Gavop tells you how to get the best homeowners insurance in Otero County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Otero County, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Seeley Ave, Vine St, Hackberry Ave, E 3rd St, Co Rd Ee, Elizabeth Dr, N 3rd St, S Grand Ave, Bowen Ave, Co Rd Z 5 | $148,000 | $120,000 | $125,000-$150,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Co Rd 19.5, Lilac Cir, Daniel Ave, Cottonwood Ln, S 14th St, N Grand Ave, W 6th St, Elm Ave, E 12th St, Co Rd Ee | $115,000 | $100,000 | $75,000-$100,000 | $50,000 | $40,000 | $25,000-$50,000 |
| Kenilworth Ave, Emerald St, S 14th St, Dixon St, Holt Ln, W 12th St, 13th St, N 11th St, Burshears Blvd, C St | $100,500 | $90,000 | $75,000-$100,000 | $87,500 | $80,000 | $100,000-$125,000 |
| Co Rd 11, S 15th St, W 2nd St, Pikeview Ave, Co Rd Y, Kiva Ct, Co Rd Y, Park St, W 16th St, Plum Ave | $107,500 | $100,000 | $75,000-$100,000 | $62,500 | $50,000 | $50,000-$75,000 |
| Madison Cir, Pine Ave, Co Rd K, S 8th St, Co Rd P, N 14th St, Co Rd 25, E 6th St, W N Railroad St, Co Rd N | $128,500 | $120,000 | $100,000-$125,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $672 |
| Home and Two Car | -$124 | $607 |
| Home and Three Car | -$175 | $555 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Otero County | $700 | $722 | $1,422 | $525 | $1,225 | $197 |
| Otero County, CO | $2,500 | $722 | $3,222 | $525 | $3,025 | $197 |
| North La Junta, CO | $500 | $747 | $1,247 | $543 | $1,043 | $204 |
| Manzanola, CO | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Olney Springs, CO | $500 | $705 | $1,205 | $513 | $1,013 | $193 |
| Las Animas, CO | $1,000 | $693 | $1,693 | $503 | $1,503 | $189 |
| Bent County, CO | $200 | $668 | $868 | $486 | $686 | $183 |
| Avondale, CO | $700 | $1,191 | $1,891 | $865 | $1,565 | $325 |
| Kim, CO | $500 | $1,034 | $1,534 | $752 | $1,252 | $283 |
| Northeast Pueblo, CO | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Pueblo County, CO | $200 | $994 | $1,194 | $722 | $922 | $272 |
| Vineland, CO | $1,500 | $971 | $2,471 | $706 | $2,206 | $265 |
| Home Insurance Company Otero County, CO | Homeowners Insurance Agency Otero County, CO | Address | Popularity Score | Distance from Otero County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | First Insurance Services Inc | 507 Bent Ave, Las Animas, CO, 81054 | 30.2 | |
| Allstate | Otero County Ins | 311 S Main St, Fowler, CO, 81039 | 23.6 | |
| Farmers | Bruce Denton | 319 Santa Fe Ave, La Junta, CO, 81050 | 11.9 | |
| State Farm | Derek Carroll | 321 Colorado Ave, La Junta, CO, 81050-3607 | 12.0 | |
| Liberty Mutual Independent | Van Dyk Insurance Agency Inc | 1006 Elm Ave. Rocky Ford, Rocky Ford, CO, 81067 | 11.7 | |
| Liberty Mutual Independent | Van Dyk Insurance Agency Inc | 1006 Elm Ave, Rocky Ford, CO, 81067 | 11.7 | |
| Allstate | The Hancock Grp Inc. | 116 W 3rd St, La Junta, CO, 81050 | 11.9 | |
| Allstate | First Ins Serv. Inc | 507 Bent Ave, Las Animas, CO, 81054 | 30.2 | |
| Travelers | Tag-Keven Falduto | 616 Prospect Avenue, La Junta, CO, 81050 | 12.6 | |
| Travelers | Karis Insurance Services | 200 Main St, Fowler, CO, 81039 | 23.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Otero County, CO | $91,800 | $731 | $510 | $960 | $450 |
| Otero County, CO | $91,800 | $731 | $510 | $960 | $450 |
| North La Junta, CO | $67,900 | $756 | $530 | $990 | $460 |
| Manzanola, CO | $74,800 | $791 | $550 | $1,040 | $490 |
| Olney Springs, CO | $60,000 | $714 | $500 | $940 | $440 |
| Las Animas, CO | $67,600 | $701 | $490 | $920 | $430 |
| Bent County, CO | $77,700 | $676 | $470 | $890 | $420 |
| Avondale, CO | $191,100 | $1,205 | $840 | $1,580 | $740 |
| Kim, CO | $137,500 | $1,047 | $730 | $1,370 | $640 |
| Northeast Pueblo, CO | $78,900 | $811 | $570 | $1,060 | $490 |
| Pueblo County, CO | $148,000 | $1,006 | $700 | $1,320 | $620 |
| Vineland, CO | $119,300 | $983 | $690 | $1,290 | $600 |