Gavop's guide to buying homeowners insurance in Dearing, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dearing, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ellington Airline Rd, Sturkey Ln, Culpepper St, Haynes Edward Rd, Country Line Rd, County Line Rd, Deerfield Rd, King Cir, Mattie Harrison Rd, Hobbs Mill Rd | $105,000 | $90,000 | $100,000-$125,000 | $120,000 | $110,000 | $125,000-$150,000 |
| Camellia Dr, Moose Club Rd, Walker Rd, Washington Ests, Adams Chapel Rd, Whiteoak Estates Cir, Phillips Rabun Rd, Dearing Acres Rd, Wire Rd, Boyd-Bradshaw Rd | $142,000 | $130,000 | $100,000-$125,000 | $81,500 | $70,000 | $75,000-$100,000 |
| White Oak Rd, S Railroad St, Magnolia Dr, Reeves St, Hinton Dr, N Main St, Boneville Pond Rd, Larkin Rd, Harris St, Davis Cir | $121,000 | $100,000 | $100,000-$125,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Radford Gay Rd Exd, Old Whiteoak Rd, Jerry Dr, Church St, Reid St, State Rte 47, Adair Rd, Randall Rd, Country Line Dr, Pine Forest Way | $132,000 | $120,000 | $125,000-$150,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Mitchner Rd Exd, Mosel Dr, Brinkley Rd, Fisher Rd, Whitaker Cir, Radford Culberth Rd, McCorkle Dr, Hampton Davis Rd, Howard Rd, Heaton Rd | $151,500 | $120,000 | $125,000-$150,000 | $101,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $547 |
| Superior Protection Discount | -$57 | $579 |
| Fire & Security Discount | -$51 | $585 |
| Hail Resistant Roof Discount | -$13 | $623 |
| Newly Constructed Home Discount | -$159 | $477 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,948 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Dearing, GA | Homeowners Insurance Agency Dearing, GA | Address | Popularity Score | Distance from Dearing (miles) |
|---|---|---|---|---|
| State Farm | Matt Willis | 119 Old Evans Rd, Martinez, GA, 30907-5502 | 19.2 | |
| State Farm | Melissa Gordon | 1030 Jimmie Dyess Pkwy Ste 5, Augusta, GA, 30909-9158 | 16.4 | |
| State Farm | Doug Newman | 228 N Peachtree St, Lincolnton, GA, 30817-5873 | 28.8 | |
| Liberty Mutual Independent | Watson And Knox Inc | 139 Main St, Thomson, GA, 30824 | 8.6 | |
| State Farm | Vicki Ussery | 584 Cobbham Rd, Thomson, GA, 30824-4051 | 8.9 | |
| State Farm | Lenny Schaeffer | 634 Main St, Thomson, GA, 30824-1518 | 9.3 | |
| Allstate | Van Land | 585 E Robinson Ave, Grovetown, GA, 30813 | 12.5 | |
| Allstate | Rick Kilpatrick | 1810 Wylds Rd Ste D, Augusta, GA, 30909 | 19.2 | |
| Travelers | Satcher Insurance | 4210 Columbia Road Bldg 1 Suite A, Martinez, GA, 30907 | 18.0 | |
| State Farm | Eddie Bussey | 2613 Tobacco Rd, Hephzibah, GA, 30815-7001 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,430 | $710 |
| McDuffie County, GA | $102,500 | $638 | $440 | $900 | $460 |
| Dearing, GA | $89,500 | $636 | $430 | $900 | $470 |
| McDuffie County, GA | $102,500 | $638 | $450 | $890 | $440 |
| Columbia County, GA | $183,800 | $1,017 | $680 | $1,440 | $760 |
| Warren County, GA | $62,300 | $842 | $610 | $1,190 | $580 |
| Martinez, GA | $154,200 | $957 | $700 | $1,330 | $630 |
| Norwood, GA | $48,800 | $390 | $280 | $550 | $270 |
| Murphys Estates, SC | $85,000 | $583 | $430 | $830 | $400 |
| Crawfordville, GA | $59,100 | $473 | $340 | $680 | $340 |
| Mount Carmel, SC | $193,600 | $1,207 | $880 | $1,650 | $770 |
| Greene County, GA | $175,800 | $899 | $600 | $1,290 | $690 |
| Wrightsville, GA | $64,100 | $842 | $570 | $1,200 | $630 |