | $170,000 | $175,000-$200,000 |
| Poppy Ln, Arroyo Pl, Ione Michigan Bar Rd, Irish Hill Rd, Grainflat Ct, Allen Ranch Rd, Nugget Way, Old Valley Rd, Spyglass Dr, Murietta Ln | $223,500 | $210,000 | $200,000-$250,000 | $167,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $519 |
| Superior Protection Discount | -$64 | $577 |
| Fire & Security Discount | -$45 | $596 |
| Hail Resistant Roof Discount | -$13 | $628 |
| Newly Constructed Home Discount | -$135 | $506 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,218 |
| Home Insurance Company Ione, CA | Homeowners Insurance Agency Ione, CA | Address | Popularity Score | Distance from Ione (miles) |
|---|---|---|---|---|
| State Farm | Kyle Middleton | 1835 Iron Point Rd Ste 100, Folsom, CA, 95630-8771 | 23.3 | |
| Travelers | Truex Insurance Agency | 2291 W March Ln 100 A, Stockton, CA, 95207 | 32.9 | |
| State Farm | Don Holliday | 3853 Taylor Rd Ste F, Loomis, CA, 95650-9260 | 35.2 | |
| State Farm | Ron Andre | 392 Florin Rd, Sacramento, CA, 95831-1407 | 34.4 | |
| Farmers | Jeff Apperson | 6617 Madison Ave Ste 11a, Carmichael, CA, 95608 | 29.6 | |
| State Farm | Greg Lauck | 950 Fulton Ave Ste 175, Sacramento, CA, 95825-4514 | 29.8 | |
| State Farm | Audrey Smith-Wiberg | 8856 Greenback Ln Ste A, Orangevale, CA, 95662-4089 | 27.6 | |
| Farmers | Celine Vien | 7743 West Ln Ste C4, Stockton, CA, 95210 | 29.6 | |
| State Farm | Michael Yee | 950 Fulton Ave Ste 175, Sacramento, CA, 95825-4514 | 29.8 | |
| State Farm | Bob Hosier | 359 W 11th St Ste E, Tracy, CA, 95376-3864 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Amador County, CA | $278,600 | $742 | $550 | $1,010 | $460 |
| Ione, CA | $277,900 | $641 | $470 | $870 | $400 |
| Sutter Creek, CA | $341,700 | $900 | $670 | $1,220 | $550 |
| Plymouth, CA | $222,200 | $680 | $500 | $920 | $420 |
| Clay, CA | $452,400 | $1,340 | $990 | $1,820 | $830 |
| La Riviera, CA | $257,300 | $679 | $500 | $920 | $420 |
| Oakdale, CA | $317,600 | $816 | $600 | $1,110 | $510 |
| Clarksburg, CA | $473,900 | $1,467 | $1,090 | $2,000 | $910 |
| El Dorado County, CA | $405,900 | $1,038 | $770 | $1,410 | $640 |
| Phoenix Lake, CA | $364,500 | $966 | $710 | $1,310 | $600 |
| Knightsen, CA | $644,000 | $1,841 | $1,360 | $2,500 | $1,140 |
| South Sutter, CA | $390,200 | $1,054 | $780 | $1,430 | $650 |