Gavop's guide to buying homeowners insurance in Winton, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $196,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $876 |
| Superior Protection Discount | -$95 | $961 |
| Fire & Security Discount | -$95 | $961 |
| Hail Resistant Roof Discount | -$21 | $1,034 |
| Newly Constructed Home Discount | -$253 | $802 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,295 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,556 |
| Home Insurance Company Winton, CA | Homeowners Insurance Agency Winton, CA | Address | Popularity Score | Distance from Winton (miles) |
|---|---|---|---|---|
| State Farm | Carlos Vasquez | 121 W Main St Ste D, Turlock, CA, 95380-4845 | 14.7 | |
| Farmers | Daisy Salgado | 1215 Commerce Ave, Atwater, CA, 95301 | 2.9 | |
| Travelers | Bellevue Insurance Agency | 574 E Bellevue Rd, Atwater, CA, 95301 | 2.3 | |
| Farmers | Miguel Soto | 1820 P St, Merced, CA, 95340 | 9.0 | |
| State Farm | Jon Whited | 1600 Sunrise Ave., Modesto, CA, 95350 | 28.0 | |
| Farmers | Jeremy Johnson | 460 N Yosemite Ave Ste 5, Oakdale, CA, 95361 | 29.5 | |
| State Farm | Pam Shelton | 3520 Oakdale Rd Ste E, Modesto, CA, 95357-0714 | 28.1 | |
| Farmers | Anamarie Emery | 4598 S Tracy Blvd Ste 100, Tracy, CA, 95377 | 49.8 | |
| Allstate | Clayton Azevedo | 19 S Del Puerto Ave, Patterson, CA, 95363 | 28.8 | |
| Farmers | Deborah Curtis | 2380 W Monte Vista Ave, Turlock, CA, 95382 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Merced County, CA | $196,200 | $627 | $460 | $850 | $390 |
| Winton, CA | $143,700 | $1,056 | $780 | $1,440 | $660 |
| Rouse, CA | $160,800 | $600 | $440 | $820 | $380 |
| Bear Valley, CA | $242,600 | $708 | $520 | $960 | $440 |
| Valley Home, CA | $462,500 | $1,398 | $1,030 | $1,900 | $870 |
| Madera Acres, CA | $202,000 | $608 | $450 | $830 | $380 |
| Linden-Farmington, CA | $380,100 | $1,018 | $750 | $1,380 | $630 |
| Mono Vista, CA | $233,100 | $695 | $510 | $950 | $440 |
| Vallecito, CA | $308,200 | $821 | $610 | $1,120 | $510 |
| Nipinnawasee, CA | $213,400 | $669 | $500 | $910 | $410 |