How Can I Make My Wharton County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Wharton County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Wharton County, TX Home Insurance Coverage Levels | Back to Top

Wharton County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Liberty St, Co Rd 264, E Gail Ave, Cr 357, McClure St, Kerney St, Lincoln St, Margaret St, Hayden St, Co Rd 224 $129,500 $120,000 $125,000-$150,000 $72,000 $60,000 $50,000-$75,000
Allen Rd, E FM 1161 Rd, Roten Ln, N Kaiser Ln, Meadow Ln, Laura Beth St, Fairway Dr, E Jackson St, E Boling Hwy, Magnolia Cir $130,500 $120,000 $100,000-$125,000 $61,500 $50,000 $50,000-$75,000
Jackson Quarters St, 6th St, Leveridge Rd, Carroll Rd, E 1st St, Susan Cir, Alamo St, Candy St, Co Rd 241, Co Rd 420 E $108,500 $100,000 $100,000-$125,000 $112,000 $110,000 $125,000-$150,000
Co Rd 119, Merry Ln, Co Rd 112, Co Rd 463, Paul Wayne St, Ella St, Harfst Rd, Heyne Ln, Dabney St, Co Rd 268 $85,000 $80,000 $75,000-$100,000 $89,000 $70,000 $75,000-$100,000
Divide Ave, Mauldlin Rd, Guess Rd, Worthing Rd, Lakeview Ln, Co Rd 252, Town and Country Dr, Ashwood Trl, Co Rd 389, Dill St $107,500 $100,000 $100,000-$125,000 $72,000 $60,000 $50,000-$75,000
N Victoria St, Haddock Ln, Co Rd 318, May Rd, US 59 Rd, Willow Creek Dr, Roehl St, N Cloud St, Breithling Ln, Creek Bend Dr $119,000 $100,000 $125,000-$150,000 $109,000 $100,000 $100,000-$125,000
Foundation Loop, Sorrell St, Lundy Ave, W Brooks Rd, Mockingbird Ln, Allen Ln, Branch St, E Santa Fe St, Co Rd 225, Walnut St $164,000 $150,000 $125,000-$150,000 $72,000 $70,000 $75,000-$100,000
Tennie Ave, N Washington St, Mauldin Rd, Kearny St, W Mulberry Ave, E Strand St, Co Rd 106, Vela Ln, Kelving Way, Western Acres St $114,000 $110,000 $125,000-$150,000 $60,500 $50,000 $50,000-$75,000
Dover Rd, Laurel Ln, Sue Ann St, Merchant St, Barbara St, W Santa Fe St, Co Rd 351, Hickory Ln, Co Rd 148, Co Rd 423 $142,000 $110,000 $150,000-$175,000 $80,000 $70,000 $75,000-$100,000
S Co Rd 267, FM 1300, W Alfred St, Vasa St, FM 2614 Rd, Rugeley Ln, Gladys St, Allen St, FM 442 Rd, W Calhoun St $96,500 $90,000 $75,000-$100,000 $94,500 $90,000 $75,000-$100,000

Choose the Best Wharton County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score $75 to $100,000 2 Pets, Smoker $130
Part Time Job 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $200
Freelancer Up to 499 Credit Score >$150,000 3 Pets, Smoker $1,050

Choose the Right Deductible for your Wharton County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $540 $1,040 $450 $950 $90
Wharton County, TX $2,000 $350 $850 $290 $2,290 $-1,440
Wharton County, TX $700 $440 $940 $360 $1,060 $-120
Boling-Newgulf, TX $200 $300 $500 $260 $460 $40
Orchard, TX $2,500 $490 $990 $420 $2,920 $-1,930
Needville, TX $300 $580 $880 $480 $780 $100
Sealy, TX $1,000 $680 $1,180 $550 $1,550 $-370
Greatwood, TX $200 $1,070 $1,270 $860 $1,060 $210
Cinco Ranch, TX $2,500 $1,240 $1,740 $1,040 $3,540 $-1,800
Palacios, TX $400 $290 $690 $240 $640 $50
Sandy Point, TX $1,000 $700 $1,200 $590 $1,590 $-390
Point Comfort, TX $100 $520 $620 $430 $530 $90
Rosharon, TX $1,500 $450 $950 $380 $1,880 $-930

Identify Top Home Insurance Agents near Wharton County, TX | Back to Top

Home Insurance Company Wharton County, TX Homeowners Insurance Agency Wharton County, TX Address Popularity Score Distance from Wharton County (miles)
Nationwide Noltensmeyer Insurance Services Llc 14520 Old Katy Rd Ste 125, Houston, TX, 77079-1024
49.7
State Farm Polo Garcia 19875 Southwest Fwy Ste 205, Sugar Land, TX, 77479-3502
38.3
State Farm Joy Knox 1510 Eldridge Pkwy Ste 108, Houston, TX, 77077-1760
49.1
State Farm Forrest Cobb 10581 S Highway 6 Ste 111, Sugar Land, TX, 77498-4907
44.1
Allstate Kevin Trinh 13004 Murphy Rd Ste 216, Stafford, TX, 77477
47.0
State Farm Rusty Brhlik 1305 Fm 359 Rd Ste I, Richmond, TX, 77406-2024
37.3
State Farm Tommy Tran 7601 W Belt Pkwy S Ste 176, Houston, TX, 77072-5227
49.7
Nationwide Kathye Carpenter 15915 Katy Freeway Suite 610, Houston, TX, 77094
48.8
Travelers Deshazo Insurance Agency 13515 Southwest Fwy Ste 209, Sugar Land, TX, 77478
44.9
Farmers Manuel Prado 20240 Park Row Dr Ste B, Katy, TX, 77449
46.3

Compare Rates for Wharton County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $630 $420 $970 $550
Wharton County, TX $87,900 $510 $340 $790 $450
Wharton County, TX $87,900 $470 $310 $720 $410
Boling-Newgulf, TX $67,500 $310 $200 $480 $280
Orchard, TX $96,100 $540 $360 $830 $470
Needville, TX $115,200 $680 $450 $1,050 $600
Sealy, TX $150,600 $740 $490 $1,140 $650
Greatwood, TX $239,800 $1,390 $920 $2,140 $1,220
Cinco Ranch, TX $254,500 $1,090 $720 $1,680 $960
Palacios, TX $75,900 $330 $220 $510 $290
Sandy Point, TX $163,300 $720 $480 $1,110 $630
Point Comfort, TX $97,900 $400 $260 $620 $360
Rosharon, TX $85,900 $350 $230 $540 $310

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